Mona vs Spent

Mona answers the one question a money app should: how much can I actually spend? Not your balance. Not what is left in the account. What is genuinely yours to spend today — once this month's budget and the bills already on their way out have been counted. Free — every feature, no subscription, no ads. SAFE TO SPEND One number, at the top of the screen. Your budget, minus what you have spent, minus the rent and subscriptions Mona has found in your own history and set aside before showing you the figure. No app should tell you the rent is available to spend. AN ANSWER FOR TODAY Mona divides what is left across the days remaining, so every day has a number. Stay near it and you land inside your budget. SEE WHERE THE MONTH LANDS One bar carries two things at once: how much you have spent, and how much of the month has gone. Fill behind the marker means you are pacing well. Mona projects where you will finish while there is still time to change it. ADD AN EXPENSE IN SECONDS • A purpose-built keypad — no menus to scroll • Or describe it: type "coffee 5" and Mona files it • Or say it out loud • Your most-used categories sit one tap away EVERYTHING ELSE • Cash, bank accounts and cards in one place • Budgets by month, week, quarter or year — and by category • Transfers between your own accounts, which never count as spending • Recurring charges found in your own history • A weekly read on your spending, and a quiet word when something is unusual • Home Screen and Lock Screen widgets • An evening reminder, if you want one FREE, YOURS, AND PRIVATE • Free — every feature, for everyone, with nothing locked • No subscription, no ads, no upsell • No account to create • Works offline • Your data stays on your device and in your own iCloud • Encrypted backups you keep yourself • Export everything as a spreadsheet, whenever you like IN YOUR LANGUAGE English, Vietnamese, German, French, Spanish, Portuguese, Japanese, Korean and Simplified Chinese — with every amount, date and number written the way your country writes it. Know what you can spend. Privacy Policy: https://get-mona.app/privacy/ Terms of Use: https://get-mona.app/terms/

Spent - Your Smart Subscription Manager Never lose track of your subscriptions again. Spent is the ultimate tool for managing recurring expenses and discovering savings opportunities. Try Spent Pro free — up to 7 days, no charge. After your free trial: $4.99/month or $39.99/year (billed annually). Cancel anytime in your App Store Account Settings. Spent Pro includes everything: • Unlimited Subscription Tracking — Add Netflix, Spotify, iCloud, and more • Daily Cost Calculator — See exactly what each subscription costs per day • Advanced Spending Analytics — Beautiful charts reveal your spending patterns • Smart Renewal Reminders — Get notified before every renewal date • AI Spending Optimization — Identify waste and find savings automatically • iCloud Sync — Access your data securely across all your devices • Data Export — Export to CSV or PDF anytime • Multi-Currency Support — USD, EUR, JPY, CNY, and more • Dark Mode — Easy on your eyes, day or night Why Spent? Most people spend $200–500/month on subscriptions without realizing it. Spent helps you: - Identify unused subscriptions you forgot about - Visualize your monthly and annual spending - Forecast future costs before they hit - Make informed decisions about every renewal - Save hundreds of dollars per year Privacy First: - All data stays on YOUR device - iCloud Sync uses your own private Apple account - No ads, no third-party tracking, no data collection - Export or delete your data at any time Perfect For: - Streaming services (Netflix, Spotify, YouTube Premium, Disney+) - SaaS tools (Adobe Creative Cloud, Microsoft 365, Notion) - Cloud storage (iCloud, Dropbox, Google One) - Gym memberships and fitness apps - Any recurring payment Download Spent today and take control of your subscriptions! Subscription automatically renews unless cancelled at least 24 hours before the end of the current period. Any unused portion of a free trial will be forfeited upon purchase of a subscription. Terms of Use: https://www.kanverse.app/spent/terms Privacy Policy: https://www.kanverse.app/spent/privacy