Spending Tracker vs 2Wallet Budget Expense Tracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Spending Tracker
Easily track your expenses using voice, photos, or typing. Visualize spending trends with instant charts and reports. Share expenses with family or export data for taxes.
- Voice and photo expense logging
- Instant spending trend visibility
- iCloud sync and team sharing
- Advanced reporting and export
- Smart categorization
- Receipt scanning
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Cash Compass is a private expense tracker for iPhone. No bank logins, no account connections, no data sold — you log what you spend, and it shows you exactly where your money goes. FAST TO LOG, SO YOU ACTUALLY KEEP DOING IT • Say it — speak an expense and it's categorised and saved • Ask Siri — "log an expense in Cash Compass" works from Siri, Shortcuts, Spotlight and the Action button • Snap it — photograph a receipt and the details are pulled out for you • Or type it — amount-first manual entry in a few taps, works fully offline SEE WHAT'S ACTUALLY HAPPENING • Category charts — bar, donut and line views of where the money went • Month-over-month comparison — this period against the last, category by category • Weekly report — what you spent this week vs last, with the categories that moved • Spending-spike alerts — Cash Compass flags a category running above its own recent average • Savings rate — set your monthly income and watch the rate on your dashboard • Tracking streak — consecutive days logged, because consistency is the whole game PRIVATE BY DESIGN • No bank logins. Nothing to connect, nothing to reauthorise, no credentials to breach • Your transactions stay on your device; Premium syncs through your own iCloud account • No ads. No selling your data WORKS WHEREVER YOU DO • Every world currency — set yours and every total, chart and export follows • 33 languages • Separate Personal and Business accounts, switchable in a tap • Cash spending is tracked as easily as card — something bank-feed apps structurally cannot do FREE, AND WHAT PREMIUM ADDS Manual logging is free forever, with no ads. Premium unlocks unlimited voice entry and receipt scanning, the full charts, CSV export, and iCloud sync across your devices. Apple Family Sharing covers 5 more family members at no extra cost — each keeps their own private data; the subscription is the only shared item. Cash Compass is made by a small independent developer. If something's missing or broken, the support link goes to a human.
2Wallet Budget Expense Tracker
Manage your money, track expenses, and plan budgets with this comprehensive personal finance app. It offers multi-account management, custom categories, and currency support to help you achieve your financial goals.
- Multi-account management
- Custom expense and income categories
- Multiple currencies with auto-updating rates
- Quick transaction input with calculator
- Transfers between accounts
- Financial summary and reports
- Full transaction history
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Track spending, savings, and debt in one app. Free, with no ads and no sign-in to start. Record an expense in seconds, keep every account in its own currency, and see what you own and what you owe in a single total. Premium is optional, and 2Wallet works without it. Why 2Wallet • Free to use, with no ads • Works offline, and no account is needed to start • Each account in its own currency, totals in your base currency • Cash, cards, savings, and debts side by side • Assets, debts, and your net worth on one screen Accounts Create an account for everyday spending, cash, a card, a deposit, savings, or a debt. A debt can be money you owe or money owed to you, and you can mark it completed. Include an account in your total or leave it out, and archive an account you no longer use. Choose a name, an icon, and a color, and drag accounts into any order. Transactions Record an expense, an income, or a transfer between accounts. Type the amount on the built-in calculator. When two currencies are involved, 2Wallet fills in the converted amount from current rates. Add a note, set the date and time, and choose the account and category. Adjust a balance to match a statement or the cash in your pocket. A negative amount is labeled as a refund. Categories Start from Food, Transport, Home, Entertainment, and Shopping, and from Salary, Investment, and Other for income. Create your own categories, and add subcategories for a finer split. Set an icon and a color, drag to reorder, and archive a category you no longer need. Charts