Comparison

Chipp vs Wesplit

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Chipp

Effortlessly track, split, and settle group expenses with a lightning-fast interface. Manage shared living costs, travel bills, and dinner receipts with ease. Settle up instantly with friends, all within one convenient app.

Highlights
  • Tap-to-split interface
  • Find friends nearby
  • Create shared expense groups
  • Split rent and utilities
  • Manage travel expenses
  • Scan receipts for dinner bills
  • Handle partial splits
Features
Read full description

Chipp is a lightning-fast way to split and settle group expenses effortlessly. With its unique tap-to-split interface and the ability to find friends nearby, settling share expenses is effortless. Whether you're splitting rent, dining out, or managing small purchases with friends, track what’s owed, see who owes whom, and pay back instantly—all with just one swipe. GROUP EXPENSE APP MADE SIMPLE Create and manage shared expense groups for any situation—whether it's a weekend getaway, a shared apartment, or a birthday dinner. Easily track bills and expenses and settle up in real time, all in one place. SPLIT RENT WITH ROOMMATES Avoid awkward convos about utilities, Wi-Fi, or groceries. Chipp makes it easy to manage recurring rent splits and shared living costs with roommates, so everyone pays their fair share—no chasing needed. TRAVEL EXPENSE SHARING FOR FRIEND GROUPS Plan your next group trip without worrying about the money. Chipp lets you log expenses as you go and settle everything up with one swipe at the end of the vacation. No more spreadsheets or payment confusion. DINNER BILL SPLITTING WITHOUT THE MATH Out to eat with a group? Scan the receipt, split items or total evenly or unequally, and settle instantly. No more guesswork, mental math, or awkward waiting for your friends to pay you back. SHARED SUBSCRIPTION EXPENSE MANAGER Easily track and divide monthly charges for shared subscriptions like Netflix, Spotify, YouTube Premium, or HBO. Chipp helps keep shared entertainment budgets clean and clear. HANDLE PARTIAL SPLITS IN GROUP EXPENSES Custom-split every expense based on who paid and who participated. You can split by percentage, share, or amount—ideal for when one friend joins late or skips a round.

About

Wesplit

Easily track and settle shared expenses with friends and family. This app simplifies splitting bills for trips, roommates, or any group activity, ensuring everyone pays their fair share without awkward conversations.

Highlights
  • AI-defined expense categories
  • Image generation for groups
  • Easy cost split tracking
  • IOU and debt tracking
  • Group expense management
  • Customizable expense division
  • Settle up feature
  • Cross-platform sync
Features
Read full description

WeSplit: The Ultimate Free Group Expense Sharing App! Split expense with friends can be a hassle, but with WeSplit, it's easier than ever! Whether you're splitting bills with roommates, planning a group trip, or just keeping track of IOUs between friends. WeSplit simplifies the process and ensures everyone pays their fair share. Say goodbye to confusing spreadsheets and awkward conversations about money! Just split it. Key Features: - Define expense category with AI - Add image for groups with Dall-e 3 from OpenAi - Easy Cost Split Tracking: Add expenses, assign who paid, and specify how the costs should be split. WeSplit does all the calculations for you. - IOU (I Owe You) and Debt Tracking: Keep track of who owes what with our IOU tracker. Our IOU app feature provides clear and transparent breakdowns, helping you manage who owes me money effortlessly. - Group Expenses Made Simple: Create groups for trips, roommates, family expenses, or any occasion where costs are shared. Whether you’re using it as a group expense manager or a group travel expense manager, WeSplit automatically calculates everyone’s share. - Split wisely: Not all expenses are split equally. WeSplit allows you to customize how each expense is divided among group members based on shares. - Settle Up: Ready to pay your friends back? Use the built-in “Settle Up” feature to record payments and close the loop on who’s paid and who still owes. Our settle up app ensures debts are managed smoothly. - Reports & Summaries: Get clear reports on your spending history, who owes what, and settle balances easily. The app provides easy-to-read history to keep everyone informed. - Cross-Platform Sync: Sync your account across multiple devices and access your expenses on the go. Available on both mobile and web, WeSplit ensures you can split the bill wherever you are. - No More Awkward Conversations: WeSplit handles all the math and calculations, so you can avoid uncomfortable talks about money and focus on enjoying time with your friends and family. - Split Bills Offline: Manage your expenses even without an internet connection. - Multi currency balance at glance. Record bills in different currencies and convert with fx rates to desired one. Perfect For: - Roommates: Easily split rent, utilities, and household expenses with a reliable bill splitter. - Group Trips: Track expenses for vacations, road trips, or weekends away. - Couples: Manage shared costs for groceries, dining, and daily expenses. - Friends: Track shared meals, movie nights, and casual outings. - Events: Organize group gifts, parties, or any social event with ease. Why Choose WeSplit? - Simple and Intuitive Design: WeSplit is designed with simplicity in mind. You don’t need to be a math genius to use it. The intuitive interface makes tracking and settling expenses quick and effortless. - Privacy & Security: Your data is safe with us. WeSplit uses encrypted connections to protect your financial information and ensure privacy. - Reliable and Accurate: Avoid confusion with precise calculations. Whether splitting bills equally or customizing shares, WeSplit ensures everything is accurate. - No Hidden Fees: WeSplit is free to use for basic features, with optional premium features for added convenience. No hidden charges or surprise fees. Get Started Today! WeSplit is the easiest and most effective way to manage shared expenses. Download now and join thousands of users who are simplifying their financial lives. Whether you’re looking to use it as a group expense tracker or a bill splitter, WeSplit makes splitting bills free, transparent, and stress-free. With WeSplit, splitting the bill has never been this simple. Enjoy the convenience of a reliable split money app and take control of your shared expenses today! Lear about privacy policy: https://wesplit.app/privacypolicy/ Learn about terms and conditions of Wesplit: https://wesplit.app/terms/ Download WeSplit today and make splitting expenses a breeze!

