Mona vs iCanSaveit

Mona answers the one question a money app should: how much can I actually spend? Not your balance. Not what is left in the account. What is genuinely yours to spend today — once this month's budget and the bills already on their way out have been counted. Free — every feature, no subscription, no ads. SAFE TO SPEND One number, at the top of the screen. Your budget, minus what you have spent, minus the rent and subscriptions Mona has found in your own history and set aside before showing you the figure. No app should tell you the rent is available to spend. AN ANSWER FOR TODAY Mona divides what is left across the days remaining, so every day has a number. Stay near it and you land inside your budget. SEE WHERE THE MONTH LANDS One bar carries two things at once: how much you have spent, and how much of the month has gone. Fill behind the marker means you are pacing well. Mona projects where you will finish while there is still time to change it. ADD AN EXPENSE IN SECONDS • A purpose-built keypad — no menus to scroll • Or describe it: type "coffee 5" and Mona files it • Or say it out loud • Your most-used categories sit one tap away EVERYTHING ELSE • Cash, bank accounts and cards in one place • Budgets by month, week, quarter or year — and by category • Transfers between your own accounts, which never count as spending • Recurring charges found in your own history • A weekly read on your spending, and a quiet word when something is unusual • Home Screen and Lock Screen widgets • An evening reminder, if you want one FREE, YOURS, AND PRIVATE • Free — every feature, for everyone, with nothing locked • No subscription, no ads, no upsell • No account to create • Works offline • Your data stays on your device and in your own iCloud • Encrypted backups you keep yourself • Export everything as a spreadsheet, whenever you like IN YOUR LANGUAGE English, Vietnamese, German, French, Spanish, Portuguese, Japanese, Korean and Simplified Chinese — with every amount, date and number written the way your country writes it. Know what you can spend. Privacy Policy: https://navlab.app/privacy#mona Terms of Use: https://navlab.app/terms#mona

Always know how much you can spend today — no math, no surprises. iCanSaveit is the app that keeps your numbers up to date for you. Set how much you have and how long it needs to last: every expense you log recalculates your daily spending cap automatically. HOW IT WORKS • Say what you have and how long it needs to last • Every expense comes off the total right away • What's left gets split again across the remaining days, every time ONE CALCULATION, REDONE EVERY DAY You have €900 for 30 days: today's cap is €30. Spend €12 on lunch? What's left — €888 — gets split again across the 29 days remaining. Tomorrow's cap isn't decided in advance: it's born from what you've spent so far. iCanSaveit also looks at how much you've spent on average per day since you started, and projects it across the days left — so you know today whether you'll have something left over at month's end or you're overspending. EVERYTHING UNDER CONTROL Organize income, expenses, and planned spending — subscriptions, recurring costs, extras — day by day. Forgot to log an expense? No problem: you can always fix the numbers and resync the remaining totals later. ZERO ACCOUNTS, ZERO CLOUD No account, no cloud, no tracking. Your financial data stays on your iPhone, period. iCanSaveit is free, forever. You decide the budget, on your own schedule: choose the period length, the amount, and the currency.