PerkTracker vs JotSplit
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PerkTracker
Effortlessly manage and maximize your credit card benefits. This app automatically organizes your perks, sends expiration alerts, and provides a clear overview of all your card benefits in one place.
- Smart perk tracking by category and issuer
- Expiration and renewal alerts
- Clean and simple interface
- Flexible perk management (mark as used, add custom)
- Multi-card support
- Automatic updates
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PerkTracker helps you easily track, organize, and maximize the value of your credit card perks. Stop losing money from unused credits, forgotten benefits, or expired offers. PerkTracker brings all your perks together and keeps everything up to date—automatically. Key Features • Smart Perk Tracking Automatically organizes your card benefits by category, issuer, and renewal cycle. Quickly see what’s active, what’s expiring soon, and what you’ve already used. • Expiration & Renewal Alerts Get reminders before perks expire, so you never miss monthly or annual credits again. • Clean, Simple Interface A minimal and intuitive design makes it easy to view all your perks at a glance—no clutter, no confusion. • Flexible Perk Management Mark perks as used, skipped, or inactive. Add custom perks, edit details, or note special terms. • Multi-Card Support Track perks across all your cards in one place. Great for maximizing value across Amex, Chase, Citi, and more. Why PerkTracker? Credit card perks can be valuable, but they’re easy to forget. PerkTracker ensures you get the maximum value from every card you own—effortlessly.
JotSplit
Effortlessly split group expenses by simply typing out what happened in plain English. The AI interprets your notes to accurately calculate individual shares and provides a clear summary for settling up. Ideal for trips, shared living, and any group spending.
- Natural language expense entry
- AI-powered share calculation
- Itemized expense review
- Shortest payment summary
- Group expense tracking
- Settlement marking
- Customizable avatars and colors
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Dinner's over. Someone paid. Now comes the part nobody enjoys. JotSplit skips it. Type what happened the way you'd say it out loud — "Dinner 80, I paid, with Alex and Sam" — and the split is done. No forms. No fields. No tapping through split menus. HOW IT WORKS 1. Jot it down. One line, plain English. Amounts, names, who paid, who was in — however it comes out of your head. 2. Check the Review page. JotSplit lays out every item, every share, and every name it matched. Nothing counts until you confirm it. 3. See where you stand. Balances update the moment you confirm, and the Summary works out the shortest way to settle — who pays whom, and how much. BUILT FOR THE MESSY ONES One person didn't drink. Two people shared the appetizer. Someone's covering their partner. Say it in the same sentence and JotSplit handles it item by item — not one flat divide across everyone. TRIPS, WITHOUT THE SPREADSHEET Four days, six people, forty receipts. Jot each one as it happens. By the time you're home, the Summary has already reduced it to the fewest payments that clear everybody — nobody chasing anybody. Cabin mode splits a stay the fair way: by night, by bed, and by room. Slide between "split by rooms" and "split by people", mark a loft or a private bath, and early leavers pay only for the nights they stayed. Car mode splits a rental by who rode which days, and every fill-up by who was in the car. Just type "Airbnb Dec 17–21, $3,500" or "Car rental Oct 7–10, $400" and JotSplit offers the right mode. SEE WHO ADDED WHAT Tap a face at the top of a group to see just their expenses. A red dot means they've added something new since you last looked. YOU CHECK EVERY SPLIT AI reads your note. It never decides who owes what. Every share is computed in plain arithmetic and shown to you before it counts, and any line can be edited. The math is never guessed. SETTLING UP Mark a payment when it happens, or tap through to the payment app you already use. Settled expenses stay on the record — nothing vanishes from your history. LIVING TOGETHER Rent, utilities, the grocery run someone always covers. Keep a group going month after month; balances carry forward until someone settles up. MAKE IT YOURS Collect cat charms for your avatar — new ones arrive with the seasons — pick your colors, and lock the app behind Face ID. WHAT'S FREE 5 AI jots a day and 3 AI group actions a day, every day, at no cost. Most people never reach it. Everything else — unlimited groups, full history, settling up, the Summary — is free with no cap at all. JOTSPLIT PRO Unlimited AI input, plus every cat charm. - Monthly: $2.99 - Annual: $29.99 - 3-day free trial on both plans Payment is charged to your Apple Account at confirmation of purchase. Subscriptions renew automatically unless auto-renew is turned off at least 24 hours before the end of the current period. Your account is charged for renewal within 24 hours prior to the end of the current period. You can manage or cancel your subscription in your device Settings. Any unused portion of a free trial is forfeited when you purchase a subscription. Terms of Use: https://jotsplit.com/terms Privacy Policy: https://jotsplit.com/privacy
Screenshots
Verdict
The clearest difference is in-app purchases: PerkTracker at none against JotSplit's 2. JotSplit's advantage is update cadence (every 5 days vs monthly) and iOS requirement (15.1 vs 17.6). On price, rating, ratings volume and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. JotSplit sells 2 in-app purchases, starting at $2.99 per month. PerkTracker asks for nothing beyond the download.
On the App Store both sit at effectively the same score — 5.0 for PerkTracker against 5.0 for JotSplit. Both are backed by a comparable volume of ratings — 3 and 2 respectively.
PerkTracker ships an update monthly, JotSplit every 5 days. Both last shipped on October 24, 2026.
| Parameter | PerkTracker | JotSplit |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (3 ratings) | 5.0 (2 ratings) |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | 3 — better | 2 |
| Update frequency | Monthly | Every 5 days — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free — better | Freemium |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 17.6 | 15.1 — better |
| Further details — not scored | ||
| Size | 8 MB | 42 MB |
| Age rating | 4+ | 4+ |
| Developer | CindysFamily LLC | Jiahao Chen |
Customer experience
PerkTracker
JotSplit
In-app purchases
PerkTracker
No in-app purchases
JotSplit
- JotSplit Pro3 Days trial$2.991 Month
- JotSplit Pro3 Days trial$29.991 Year








