KeySteps vs Homebuyer Prep

Looking to achieve your dream of homeownership? Look no further than KeySteps, the ultimate financial digital assistant. Whether you're just starting your homeownership journey or you're a seasoned homeowner, KeySteps has everything you need to get mortgage-ready and build your homeownership wealth with confidence. Here are some of the key features that set KeySteps apart: • Free credit score, report, and monitoring: See your credit score and track changes month-to-month. Learn the key factors that make up your score and check your credit report for accuracy. • Affordability analysis: Check your total buying power based on where your finances are today, then see the real-time impact that interest rate changes or other factors can have on your estimated monthly payment. • Real estate listings: Search local and nationwide real estate listings, customize searches, favorite properties you like, and save your searches. • Mortgage readiness assessment: Check your personal Homeownership Snapshot to see how you stand on the key financial factors used for mortgage approvability, and that will help you reduce your estimated monthly payment when buying your next home. • Financial Insights: Track your cumulative savings and DTI as you save up for a new home, and your net worth as you grow wealth in your current one. • Homeownership preparation: Connect with your trusted lender partner to review your mortgage readiness and get their guidance on planning and specific steps you should take to be confident at every stage of your journey. Security is our #1 priority, so you can rest easy knowing that your financial accounts and homeownership preferences are secure. Read our security and privacy policies here: https://finlocker.com/security/ Achieving your dream of homeownership has never been easier. Download KeySteps today and take control of your financial future.

Get ready for homeownership, one step at a time. Homebuyer Prep helps you organize your household finances, explore the costs of owning a home, and prepare information you may want to share with a housing counseling agency. BUILD YOUR PLAN - Organize income, savings, debts, and monthly expenses. - Estimate mortgage payments, cash needed at closing, and recurring ownership costs such as taxes, insurance, maintenance, utilities, and association dues. - Compare purchase-price, down-payment, and interest-rate scenarios without changing your saved plan. - Track next steps and a document checklist. - Review details recognized from ID and bill photos before adding them to your record. - Import available address and price details from a home listing, then review them before updating your plan. PREPARE FOR HELP - Answer plain-language questions in Get Help. - Explore official homebuyer education and search HUD's housing counseling agency directory by state. - Prepare a readable PDF report and review what it includes before sharing. - Create optional MISMO-aligned agency XML, JSON, or password-protected agency files when a recipient requests them. Confirm file compatibility with the recipient first. STAY IN CONTROL No account is required. The app stores one household record locally on your device. Standard device or iCloud backups may include this data, depending on your settings. The app does not automatically submit your household answers to lenders or counseling agencies. You choose whether and where to share export files through Apple's share sheet. Home Search and external resources connect to third-party websites, whose privacy policies apply. Planning results are estimates based on the information you enter. Homebuyer Prep does not provide loan approval, housing counseling services, or financial, legal, or tax advice.