Comparison

OK支付 vs 上海农商银行

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

OK支付

This finance app offers comprehensive OK card management, including binding, recharging, and spending. It also facilitates bank card payments, transfers, online pre-paid card purchases, and bill payments, with merchant discovery for OK card usage.

Highlights
  • OK card management (binding, recharge, exchange, spending)
  • Bank card payment and transfer services
  • Online pre-paid card purchase
  • Mobile and lifestyle bill payments
  • Merchant discovery for OK card usage
Read full description

OK支付由百联集团旗下推出,是一款以OK卡服务为主,兼具银行卡支付转账业务、在线购买预付卡、生活缴费、特约商户导购等多种应用场景的手机应用,致力于为用户提供方便快捷的移动端支付服务。 主要功能 1、OK卡包:支持对OK卡的绑定、充值、兑换及消费,OK卡的移动管家 2、快捷支付:为用户提供充值、转账、提现及消费等服务 3、生活服务:支持充值手机话费及生活缴费服务,随时随地搞定生活琐事 4、在线购卡:不用为购卡排队而烦恼,OK卡送到家 5、生活导购:查询附近可使用OK卡支付的签约商户

About

上海农商银行

Features
Read full description

(1)手机银行拆分成个人版和企业版,更专注的服务于个人和公司客户群体。 (2)新增“黄金积存金、银联二维码主扫、信用卡卡片激活和挂失补卡”等功能。 (3)全面优化账户查询、转账汇款、基金理财购买、信用卡等业务功能。 (4)提供各类线上线下消费服务,如商品购买、火车票、电影票、咖啡外送等。 (5)使用全新产品架构,后续新增优化功能将减少客户更新APP次数。

Screenshots

OK支付4 screens
上海农商银行4 screens

Verdict

The call

The clearest difference is rating: 上海农商银行 at 4.8 against OK支付's 2.1. 上海农商银行 also leads on review sentiment (77% vs 60%) and ratings volume (158 vs 10). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

上海农商银行 holds the better App Store score, 4.8 against 2.1. That said, the two scores are not equally well evidenced: 上海农商银行 has 158 ratings behind it against 10, so its average is the more settled of the two. Written reviews point the same way: 60% of OK支付's written reviews are positive against 77% of 上海农商银行's.

UpkeepUpdate frequency

OK支付 ships an update monthly, 上海农商银行 every 3 weeks. The most recent releases landed on November 6, 2026 and November 11, 2026 respectively.

Scorecard4 real differences · 6 level
OK支付 versus 上海农商银行: the parameters behind the verdict, then further details
ParameterOK支付上海农商银行
PriceFreeFree
Rating2.1 (10 ratings)4.8 (158 ratings) — better
Positive reviews60.0% of reviews76.7% of reviews — better
Number of ratings10158 — better
Update frequencyMonthlyEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.013.0 — better
Further details — not scored
Size137 MB327 MB
Age rating17+4+
Developer安付宝商务有限公司上海农村商业银行

Customer experience

OK支付

All ratings10 ratings
Positive30.0%
Neutral0.0%
Negative70.0%
Written reviews20 reviews
Positive60.0%
Neutral10.0%
Negative30.0%

上海农商银行

All ratings158 ratings
Positive93.7%
Neutral0.6%
Negative5.7%
Written reviews30 reviews
Positive76.7%
Neutral6.7%
Negative16.7%

In-app purchases

None

OK支付

No in-app purchases

None

上海农商银行

No in-app purchases

Questions

Is OK支付 free?
OK支付 is free to download, with no in-app purchases.
Is 上海农商银行 free?
上海农商银行 is free to download, with no in-app purchases.
Which has better reviews, OK支付 or 上海农商银行?
上海农商银行 is rated higher. OK支付 averages 2.1 out of 5 from 10 ratings, while 上海农商银行 averages 4.8 from 158 ratings.
Do OK支付 or 上海农商银行 have ads?
Neither OK支付 nor 上海农商银行 shows ads.
Which is updated more often, OK支付 or 上海农商银行?
OK支付 ships an update monthly, and 上海农商银行 every 3 weeks. Most recently, OK支付 was updated on November 6, 2026 and 上海农商银行 on November 11, 2026.

Other comparisons