Comparison

Expensly vs Payitly

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Expensly

Features
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Take control of your finances with Expensly, the intuitive and powerful personal finance management app designed to help you track, analyze, and optimize your spending habits. Terms of use & Privacy Policy - https://webuniverse.agency/expensly/index.html

About

Payitly

Features
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Keep subscriptions, bills, memberships, and recurring payments in one simple, private app. See where your money goes, what’s coming next, and how much you’ll spend over time. WHAT YOU CAN TRACK β€’ Subscriptions β€” Spotify, Netflix, iCloud, streaming, SaaS and more β€’ Bills β€” rent, electricity, water, internet, phone, insurance β€’ Memberships β€” gym, clubs, magazines, services β€’ Custom payments β€” anything recurring, weekly, monthly or yearly A DASHBOARD THAT ACTUALLY HELPS β€’ Spent this month β€” exactly what you’ve paid during the current calendar month, updated with each new payment and reset on the 1st β€’ Yearly forecast β€” how much these payments will cost over the next 12 months β€’ Next 7 days β€” see what’s coming from your card this week β€’ Spend trajectory β€” see how your spending changes over 30 days, 3 months, 6 months or a full year β€’ Category breakdown β€” find where you’re spending the most CALENDAR See all upcoming payments by date. Tap any day to see what’s due and what has already been paid. SPENDING INSIGHTS Stop guessing whether your spending is going up or down. See it directly. β€’ Switch between 7-day, 30-day, 3-month, 6-month and 12-month views β€’ See whether you’re spending more or less than in the previous period β€’ A donut chart groups payments by category β€” software, music, video, fitness, utilities and more β€’ See your largest payment and its real yearly cost to decide whether it’s still worth it SMART REMINDERS Set up to 3 reminders for each payment, each at its own time. Get reminded the night before, in the morning or 3 days ahead. FULL PAYMENT HISTORY Every payment is saved and searchable. Filter by date, service, category or amount. Find patterns, spot incorrect charges or see what you actually spent last year. MULTI-CURRENCY Track payments in USD, EUR, GBP, PLN, JPY, CAD, AUD, CHF, CNY, INR and more. Live exchange rates automatically convert everything to your main currency. IMPORT, EXPORT, OWN YOUR DATA Already have a list somewhere else? Import it via CSV. Need a backup or want to move to a spreadsheet? Export all your subscriptions and payments with one tap. Your data is yours. BUILT FOR FOCUS β€’ Simple, distraction-free design with a full dark mode that follows your system β€’ 7 languages β€” English, Polish, Spanish, French, German, Hindi, Chinese β€’ Apple Watch β€” see your next payments on your wrist β€’ Apple Sign-In and Google Sign-In β€” get started quickly without remembering passwords PRIVATE BY DEFAULT Your data is yours. Payitly doesn’t sell, share, or analyze your spending for advertisers. No third-party trackers. No ads. Delete your account anytime and your data will be deleted too. CONTACT Have a question or feature request? Contact us: Question? payitly.com/contact/ Privacy Policy: payitly.com/privacy-policy/ Terms of Service: payitly.com/terms-of-service/ PAYITLY PRO Track more than 3 payments. Free trial, cancel anytime. Stop wondering where your money goes. Start seeing it.

Screenshots

Expensly3 screens
Payitly4 screens

Verdict

The call

The clearest difference is device support: Payitly at 4 against Expensly's 2. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Expensly sells 2 in-app purchases, starting at $3.99 per month and Payitly sells 2 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Expensly ships an update weekly, Payitly every 2 weeks. The most recent releases landed on October 27, 2026 and October 28, 2026 respectively.

Scorecard1 real difference Β· 5 level
Expensly versus Payitly: the parameters behind the verdict, then further details
ParameterExpenslyPayitly
PriceFreeFree
Update frequencyWeekly β€” betterEvery 2 weeks
AdsNoNo
In-app purchasesYesYes
DevicesiPhone, iPadiPhone, iPad, iPod, Apple Watch β€” better
Requires iOS16.015.1 β€” better
Further details β€” not scored
Size20 MB60 MB
Age rating4+4+
DeveloperAlexandru HarutaPolcern Sp. z o.o.

In-app purchases

2 purchases

Expensly

Subscriptions2
  • Monthly Subscription3 Days trial$3.991 Month
  • Annual Subscription7 Days trial$24.991 Year
2 purchases

Payitly

Subscriptions2
  • Payitly Monthly Pro Membership1 Month trial$2.991 Month
  • Payitly Yearly Pro Membership1 Month trial$12.991 Year

Questions

Is Expensly free?
Expensly is free to download, with in-app purchases available.
Is Payitly free?
Payitly is free to download, with in-app purchases available.
Do Expensly or Payitly have ads?
Neither Expensly nor Payitly shows ads.
Which is updated more often, Expensly or Payitly?
Expensly ships an update weekly, and Payitly every 2 weeks. Most recently, Expensly was updated on October 27, 2026 and Payitly on October 28, 2026.

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