Screenshots

Chipp4 screens
Wesplit4 screens

Verdict

The call

The clearest difference is review sentiment: Chipp at 78% against Wesplit's 0%. Chipp also leads on in-app purchases (none vs 3) and ratings volume (16 vs 2). Wesplit's advantage is rating (5.0 vs 4.4) and update cadence (every 3 days vs fortnightly). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Wesplit sells 3 in-app purchases, starting at $0.59 per 7 days. Chipp asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Wesplit holds the better App Store score, 5.0 against 4.4. That said, the two scores are not equally well evidenced: Chipp has 16 ratings behind it against 2, so its average is the more settled of the two. Written reviews complicate that: 78% of Chipp's written reviews are positive against 0% of Wesplit's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Chipp ships an update fortnightly, Wesplit every 3 days. The most recent releases landed on June 11, 2026 and June 1, 2026 respectively.

Scorecard7 real differences · 3 level
Chipp versus Wesplit: the parameters behind the verdict, then further details
ParameterChippWesplit
PriceFreeFree
Rating4.4 (16 ratings)5.0 (2 ratings) — better
Positive reviews77.8% of reviews — better0.0% of reviews
Number of ratings16 — better2
Update frequencyFortnightlyEvery 3 days — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS13.0 — better15.3
Further details — not scored
Size116 MB54 MB
Age rating4+17+
DeveloperChipp LLCDmitry Ryazantsyev

Customer experience

Chipp

All ratings16 ratings
Positive87.5%
Neutral0.0%
Negative12.5%
Written reviews9 reviews
Positive77.8%
Neutral0.0%
Negative22.2%

Wesplit

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive0.0%
Neutral100.0%
Negative0.0%

In-app purchases

None

Chipp

No in-app purchases

3 purchases

Wesplit

Subscriptions3
  • 1 Week of Wesplit Plus3 Days trial$0.597 Days
  • 1 Month of Wesplit Plus7 Days trial$1.691 Month
  • 1 Year of Wesplit Plus14 Days trial$15.491 Year

Questions

Is Chipp free?
Chipp is free to download, with no in-app purchases.
Is Wesplit free?
Wesplit is free to download, with in-app purchases available.
Which has better reviews, Chipp or Wesplit?
Wesplit is rated higher. Chipp averages 4.4 out of 5 from 16 ratings, while Wesplit averages 5.0 from 2 ratings.
Do Chipp or Wesplit have ads?
Neither Chipp nor Wesplit shows ads.
Which is updated more often, Chipp or Wesplit?
Chipp ships an update fortnightly, and Wesplit every 3 days. Most recently, Chipp was updated on June 11, 2026 and Wesplit on June 1, 2026.

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