and history Review a day, a week, a month, a year, all time, or a custom range. A chart and category totals show how income and expenses split, in your base currency. Search by expense, income, or transfer, and filter by account, category, or words in your notes. Currencies Give each account its own currency and choose one base currency for totals. A trip or a foreign balance still fits one picture of your money. Set the number format and the symbol for a currency. Exchange rates refresh when the app starts, and saved rates stay available offline. Your records Accounts, categories, and transactions are stored on your device, and no sign-in is required. Sign in to tie the records to you. Premium cloud sync covers accounts, categories, and transactions, and restores them on a new device. The same account on two phones keeps one picture of a household budget. Personalize Choose a light theme, a dark theme, or the system setting. Pick an accent color. Open on Accounts, Categories, Transactions, or the last screen you used. Available in English, German, Spanish, French, Portuguese, Dutch, Polish, Turkish, Russian, Ukrainian, Hindi, Hungarian, Vietnamese, Japanese, Korean, Italian, Thai, Indonesian, and Chinese. Premium Premium is an optional auto-renewable subscription. It includes unlimited accounts, unlimited categories, and cloud sync. 2Wallet works without a subscription. Length and price are shown before you purchase. Payment is charged to your Apple ID at confirmation of purchase. A subscription renews automatically unless you turn off auto-renew at least 24 hours before the end of the current period. Your account is charged for renewal within 24 hours before that period ends, at the price of the plan you selected. Manage or cancel a subscription in your App Store account settings. If a free trial is offered, any unused part of that trial is forfeited when you purchase a subscription. Prices depend on your location. Privacy Policy: https://blitz.do/2wallet_privacy.html Terms of Use: https://blitz.do/2wallet_terms.html Questions and ideas: qwertywayapps@gmail.com
Screenshots
Verdict
The clearest difference is review sentiment: 2Wallet Budget Expense Tracker at 100% against Spending Tracker's 50%. 2Wallet Budget Expense Tracker also leads on rating (5.0 vs 4.0). Spending Tracker's advantage is update cadence (every 5 days vs every 6 weeks) and ratings volume (4 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Spending Tracker sells 3 in-app purchases, starting at $2.99 per 7 days and 2Wallet Budget Expense Tracker sells 4 in-app purchases, starting at $0.29 per 7 days. Whichever you choose, the download price is not the number that matters.
2Wallet Budget Expense Tracker holds the better App Store score, 5.0 against 4.0. Both are backed by a comparable volume of ratings — 4 and 1 respectively. Written reviews point the same way: 50% of Spending Tracker's written reviews are positive against 100% of 2Wallet Budget Expense Tracker's.
Spending Tracker ships an update every 5 days, 2Wallet Budget Expense Tracker every 6 weeks. The most recent releases landed on October 27, 2026 and October 24, 2026 respectively.
| Parameter | Spending Tracker | 2Wallet Budget Expense Tracker |
|---|---|---|
| Price | Free | Free |
| Rating | 4.0 (4 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 50.0% of reviews | 100.0% of reviews — better |
| Number of ratings | 4 — better | 1 |
| Update frequency | Every 5 days — better | Every 6 weeks |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | Free with in-app purchases |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 16.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 21 MB | 57 MB |
| Age rating | 4+ | 4+ |
| Developer | SwiftAppLab LLC | Artem Demyanov |
Customer experience
Spending Tracker
2Wallet Budget Expense Tracker
In-app purchases
Spending Tracker
- Weekly3 Days trial$2.997 Days
- Monthly3 Days trial$5.991 Month
- Annual (recommended)7 Days trial$34.991 Year
2Wallet Budget Expense Tracker
- Premium Level2 variants$0.297 Days
- Subscription for month$1.491 Month
- Subscription for a year Price 1$11.991 Year
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- Subscription for a year Price 17 Days trial$11.991 Year
Questions
Is Spending Tracker free?
Is 2Wallet Budget Expense Tracker free?
Which has better reviews, Spending Tracker or 2Wallet Budget Expense Tracker?
Do Spending Tracker or 2Wallet Budget Expense Tracker have ads?
Which is updated more often, Spending Tracker or 2Wallet Budget Expense Tracker?
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