Comparison

Chipp vs Subwise

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Chipp

Effortlessly track, split, and settle group expenses with a lightning-fast interface. Manage shared living costs, travel bills, and dinner receipts with ease. Settle up instantly with friends, all within one convenient app.

Highlights
  • Tap-to-split interface
  • Find friends nearby
  • Create shared expense groups
  • Split rent and utilities
  • Manage travel expenses
  • Scan receipts for dinner bills
  • Handle partial splits
Features
Read full description

Chipp is a lightning-fast way to split and settle group expenses effortlessly. With its unique tap-to-split interface and the ability to find friends nearby, settling share expenses is effortless. Whether you're splitting rent, dining out, or managing small purchases with friends, track what’s owed, see who owes whom, and pay back instantly—all with just one swipe. GROUP EXPENSE APP MADE SIMPLE Create and manage shared expense groups for any situation—whether it's a weekend getaway, a shared apartment, or a birthday dinner. Easily track bills and expenses and settle up in real time, all in one place. SPLIT RENT WITH ROOMMATES Avoid awkward convos about utilities, Wi-Fi, or groceries. Chipp makes it easy to manage recurring rent splits and shared living costs with roommates, so everyone pays their fair share—no chasing needed. TRAVEL EXPENSE SHARING FOR FRIEND GROUPS Plan your next group trip without worrying about the money. Chipp lets you log expenses as you go and settle everything up with one swipe at the end of the vacation. No more spreadsheets or payment confusion. DINNER BILL SPLITTING WITHOUT THE MATH Out to eat with a group? Scan the receipt, split items or total evenly or unequally, and settle instantly. No more guesswork, mental math, or awkward waiting for your friends to pay you back. SHARED SUBSCRIPTION EXPENSE MANAGER Easily track and divide monthly charges for shared subscriptions like Netflix, Spotify, YouTube Premium, or HBO. Chipp helps keep shared entertainment budgets clean and clear. HANDLE PARTIAL SPLITS IN GROUP EXPENSES Custom-split every expense based on who paid and who participated. You can split by percentage, share, or amount—ideal for when one friend joins late or skips a round.

About

Subwise

Effortlessly manage all your recurring expenses in one place. Get alerts for upcoming renewals, visualize your spending habits with insightful charts, and easily cancel unwanted subscriptions. Take control of your finances and stop wasting money on forgotten services.

Highlights
  • Track 120+ services instantly
  • Swipe to cancel subscriptions
  • Customizable renewal alerts
  • Visual spending charts
  • Offline functionality
  • Dark mode support
Features
Read full description

Stop losing money on forgotten subscriptions. Subwise shows you exactly what you're paying for and helps you take control. Track every subscription in one place. Swipe to cancel. Get alerts before renewals. See where your money really goes. What You Can Do Manage Everything in One Dashboard - Add 130+ popular services instantly or create custom subscriptions - Swipe any subscription to quickly mark it active or canceled - Switch between monthly and yearly views with one tap - Track subscriptions across multiple currencies Never Miss a Renewal Again - Get customizable notifications before charges hit your account - Set your preferred reminder timing (1 day, 3 days, or 1 week ahead) - See upcoming renewals at a glance Understand Your Spending - Visual charts break down spending by category - Compare monthly vs. yearly costs instantly - Identify your most expensive subscriptions - Track trends over time to spot savings opportunities Your Data Stays Private - Everything stored locally on your device — no cloud uploads - No ads, no tracking, no data collection - Works completely offline - Dark mode for comfortable viewing Built for Real Life - Organize by category: Streaming, Music, Fitness, Productivity, and more - Add notes to any subscription - Support for international currencies - Clean, intuitive interface that gets out of your way Perfect for tracking Netflix, Spotify, Adobe Creative Cloud, Microsoft 365, gym memberships, meal kits, cloud storage, and any other recurring expense. Take back control of your subscription spending. Download Subwise now.

Screenshots

Chipp4 screens
Subwise4 screens

Verdict

The call

The clearest difference is rating: Subwise at 5.0 against Chipp's 4.4. Subwise also leads on review sentiment (100% vs 78%). Chipp's advantage is in-app purchases (none vs 3) and ratings volume (16 vs 5). On price, update cadence, ads and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Subwise sells 3 one-off in-app purchases. Chipp asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Subwise holds the better App Store score, 5.0 against 4.4. Both are backed by a comparable volume of ratings — 16 and 5 respectively. Written reviews point the same way: 78% of Chipp's written reviews are positive against 100% of Subwise's.

UpkeepUpdate frequency

Chipp ships an update fortnightly, Subwise monthly. The most recent releases landed on October 2, 2026 and October 13, 2026 respectively.

Scorecard5 real differences · 5 level
Chipp versus Subwise: the parameters behind the verdict, then further details
ParameterChippSubwise
PriceFreeFree
Rating4.4 (16 ratings)5.0 (5 ratings) — better
Positive reviews77.8% of reviews100.0% of reviews — better
Number of ratings16 — better5
Update frequencyFortnightly — betterMonthly
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS13.0 — better18.2
Further details — not scored
Size116 MB5 MB
Age rating4+4+
DeveloperChipp LLCAlejandro Hernandez

Customer experience

Chipp

All ratings16 ratings
Positive87.5%
Neutral0.0%
Negative12.5%
Written reviews9 reviews
Positive77.8%
Neutral0.0%
Negative22.2%

Subwise

All ratings5 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Chipp

No in-app purchases

3 purchases

Subwise

One-time3
  • Small Tip$0.99
  • Medium Tip$1.99
  • Large Tip$3.99

Questions

Is Chipp free?
Chipp is free to download, with no in-app purchases.
Is Subwise free?
Subwise is free to download, with in-app purchases available.
Which has better reviews, Chipp or Subwise?
Subwise is rated higher. Chipp averages 4.4 out of 5 from 16 ratings, while Subwise averages 5.0 from 5 ratings.
Do Chipp or Subwise have ads?
Neither Chipp nor Subwise shows ads.
Which is updated more often, Chipp or Subwise?
Chipp ships an update fortnightly, and Subwise monthly. Most recently, Chipp was updated on October 2, 2026 and Subwise on October 13, 2026.

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