Homebuyer Prep

Homebuyer Prep is a privacy-first app for people preparing to buy a home or get housing counseling. Use the app to: - organize household finances, debts, assets, and budget items - estimate the full cost of homeownership, including taxes, insurance, maintenance, utilities, and other recurring costs - compare purchase-price, rate, and payment scenarios with interactive planning tools once your plan has enough detail - complete a buyer-friendly intake that maps behind the scenes to MISMO-aligned housing counseling fields - export a PDF report when you choose - optionally create technical agency import, JSON, appendix, or password-protected files when requested Designed for transparency: - one local household record on the device - no account creation - no lender portal - no automatic submission to counseling agencies or lenders - exports are created only when the user asks for them Homebuyer Prep is a preparation tool. It does not provide loan approval, legal advice, tax advice, or housing counseling services.