Mona vs SubVisual

Mona answers the one question a money app should: how much can I actually spend? Not your balance. Not what is left in the account. What is genuinely yours to spend today — once this month's budget and the bills already on their way out have been counted. Free — every feature, no subscription, no ads. SAFE TO SPEND One number, at the top of the screen. Your budget, minus what you have spent, minus the rent and subscriptions Mona has found in your own history and set aside before showing you the figure. No app should tell you the rent is available to spend. AN ANSWER FOR TODAY Mona divides what is left across the days remaining, so every day has a number. Stay near it and you land inside your budget. SEE WHERE THE MONTH LANDS One bar carries two things at once: how much you have spent, and how much of the month has gone. Fill behind the marker means you are pacing well. Mona projects where you will finish while there is still time to change it. ADD AN EXPENSE IN SECONDS • A purpose-built keypad — no menus to scroll • Or describe it: type "coffee 5" and Mona files it • Or say it out loud • Your most-used categories sit one tap away EVERYTHING ELSE • Cash, bank accounts and cards in one place • Budgets by month, week, quarter or year — and by category • Transfers between your own accounts, which never count as spending • Recurring charges found in your own history • A weekly read on your spending, and a quiet word when something is unusual • Home Screen and Lock Screen widgets • An evening reminder, if you want one FREE, YOURS, AND PRIVATE • Free — every feature, for everyone, with nothing locked • No subscription, no ads, no upsell • No account to create • Works offline • Your data stays on your device and in your own iCloud • Encrypted backups you keep yourself • Export everything as a spreadsheet, whenever you like IN YOUR LANGUAGE English, Vietnamese, German, French, Spanish, Portuguese, Japanese, Korean and Simplified Chinese — with every amount, date and number written the way your country writes it. Know what you can spend. Privacy Policy: https://get-mona.app/privacy/ Terms of Use: https://get-mona.app/terms/

SubVisual is a beautifully simple way to see every subscription you pay for — what renews next, and what it's really costing you each month. Everything lives on your device: no account, no cloud, no tracking, ever. WHY SUBVISUAL - See it all at a glance. Your subscriptions, sorted by whatever renews next, with a clear monthly and yearly total. - Know before you're charged. Set a reminder for each subscription — days before renewal, at the time you choose — so a payment never surprises you again. - Understand your spending. A clean chart breaks down where your money goes by category. - Truly private. SubVisual has no servers. Your data never leaves your device, and there's nothing for anyone — including us — to see. BUILT TO BE EFFORTLESS - Add a subscription in seconds: name, price, billing cycle, category. - Renewal dates roll forward automatically as they pass. - Lock the app with Face ID or Touch ID. - A home-screen widget shows your next payment at a glance. - Full English and Spanish, in light and dark. NO SUBSCRIPTION TO TRACK YOUR SUBSCRIPTIONS SubVisual is free to track up to five subscriptions. SubVisual Pro is a one-time purchase that unlocks unlimited subscriptions — pay once, yours forever, no subscription. PRIVACY IS THE POINT We collect nothing. No analytics, no advertising, no third parties. Your Face ID data stays in Apple's Secure Enclave and is never seen by the app. Take back control of what you're paying for — quietly, on your own device.