浦发银行 vs OK支付
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
浦发银行
Experience financial empowerment with the latest version of an innovative banking app. Stay informed with real-time market updates, personalized financial insights, easy loan options, and convenient payment features. Enhance your financial journey with interactive tools and tailored investment advice.
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伙伴·共进，浦发银行App焕新升级！ 【做你的财富知己】 1-慧选：理财、基金、存款全品类覆盖！推出慧选矩阵和榜单，实现轻松选、一键投。 2-慧伴：7*24小时财富管家，市场热点、待办事项、持仓分析、投资机会一手掌握。 3-慧诊：四步法资产全面规划，深度持仓产品诊断，科学配置资产，财富稳健增值。 【做你的贷款顾问】 1-贷款超市：消费、置业、经营贷一站式配齐！贷款超市随心选，匹配你的每笔资金规划。 2-优惠权益：政府贴息+利息优惠双重福利，低息省钱更划算。 3-信用卡：聚合双卡权益，融合全能积分等32项功能，一个APP搞定信用卡全场景需求。 【做你的生活搭子】 1-卓信V+：焕新权益礼，达标享好礼，月月有惊喜。 2-代发专区：融合企业人财事管理，为企业员工提供工资查看、签到、请假、OA、报销及专属权益等非金融一站式服务。 3-便民服务：涵盖生活缴费、医疗健康、文娱出行、购物消费，多场景需求一屏直达。
OK支付
This finance app offers comprehensive OK card management, including binding, recharging, and spending. It also facilitates bank card payments, transfers, online pre-paid card purchases, and bill payments, with merchant discovery for OK card usage.
- OK card management (binding, recharge, exchange, spending)
- Bank card payment and transfer services
- Online pre-paid card purchase
- Mobile and lifestyle bill payments
- Merchant discovery for OK card usage
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OK支付由百联集团旗下推出，是一款以OK卡服务为主，兼具银行卡支付转账业务、在线购买预付卡、生活缴费、特约商户导购等多种应用场景的手机应用，致力于为用户提供方便快捷的移动端支付服务。 主要功能 1、OK卡包：支持对OK卡的绑定、充值、兑换及消费，OK卡的移动管家 2、快捷支付：为用户提供充值、转账、提现及消费等服务 3、生活服务：支持充值手机话费及生活缴费服务，随时随地搞定生活琐事 4、在线购卡：不用为购卡排队而烦恼，OK卡送到家 5、生活导购：查询附近可使用OK卡支付的签约商户
Screenshots
Verdict
The clearest difference is rating: 浦发银行 at 4.7 against OK支付's 2.1. 浦发银行 also leads on ratings volume (1.7K vs 10) and update cadence (fortnightly vs every 5 weeks). OK支付's advantage is review sentiment (60% vs 35%). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
浦发银行 holds the better App Store score, 4.7 against 2.1. That said, the two scores are not equally well evidenced: 浦发银行 has 1.7K ratings behind it against 10, so its average is the more settled of the two. Written reviews complicate that: 35% of 浦发银行's written reviews are positive against 60% of OK支付's, so the app with the better star average is not the one people write more warmly about.
浦发银行 ships an update fortnightly, OK支付 every 5 weeks. The most recent releases landed on September 26, 2026 and September 12, 2026 respectively.
| Parameter | 浦发银行 | OK支付 |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (1.7K ratings) — better | 2.1 (10 ratings) |
| Positive reviews | 34.5% of reviews | 60.0% of reviews — better |
| Number of ratings | 1.7K — better | 10 |
| Update frequency | Fortnightly — better | Every 5 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 258 MB | 134 MB |
| Age rating | 4+ | 17+ |
| Developer | 上海浦东发展银行 | 安付宝商务有限公司 |
Customer experience
浦发银行
OK支付
Bugs and requests
浦发银行
Reported bugs
4 issues- Login issues and session timeouts
- Inability to change password
- Unreliable network connectivity
- Incompatibility with newer iOS versions
Requested features
4 requests- Dark mode option
- Improved account statement and transaction history
- Streamlined transfer process
- Better support for larger screen devices
OK支付
Not enough reviews yet to summarise bugs or requests.
In-app purchases
浦发银行
No in-app purchases
OK支付
No in-app purchases
