Homebuyer Prep

Get ready for homeownership, one step at a time. Homebuyer Prep helps you organize your household finances, explore the costs of owning a home, and prepare information you may want to share with a housing counseling agency. BUILD YOUR PLAN - Organize income, savings, debts, and monthly expenses. - Estimate mortgage payments, cash needed at closing, and recurring ownership costs such as taxes, insurance, maintenance, utilities, and association dues. - Compare purchase-price, down-payment, and interest-rate scenarios without changing your saved plan. - Track next steps and a document checklist. - Review details recognized from ID and bill photos before adding them to your record. - Import available address and price details from a home listing, then review them before updating your plan. PREPARE FOR HELP - Answer plain-language questions in Get Help. - Explore official homebuyer education and search HUD's housing counseling agency directory by state. - Prepare a readable PDF report and review what it includes before sharing. - Create optional MISMO-aligned agency XML, JSON, or password-protected agency files when a recipient requests them. Confirm file compatibility with the recipient first. STAY IN CONTROL No account is required. The app stores one household record locally on your device. Standard device or iCloud backups may include this data, depending on your settings. The app does not automatically submit your household answers to lenders or counseling agencies. You choose whether and where to share export files through Apple's share sheet. Home Search and external resources connect to third-party websites, whose privacy policies apply. Planning results are estimates based on the information you enter. Homebuyer Prep does not provide loan approval, housing counseling services, or financial, legal, or tax advice.