Mona vs Adboardly
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Mona
This AI-powered app simplifies personal finance by helping you track daily expenses, create budgets, and gain insights into your spending habits. Log transactions effortlessly with natural language input and organize your finances with clear reports and summaries.
- AI expense tracking with natural language input
- Real-time budget planning and progress monitoring
- Spending analysis with finance reports and charts
- Multi-account and wallet management
- Bill and recurring payment awareness
- Savings goal tracking
- Privacy-first, offline-first design
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Mona answers the one question a money app should: how much can I actually spend? Not your balance. Not what is left in the account. What is genuinely yours to spend today — once this month's budget and the bills already on their way out have been counted. Free — every feature, no subscription, no ads. SAFE TO SPEND One number, at the top of the screen. Your budget, minus what you have spent, minus the rent and subscriptions Mona has found in your own history and set aside before showing you the figure. No app should tell you the rent is available to spend. AN ANSWER FOR TODAY Mona divides what is left across the days remaining, so every day has a number. Stay near it and you land inside your budget. SEE WHERE THE MONTH LANDS One bar carries two things at once: how much you have spent, and how much of the month has gone. Fill behind the marker means you are pacing well. Mona projects where you will finish while there is still time to change it. ADD AN EXPENSE IN SECONDS • A purpose-built keypad — no menus to scroll • Or describe it: type "coffee 5" and Mona files it • Or say it out loud • Your most-used categories sit one tap away EVERYTHING ELSE • Cash, bank accounts and cards in one place • Budgets by month, week, quarter or year — and by category • Transfers between your own accounts, which never count as spending • Recurring charges found in your own history • A weekly read on your spending, and a quiet word when something is unusual • Home Screen and Lock Screen widgets • An evening reminder, if you want one FREE, YOURS, AND PRIVATE • Free — every feature, for everyone, with nothing locked • No subscription, no ads, no upsell • No account to create • Works offline • Your data stays on your device and in your own iCloud • Encrypted backups you keep yourself • Export everything as a spreadsheet, whenever you like IN YOUR LANGUAGE English, Vietnamese, German, French, Spanish, Portuguese, Japanese, Korean and Simplified Chinese — with every amount, date and number written the way your country writes it. Know what you can spend. Privacy Policy: https://navlab.app/privacy#mona Terms of Use: https://navlab.app/terms#mona
Adboardly
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Adboardly puts your Google AdMob earnings on your iPhone — clear, fast, and completely private. Open the app and today's earnings are the first thing you see, compared against your recent average so you know at a glance whether it's a good day. Move through yesterday, the last 7 days, this month, and last month — each with an honest comparison to the same days of the previous period. FEATURES • Today at a glance — your live total with a trend indicator. • The periods that matter — yesterday, 7 days, this month, last month, with real comparisons. • Alerts — a notification when a day earns far less than usual, or when AdMob stops one of your apps from serving. • Breakdowns — see which apps, ad units, and countries earn the most, and tap any of them to dig deeper. • Home-screen widget — today's figure without opening the app. • Ask — ask "How much did I earn yesterday?" or "How can I improve my earnings?" in plain language, answered on your device with Apple Intelligence. • Multiple accounts, Face ID lock, and full offline access with a clear "last updated" time. PRIVATE BY DESIGN Adboardly has no servers of its own. Your reports go straight from Google to your iPhone and never leave it, and "Ask" runs entirely on-device, so your earnings data is never sent anywhere. The app is free and supported by ads from Google; you're asked before any of them are personalized, and saying no keeps every feature. Requires a Google account with AdMob. Adboardly uses read-only access to your reports and can never change your AdMob settings. Adboardly is an independent app and is not affiliated with or endorsed by Google. Google AdMob is a trademark of Google LLC.
Screenshots
Verdict
The clearest difference is in-app purchases: Adboardly at none against Mona's 4. Mona's advantage is ads (none vs shown). On price, update cadence, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Mona sells 4 in-app purchases, starting at $2.99 per month. Adboardly asks for nothing beyond the download.
Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on November 4, 2026 and October 31, 2026 respectively.
| Parameter | Mona | Adboardly |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (4 ratings) — better | — |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 4 — better | — |
| Update frequency | Every 3 weeks | Every 3 weeks |
| Ads | No — better | Yes |
| In-app purchases | Yes | No — better |
| Monetization | Freemium | — |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 18.2 | 18.0 — better |
| Further details — not scored | ||
| Size | 29 MB | 13 MB |
| Age rating | 4+ | 4+ |
| Developer | Anh Nguyen | Jesus Alfredo Hernandez Alarcon |
In-app purchases
Mona
- Mona Pro (Monthly)$2.991 Month
- Mona Pro (Yearly)$9.991 Year
- Mona Pro (Lifetime)$12.99
- Mona Pro (Lifetime)$19.99
Adboardly
No in-app purchases








