Comparison

Spending Tracker vs Kwelya

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Spending Tracker

Easily track your expenses using voice, photos, or typing. Visualize spending trends with instant charts and reports. Share expenses with family or export data for taxes.

Highlights
  • Voice and photo expense logging
  • Instant spending trend visibility
  • iCloud sync and team sharing
  • Advanced reporting and export
  • Smart categorization
  • Receipt scanning
Features
Read full description

Cash Compass is a private expense tracker for iPhone. No bank logins, no account connections, no data sold — you log what you spend, and it shows you exactly where your money goes. FAST TO LOG, SO YOU ACTUALLY KEEP DOING IT • Say it — speak an expense and it's categorised and saved • Ask Siri — "log an expense in Cash Compass" works from Siri, Shortcuts, Spotlight and the Action button • Snap it — photograph a receipt and the details are pulled out for you • Or type it — amount-first manual entry in a few taps, works fully offline SEE WHAT'S ACTUALLY HAPPENING • Category charts — bar, donut and line views of where the money went • Month-over-month comparison — this period against the last, category by category • Weekly report — what you spent this week vs last, with the categories that moved • Spending-spike alerts — Cash Compass flags a category running above its own recent average • Savings rate — set your monthly income and watch the rate on your dashboard • Tracking streak — consecutive days logged, because consistency is the whole game PRIVATE BY DESIGN • No bank logins. Nothing to connect, nothing to reauthorise, no credentials to breach • Your transactions stay on your device; Premium syncs through your own iCloud account • No ads. No selling your data WORKS WHEREVER YOU DO • Every world currency — set yours and every total, chart and export follows • 33 languages • Separate Personal and Business accounts, switchable in a tap • Cash spending is tracked as easily as card — something bank-feed apps structurally cannot do FREE, AND WHAT PREMIUM ADDS Manual logging is free forever, with no ads. Premium unlocks unlimited voice entry and receipt scanning, the full charts, CSV export, and iCloud sync across your devices. Apple Family Sharing covers 5 more family members at no extra cost — each keeps their own private data; the subscription is the only shared item. Cash Compass is made by a small independent developer. If something's missing or broken, the support link goes to a human.

About

Kwelya

Features
Read full description

Kwelya est une application de gestion financière conçue pour aider les entrepreneurs, les entreprises et les particuliers à suivre leurs revenus, contrôler leurs dépenses et analyser leurs performances financières en toute simplicité. Conditions d’utilisation (EULA) : https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Spending Tracker4 screens
Kwelya4 screens

Verdict

The call

The clearest difference is price: Spending Tracker at Free against Kwelya's $0.99. On update cadence, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Spending Tracker is free to download; Kwelya costs $0.99 up front. Spending Tracker sells 3 in-app purchases, starting at $2.99 per 7 days and Kwelya sells 1 in-app purchase, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 5 days. The most recent releases landed on October 11, 2026 and October 28, 2026 respectively.

Scorecard1 real difference · 9 level
Spending Tracker versus Kwelya: the parameters behind the verdict, then further details
ParameterSpending TrackerKwelya
PriceFree — better$0.99
Rating4.0 (4 ratings) — better—
Positive reviews50.0% of reviews—
Number of ratings4 — better—
Update frequencyEvery 5 daysEvery 5 days
AdsNoNo
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.015.1 — better
Further details — not scored
Size21 MB59 MB
Age rating4+17+
DeveloperSwiftAppLab LLCYves NGALAMULUME

In-app purchases

3 purchases

Spending Tracker

Subscriptions3
  • Weekly3 Days trial$2.997 Days
  • Monthly3 Days trial$5.991 Month
  • Annual (recommended)7 Days trial$34.991 Year
1 purchases

Kwelya

Subscriptions1
  • Pack Plus$2.991 Month

Questions

Is Spending Tracker free?
Spending Tracker is free to download, with in-app purchases available.
Is Kwelya free?
Kwelya costs $0.99, and also offers in-app purchases.
Do Spending Tracker or Kwelya have ads?
Neither Spending Tracker nor Kwelya shows ads.
Which is updated more often, Spending Tracker or Kwelya?
Spending Tracker ships an update every 5 days, and Kwelya every 5 days. Most recently, Spending Tracker was updated on October 11, 2026 and Kwelya on October 28, 2026.

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