Comparison

Chipp vs Split.rest

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Chipp

Effortlessly track, split, and settle group expenses with a lightning-fast interface. Manage shared living costs, travel bills, and dinner receipts with ease. Settle up instantly with friends, all within one convenient app.

Highlights
  • Tap-to-split interface
  • Find friends nearby
  • Create shared expense groups
  • Split rent and utilities
  • Manage travel expenses
  • Scan receipts for dinner bills
  • Handle partial splits
Features
Read full description

Chipp is a lightning-fast way to split and settle group expenses effortlessly. With its unique tap-to-split interface and the ability to find friends nearby, settling share expenses is effortless. Whether you're splitting rent, dining out, or managing small purchases with friends, track what’s owed, see who owes whom, and pay back instantly—all with just one swipe. GROUP EXPENSE APP MADE SIMPLE Create and manage shared expense groups for any situation—whether it's a weekend getaway, a shared apartment, or a birthday dinner. Easily track bills and expenses and settle up in real time, all in one place. SPLIT RENT WITH ROOMMATES Avoid awkward convos about utilities, Wi-Fi, or groceries. Chipp makes it easy to manage recurring rent splits and shared living costs with roommates, so everyone pays their fair share—no chasing needed. TRAVEL EXPENSE SHARING FOR FRIEND GROUPS Plan your next group trip without worrying about the money. Chipp lets you log expenses as you go and settle everything up with one swipe at the end of the vacation. No more spreadsheets or payment confusion. DINNER BILL SPLITTING WITHOUT THE MATH Out to eat with a group? Scan the receipt, split items or total evenly or unequally, and settle instantly. No more guesswork, mental math, or awkward waiting for your friends to pay you back. SHARED SUBSCRIPTION EXPENSE MANAGER Easily track and divide monthly charges for shared subscriptions like Netflix, Spotify, YouTube Premium, or HBO. Chipp helps keep shared entertainment budgets clean and clear. HANDLE PARTIAL SPLITS IN GROUP EXPENSES Custom-split every expense based on who paid and who participated. You can split by percentage, share, or amount—ideal for when one friend joins late or skips a round.

About

Split.rest

Features
Read full description

Split.rest – Effortless Group Expense Tracking - Pay once and split with the rest of the group. Managing shared expenses shouldn’t be complicated. Whether you're on a group trip, sharing rent with roommates, or splitting dinner with friends, Split.rest makes it easy to track who paid, how much, and who still owes their share. Pay Once, Split the Rest No need to settle every small expense immediately. With Split.rest, one person can pay upfront, and the app will fairly distribute the cost among the rest of the group. Whose Turn to Pay? Let the Roulette Decide Forget awkward conversations about who should cover the next expense. Use the built-in roulette to find out whose turn it is to pay—keeping things fair and fun! Make Adjustments Anytime Need to fix a mistake? No problem. Every expense entry can be updated individually, and the edit history ensures full transparency, so everyone stays on the same page. Track Expenses, Stay Organized Add, edit, or remove expenses with ease. See a clear breakdown of who owes what. View past payments and keep a record of all transactions. No more confusing group chats, forgotten debts, or messy spreadsheets. Split.rest keeps everything fair and simple—so you can focus on enjoying the moment.

Screenshots

Chipp4 screens
Split.rest4 screens

Verdict

The call

The clearest difference is iOS requirement: Chipp at 13.0 against Split.rest's 16.4. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly fortnightly. The most recent releases landed on June 11, 2026 and July 27, 2026 respectively.

Scorecard1 real difference · 9 level
Chipp versus Split.rest: the parameters behind the verdict, then further details
ParameterChippSplit.rest
PriceFreeFree
Rating4.4 (16 ratings) — better—
Positive reviews77.8% of reviews—
Number of ratings16 — better—
Update frequencyFortnightlyFortnightly
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS13.0 — better16.4
Further details — not scored
Size116 MB41 MB
Age rating4+4+
DeveloperChipp LLCJakub Piasecki

In-app purchases

None

Chipp

No in-app purchases

None

Split.rest

No in-app purchases

Questions

Is Chipp free?
Chipp is free to download, with no in-app purchases.
Is Split.rest free?
Split.rest is free to download, with no in-app purchases.
Do Chipp or Split.rest have ads?
Neither Chipp nor Split.rest shows ads.
Which is updated more often, Chipp or Split.rest?
Chipp ships an update fortnightly, and Split.rest fortnightly. Most recently, Chipp was updated on June 11, 2026 and Split.rest on July 27, 2026.

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