Chipp vs JotSplit

Chipp is the fastest way to split bills, scan receipts, and get paid back. Send an expense by chat, voice note, or photo and Chipp does the math, tracks who owes who, and settles everyone up with one swipe. SPLIT BILLS BY CHAT, VOICE OR PHOTO Type it, say it, or snap it. Dinner, rent, tickets, groceries: Chipp turns any message into a tracked expense and splits it fairly in seconds. Equal, unequal, by shares or by item. SCAN RECEIPTS, PAY ONLY FOR WHAT YOU HAD Scan the bill, then just say who had what. Chipp reads every line, splits tax and tip, and shares a link so friends can claim their items and pay you back, even without the app. GROUPS FOR TRIPS, ROOMMATES AND COUPLES Make a room for every crew: feed, chat, and balances in one place, with Chipp AI right in the thread. Add expenses as you go and Chipp keeps a running tally of who owes whom. GET PAID BACK WITHOUT ASKING TWICE Smart nudges remind friends for you. Settle several people at once and watch balances hit zero in a single swipe. PAY THE WAY YOUR CREW PAYS Settle over Venmo, Cash App, Zelle, PayPal, UPI, Pix, PayNow and more. Chipp opens the right app pre-filled and records the payment. Or pay in-app with your Chipp balance and let friends cash out to their bank. MONEY POOLS FOR ANYTHING Collect for a gift, a trip, or rent. Set a goal, share one link, and anyone can chip in. Watch the pool fill up in real time. ALL YOUR MONEY, IN ONE CHAT Securely link your banks and cards, then ask Chipp anything: this month's spending, rising subscriptions, upcoming bills, or where your money went. Clear answers with beautiful charts, instantly. TAP ANY TRANSACTION TO SPLIT See a card charge you shared? Tap it to split with friends or add it to a group. No retyping amounts, ever. PRIVATE AND SECURE Bank connections use trusted, read-only access. Lock the app with Face ID. Chipp never sells your data, and nothing moves without your approval. CHIPP+ AND CHIPP CIRCLE Chipp is free to use. Chipp+ unlocks unlimited receipt scans, unlimited Chipp AI, repeating expenses and linked accounts. Chipp Circle extends everything to every member of the groups you own. Monthly and yearly plans are available, with a free trial on the yearly Circle plan. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period and are managed in your App Store account settings. Terms: https://chipp.it/terms-and-conditions/ Privacy: https://chipp.it/privacy-policy.html Download Chipp and make your next group expense the easiest one yet.

Dinner's over. Someone paid. Now comes the part nobody enjoys. JotSplit skips it. Type what happened the way you'd say it out loud — "Dinner 80, I paid, with Alex and Sam" — and the split is done. No forms. No fields. No tapping through split menus. HOW IT WORKS 1. Jot it down. One line, plain English. Amounts, names, who paid, who was in — however it comes out of your head. 2. Check the Review page. JotSplit lays out every item, every share, and every name it matched. Nothing counts until you confirm it. 3. See where you stand. Balances update the moment you confirm, and the Summary works out the shortest way to settle — who pays whom, and how much. BUILT FOR THE MESSY ONES One person didn't drink. Two people shared the appetizer. Someone's covering their partner. Say it in the same sentence and JotSplit handles it item by item — not one flat divide across everyone. TRIPS, WITHOUT THE SPREADSHEET Four days, six people, forty receipts. Jot each one as it happens. By the time you're home, the Summary has already reduced it to the fewest payments that clear everybody — nobody chasing anybody. Cabin mode splits a stay the fair way: by night, by bed, and by room. Slide between "split by rooms" and "split by people", mark a loft or a private bath, and early leavers pay only for the nights they stayed. Car mode splits a rental by who rode which days, and every fill-up by who was in the car. Just type "Airbnb Dec 17–21, $3,500" or "Car rental Oct 7–10, $400" and JotSplit offers the right mode. SEE WHO ADDED WHAT Tap a face at the top of a group to see just their expenses. A red dot means they've added something new since you last looked. YOU CHECK EVERY SPLIT AI reads your note. It never decides who owes what. Every share is computed in plain arithmetic and shown to you before it counts, and any line can be edited. The math is never guessed. SETTLING UP Mark a payment when it happens, or tap through to the payment app you already use. Settled expenses stay on the record — nothing vanishes from your history. LIVING TOGETHER Rent, utilities, the grocery run someone always covers. Keep a group going month after month; balances carry forward until someone settles up. MAKE IT YOURS Collect cat charms for your avatar — new ones arrive with the seasons — pick your colors, and lock the app behind Face ID. WHAT'S FREE 5 AI jots a day and 3 AI group actions a day, every day, at no cost. Most people never reach it. Everything else — unlimited groups, full history, settling up, the Summary — is free with no cap at all. JOTSPLIT PRO Unlimited AI input, plus every cat charm. - Monthly: $2.99 - Annual: $29.99 - 3-day free trial on both plans Payment is charged to your Apple Account at confirmation of purchase. Subscriptions renew automatically unless auto-renew is turned off at least 24 hours before the end of the current period. Your account is charged for renewal within 24 hours prior to the end of the current period. You can manage or cancel your subscription in your device Settings. Any unused portion of a free trial is forfeited when you purchase a subscription. Terms of Use: https://jotsplit.com/terms Privacy Policy: https://jotsplit.com/privacy