Comparison

Chipp vs Splitt. Expense Sharing

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Chipp

Effortlessly track, split, and settle group expenses with a lightning-fast interface. Manage shared living costs, travel bills, and dinner receipts with ease. Settle up instantly with friends, all within one convenient app.

Highlights
  • Tap-to-split interface
  • Find friends nearby
  • Create shared expense groups
  • Split rent and utilities
  • Manage travel expenses
  • Scan receipts for dinner bills
  • Handle partial splits
Features
Read full description

Chipp is a lightning-fast way to split and settle group expenses effortlessly. With its unique tap-to-split interface and the ability to find friends nearby, settling share expenses is effortless. Whether you're splitting rent, dining out, or managing small purchases with friends, track what’s owed, see who owes whom, and pay back instantly—all with just one swipe. GROUP EXPENSE APP MADE SIMPLE Create and manage shared expense groups for any situation—whether it's a weekend getaway, a shared apartment, or a birthday dinner. Easily track bills and expenses and settle up in real time, all in one place. SPLIT RENT WITH ROOMMATES Avoid awkward convos about utilities, Wi-Fi, or groceries. Chipp makes it easy to manage recurring rent splits and shared living costs with roommates, so everyone pays their fair share—no chasing needed. TRAVEL EXPENSE SHARING FOR FRIEND GROUPS Plan your next group trip without worrying about the money. Chipp lets you log expenses as you go and settle everything up with one swipe at the end of the vacation. No more spreadsheets or payment confusion. DINNER BILL SPLITTING WITHOUT THE MATH Out to eat with a group? Scan the receipt, split items or total evenly or unequally, and settle instantly. No more guesswork, mental math, or awkward waiting for your friends to pay you back. SHARED SUBSCRIPTION EXPENSE MANAGER Easily track and divide monthly charges for shared subscriptions like Netflix, Spotify, YouTube Premium, or HBO. Chipp helps keep shared entertainment budgets clean and clear. HANDLE PARTIAL SPLITS IN GROUP EXPENSES Custom-split every expense based on who paid and who participated. You can split by percentage, share, or amount—ideal for when one friend joins late or skips a round.

About

Splitt. Expense Sharing

Features
Read full description

Splitt is the most easy and smart way to manage and share your expenses with friends or family. It makes tracking group expenses and settling up effortless. Whether it’s a weekend getaway, a night out, or everyday shared costs, Splitt keeps everything fair, fast, and easy. Key features: - Split costs equally, manually or by percent - Create and manage expenses within groups - Track who paid and who owes by recording you payments - Use local contacts to track expenses privately by yourself - Settle up your balance with friend or family member in one tap - Cloud-based storage keeps your data synced, safe and always available And many more features coming soon Designed for speed and clarity, Splitt is a powerful app that keeps your finances organized without getting in the way. Wherever you are, Splitt is always available - even offline. You can log your expenses without an internet connection. All data is stored securely on your device, and once you’re back online, everything is automatically synced to the cloud. Nothing gets lost. Our smart cross-currency system lets you record expenses in over 40 popular currencies (and growing). No matter what currency is used, your balances are automatically converted to your base currency using up-to-date exchange rates - so you’ll always know exactly who owes what. Splitt is Ideal for: - Friends splitting bills - Couples managing shared expenses - Roommates tracking household costs - Travel groups organizing trip budgets - Festivals or group events with shared spending - Managing personal expenses, debts, or loans - And many other situations Terms of Use: https://splitt.cash/terms-of-use Privacy Policy: https://splitt.cash/privacy-policy

Screenshots

Chipp4 screens
Splitt. Expense Sharing4 screens

Verdict

The call

The clearest difference is in-app purchases: Chipp at none against Splitt. Expense Sharing's 2. Chipp also leads on update cadence (fortnightly vs every 6 weeks) and iOS requirement (13.0 vs 18.0). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Splitt. Expense Sharing sells 2 in-app purchases, starting at $2.99 per month. Chipp asks for nothing beyond the download.

UpkeepUpdate frequency

Chipp ships an update fortnightly, Splitt. Expense Sharing every 6 weeks. The most recent releases landed on June 11, 2026 and September 8, 2026 respectively.

Scorecard3 real differences · 7 level
Chipp versus Splitt. Expense Sharing: the parameters behind the verdict, then further details
ParameterChippSplitt. Expense Sharing
PriceFreeFree
Rating4.4 (16 ratings) — better—
Positive reviews77.8% of reviews—
Number of ratings16 — better—
Update frequencyFortnightly — betterEvery 6 weeks
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, iPad, iPod — betteriPhone, Apple Watch
Requires iOS13.0 — better18.0
Further details — not scored
Size116 MB26 MB
Age rating4+4+
DeveloperChipp LLCUladzimir Pryhazhanau

In-app purchases

None

Chipp

No in-app purchases

2 purchases

Splitt. Expense Sharing

Subscriptions2
  • Splitt Pro Monthly7 Days trial$2.991 Month
  • Splitt Pro Annual7 Days trial$24.991 Year

Questions

Is Chipp free?
Chipp is free to download, with no in-app purchases.
Is Splitt. Expense Sharing free?
Splitt. Expense Sharing is free to download, with in-app purchases available.
Do Chipp or Splitt. Expense Sharing have ads?
Neither Chipp nor Splitt. Expense Sharing shows ads.
Which is updated more often, Chipp or Splitt. Expense Sharing?
Chipp ships an update fortnightly, and Splitt. Expense Sharing every 6 weeks. Most recently, Chipp was updated on June 11, 2026 and Splitt. Expense Sharing on September 8, 2026.

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