Comparison

AiMoola vs JotSplit

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

AiMoola

Effortlessly track and split group expenses using AI. Simply chat, upload receipts, or use voice commands to log transactions, categorize spending, and generate settlement plans. Ideal for managing household budgets, trips, and shared finances across multiple devices.

Highlights
  • AI Smart Logging (voice, photo, text)
  • AI-Powered Splitting (even, percentage, custom)
  • Conversational Interface
  • Batch Bill Recognition
  • Shared Ledgers
  • Multi-Currency Support
Features
Read full description

AiMoola makes group expense tracking and splitting simple and smart. Say goodbye to messy spreadsheets and endless group chats! AiMoola introduces an AI-powered, conversational way to track and split expenses — as simple as chatting. Whether you ask a question, send a voice note, or upload a receipt or shopping screenshot, AI understands your intent, auto-categorizes entries, generates charts and settlement plans, and syncs everything instantly across all devices. From shared household budgets and couple spending to class funds, roommate splits, group trips, and small team finances — AiMoola handles it all effortlessly. Key features: ● AI Smart Logging: Record by voice, photo, or text with instant categorization. ● AI-Powered Splitting: Split expenses and income instantly — evenly, by percentage, share, or custom amounts. Split both expenses and income — evenly, by percentage, by shares, or custom amounts — with clear balances showing who owes whom. ● Conversational Interface: Interact with AI like chatting — faster, friendlier, and more natural. ● Batch Bill Recognition: Send multiple transaction screenshots, e-receipts, or invoices at once — AI processes them in bulk, saving time and effort. ● Shared Ledgers: Invite members to track and sync expenses in real time. ● Flexible Ledgers: Create books for family, travel, or business. ● Personal Reports: Each member gets their own spending summary and insights. ● Multi-Ledger Templates: Separate ledgers for family, travel, or business — organized and clear. ● Custom Categories: Create your own 1st- and 2nd-level categories to fit your needs. ● Multi-Currency Support: 100+ currencies with live exchange rates. For more information: www.aimoola.com https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

JotSplit

Effortlessly split group expenses by simply typing out what happened in plain English. The AI interprets your notes to accurately calculate individual shares and provides a clear summary for settling up. Ideal for trips, shared living, and any group spending.

Highlights
  • Natural language expense entry
  • AI-powered share calculation
  • Itemized expense review
  • Shortest payment summary
  • Group expense tracking
  • Settlement marking
  • Customizable avatars and colors
Read full description

Dinner's over. Someone paid. Now comes the part nobody enjoys. JotSplit skips it. Type what happened the way you'd say it out loud — "Dinner 80, I paid, with Alex and Sam" — and the split is done. No forms. No fields. No tapping through split menus. HOW IT WORKS 1. Jot it down. One line, plain English. Amounts, names, who paid, who was in — however it comes out of your head. 2. Check the Review page. JotSplit lays out every item, every share, and every name it matched. Nothing counts until you confirm it. 3. See where you stand. Balances update the moment you confirm, and the Summary works out the shortest way to settle — who pays whom, and how much. BUILT FOR THE MESSY ONES One person didn't drink. Two people shared the appetizer. Someone's covering their partner. Say it in the same sentence and JotSplit handles it item by item — not one flat divide across everyone. TRIPS, WITHOUT THE SPREADSHEET Four days, six people, forty receipts. Jot each one as it happens. By the time you're home, the Summary has already reduced it to the fewest payments that clear everybody — nobody chasing anybody. Cabin mode splits a stay the fair way: by night, by bed, and by room. Slide between "split by rooms" and "split by people", mark a loft or a private bath, and early leavers pay only for the nights they stayed. Car mode splits a rental by who rode which days, and every fill-up by who was in the car. Just type "Airbnb Dec 17–21, $3,500" or "Car rental Oct 7–10, $400" and JotSplit offers the right mode. SEE WHO ADDED WHAT Tap a face at the top of a group to see just their expenses. A red dot means they've added something new since you last looked. YOU CHECK EVERY SPLIT AI reads your note. It never decides who owes what. Every share is computed in plain arithmetic and shown to you before it counts, and any line can be edited. The math is never guessed. SETTLING UP Mark a payment when it happens, or tap through to the payment app you already use. Settled expenses stay on the record — nothing vanishes from your history. LIVING TOGETHER Rent, utilities, the grocery run someone always covers. Keep a group going month after month; balances carry forward until someone settles up. MAKE IT YOURS Collect cat charms for your avatar — new ones arrive with the seasons — pick your colors, and lock the app behind Face ID. WHAT'S FREE 5 AI jots a day and 3 AI group actions a day, every day, at no cost. Most people never reach it. Everything else — unlimited groups, full history, settling up, the Summary — is free with no cap at all. JOTSPLIT PRO Unlimited AI input, plus every cat charm. - Monthly: $2.99 - Annual: $29.99 - 3-day free trial on both plans Payment is charged to your Apple Account at confirmation of purchase. Subscriptions renew automatically unless auto-renew is turned off at least 24 hours before the end of the current period. Your account is charged for renewal within 24 hours prior to the end of the current period. You can manage or cancel your subscription in your device Settings. Any unused portion of a free trial is forfeited when you purchase a subscription. Terms of Use: https://jotsplit.com/terms Privacy Policy: https://jotsplit.com/privacy

