Mona vs EaseFi

Mona answers the one question a money app should: how much can I actually spend? Not your balance. Not what is left in the account. What is genuinely yours to spend today — once this month's budget and the bills already on their way out have been counted. Free — every feature, no subscription, no ads. SAFE TO SPEND One number, at the top of the screen. Your budget, minus what you have spent, minus the rent and subscriptions Mona has found in your own history and set aside before showing you the figure. No app should tell you the rent is available to spend. AN ANSWER FOR TODAY Mona divides what is left across the days remaining, so every day has a number. Stay near it and you land inside your budget. SEE WHERE THE MONTH LANDS One bar carries two things at once: how much you have spent, and how much of the month has gone. Fill behind the marker means you are pacing well. Mona projects where you will finish while there is still time to change it. ADD AN EXPENSE IN SECONDS • A purpose-built keypad — no menus to scroll • Or describe it: type "coffee 5" and Mona files it • Or say it out loud • Your most-used categories sit one tap away EVERYTHING ELSE • Cash, bank accounts and cards in one place • Budgets by month, week, quarter or year — and by category • Transfers between your own accounts, which never count as spending • Recurring charges found in your own history • A weekly read on your spending, and a quiet word when something is unusual • Home Screen and Lock Screen widgets • An evening reminder, if you want one FREE, YOURS, AND PRIVATE • Free — every feature, for everyone, with nothing locked • No subscription, no ads, no upsell • No account to create • Works offline • Your data stays on your device and in your own iCloud • Encrypted backups you keep yourself • Export everything as a spreadsheet, whenever you like IN YOUR LANGUAGE English, Vietnamese, German, French, Spanish, Portuguese, Japanese, Korean and Simplified Chinese — with every amount, date and number written the way your country writes it. Know what you can spend. Privacy Policy: https://navlab.app/privacy#mona Terms of Use: https://navlab.app/terms#mona

EaseFi is your intelligent personal finance companion that makes money management simple, automated, and stress-free. Take control of your finances without spreadsheets, confusion, or manual tracking. EaseFi brings all your accounts, budgets, transactions, subscriptions, and insights together in one beautiful, intuitive hub; built for real life. What You Can Do With EaseFi See all your accounts in one place: securely connect your bank, credit cards, and more. Track spending effortlessly with smart categories and real-time updates. Stay ahead of bills & subscriptions: no more forgotten renewals or surprise charges. Automated budgets that adjust to your lifestyle: not the other way around. Powerful insights that show where your money goes and how to optimize it. Smart alerts so you never miss important transactions or spikes in spending. Beautiful dashboards that make your financial picture easy to understand at a glance. Designed for Busy People EaseFi removes the friction from finance. No complicated tools. No stressful setup. Just clean, simple, automated clarity; so you can focus on what matters. Bank-Grade Security Your financial data is encrypted and protected with industry-leading security. EaseFi uses Plaid for secure account connections.EaseFi is your personal finance companion that makes simple and stress-free.