Chipp vs ReturnPal
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Chipp
Effortlessly track, split, and settle group expenses with a lightning-fast interface. Manage shared living costs, travel bills, and dinner receipts with ease. Settle up instantly with friends, all within one convenient app.
- Tap-to-split interface
- Find friends nearby
- Create shared expense groups
- Split rent and utilities
- Manage travel expenses
- Scan receipts for dinner bills
- Handle partial splits
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Chipp is a lightning-fast way to split and settle group expenses effortlessly. With its unique tap-to-split interface and the ability to find friends nearby, settling share expenses is effortless. Whether you're splitting rent, dining out, or managing small purchases with friends, track what’s owed, see who owes whom, and pay back instantly—all with just one swipe. GROUP EXPENSE APP MADE SIMPLE Create and manage shared expense groups for any situation—whether it's a weekend getaway, a shared apartment, or a birthday dinner. Easily track bills and expenses and settle up in real time, all in one place. SPLIT RENT WITH ROOMMATES Avoid awkward convos about utilities, Wi-Fi, or groceries. Chipp makes it easy to manage recurring rent splits and shared living costs with roommates, so everyone pays their fair share—no chasing needed. TRAVEL EXPENSE SHARING FOR FRIEND GROUPS Plan your next group trip without worrying about the money. Chipp lets you log expenses as you go and settle everything up with one swipe at the end of the vacation. No more spreadsheets or payment confusion. DINNER BILL SPLITTING WITHOUT THE MATH Out to eat with a group? Scan the receipt, split items or total evenly or unequally, and settle instantly. No more guesswork, mental math, or awkward waiting for your friends to pay you back. SHARED SUBSCRIPTION EXPENSE MANAGER Easily track and divide monthly charges for shared subscriptions like Netflix, Spotify, YouTube Premium, or HBO. Chipp helps keep shared entertainment budgets clean and clear. HANDLE PARTIAL SPLITS IN GROUP EXPENSES Custom-split every expense based on who paid and who participated. You can split by percentage, share, or amount—ideal for when one friend joins late or skips a round.
ReturnPal
Effortlessly track your purchases and never miss a return deadline. This app scans receipts, automatically extracts key details, and sends timely reminders. Keep all your return information organized and accessible without needing an account.
- Scan and import receipts
- Auto-fill retailer and amount
- Track purchase and return dates
- Smart return reminders
- Calendar and timeline view
- Attach receipt images
- On-device data storage
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Never miss a return window again. ReturnPal helps you scan receipts, auto-fill key details, and get smart reminders before it’s too late - all without creating an account. What you can do? * Scan or import receipts in seconds * Auto-fill retailer & amount from the receipt * Track purchase date, return-by date, and window days * Get smart reminders (7 / 3 / 1 days and day-of; customizable) * See everything in a clean calendar & timeline * Attach the receipt image to each card for quick reference Secured by Design: * Private by design * No login. Use the app entirely on-device * Data stays on your phone by default ReturnPal Pro: * Unlimited active returns Why ReturnPal? * Minimal screens, focused on the job of getting returns done * Fast capture and easy editing * Helpful notifications so you don’t forget Notes: * Receipt recognition depends on image quality and format; always verify dates with the retailer’s policy. * Some features are optional and may vary by region. Please refer to our Terms and Privacy Policy: ReturnPal Privacy Policy - https://returnpal-privacy.s3.us-east-2.amazonaws.com/privacy-policy.html ReturnPal Terms of Use - https://returnpal-privacy.s3.us-east-2.amazonaws.com/terms-of-use.html Apple Terms of Use (EULA) - https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Questions or feedback? Reach us at support@appstron.com
Screenshots
Verdict
The clearest difference is rating: ReturnPal at 5.0 against Chipp's 4.4. Chipp's advantage is in-app purchases (none vs 2) and ratings volume (16 vs 2). On price and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. ReturnPal sells 2 in-app purchases, starting at $0.99 per month. Chipp asks for nothing beyond the download.
ReturnPal holds the better App Store score, 5.0 against 4.4. That said, the two scores are not equally well evidenced: Chipp has 16 ratings behind it against 2, so its average is the more settled of the two.
| Parameter | Chipp | ReturnPal |
|---|---|---|
| Price | Free | Free |
| Rating | 4.4 (16 ratings) | 5.0 (2 ratings) — better |
| Positive reviews | 77.8% of reviews | — |
| Number of ratings | 16 — better | 2 |
| Update frequency | Fortnightly | — |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 13.0 — better | 16.4 |
| Further details — not scored | ||
| Size | 116 MB | 73 MB |
| Age rating | 4+ | 4+ |
| Developer | Chipp LLC | Appstron LLC |
Customer experience
Chipp
ReturnPal
In-app purchases
Chipp
No in-app purchases
ReturnPal
- ReturnPal Pro - Monthly$0.991 Month
- ReturnPal Pro - Yearly$7.991 Year