Screenshots

AiMoola4 screens
JotSplit4 screens

Verdict

The call

The clearest difference is ads: JotSplit at none against AiMoola's shown. AiMoola's advantage is ratings volume (29 vs 2). On price, rating, review sentiment and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. AiMoola sells 10 in-app purchases, starting at $3.99 per month and JotSplit sells 2 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.9 for AiMoola against 5.0 for JotSplit. That said, the two scores are not equally well evidenced: AiMoola has 29 ratings behind it against 2, so its average is the more settled of the two. Written reviews split almost evenly too, at 100% and 100% positive.

UpkeepUpdate frequency

AiMoola ships an update weekly, JotSplit every 5 days. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.

Scorecard2 real differences · 8 level
AiMoola versus JotSplit: the parameters behind the verdict, then further details
ParameterAiMoolaJotSplit
PriceFreeFree
Rating4.9 (29 ratings)5.0 (2 ratings) — better
Positive reviews100.0% of reviews100.0% of reviews
Number of ratings29 — better2
Update frequencyWeeklyEvery 5 days — better
AdsYesNo — better
In-app purchasesYesYes
MonetizationFree with in-app purchasesFreemium
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.0 — better15.1
Further details — not scored
Size204 MB42 MB
Age rating12+4+
DeveloperBESTRIE PTE LTDJiahao Chen

Customer experience

AiMoola

All ratings29 ratings
Positive96.6%
Neutral0.0%
Negative3.4%
Written reviews9 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

JotSplit

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

10 purchases

AiMoola

Subscriptions3
  • Monthly$3.991 Month
  • Quarterly$9.003 Months
  • Yearly$24.001 Year
One-time7
  • 1,000 MoP$1.59
  • 2,000 MoP$2.99
  • 3,000 MoP$4.49
Show 4 more
  • 5,000 MoP$7.49
  • 10,000 MoP$14.95
  • Lifetime$29.90
  • 20,000 MoP$29.90
2 purchases

JotSplit

Subscriptions2
  • JotSplit Pro3 Days trial$2.991 Month
  • JotSplit Pro3 Days trial$29.991 Year

Questions

Is AiMoola free?
AiMoola is free to download, with in-app purchases available.
Is JotSplit free?
JotSplit is free to download, with in-app purchases available.
Which has better reviews, AiMoola or JotSplit?
JotSplit is rated higher. AiMoola averages 4.9 out of 5 from 29 ratings, while JotSplit averages 5.0 from 2 ratings.
Do AiMoola or JotSplit have ads?
AiMoola shows ads; JotSplit does not.
Which is updated more often, AiMoola or JotSplit?
AiMoola ships an update weekly, and JotSplit every 5 days. Most recently, AiMoola was updated on October 25, 2026 and JotSplit on October 24, 2026.

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