Payitly vs Prudo

Keep subscriptions, bills, memberships, and recurring payments in one simple, private app. See where your money goes, what’s coming next, and how much you’ll spend over time. WHAT YOU CAN TRACK • Subscriptions — Spotify, Netflix, iCloud, streaming, SaaS and more • Bills — rent, electricity, water, internet, phone, insurance • Memberships — gym, clubs, magazines, services • Custom payments — anything recurring, weekly, monthly or yearly A DASHBOARD THAT ACTUALLY HELPS • Spent this month — exactly what you’ve paid during the current calendar month, updated with each new payment and reset on the 1st • Yearly forecast — how much these payments will cost over the next 12 months • Next 7 days — see what’s coming from your card this week • Spend trajectory — see how your spending changes over 30 days, 3 months, 6 months or a full year • Category breakdown — find where you’re spending the most CALENDAR See all upcoming payments by date. Tap any day to see what’s due and what has already been paid. SPENDING INSIGHTS Stop guessing whether your spending is going up or down. See it directly. • Switch between 7-day, 30-day, 3-month, 6-month and 12-month views • See whether you’re spending more or less than in the previous period • A donut chart groups payments by category — software, music, video, fitness, utilities and more • See your largest payment and its real yearly cost to decide whether it’s still worth it SMART REMINDERS Set up to 3 reminders for each payment, each at its own time. Get reminded the night before, in the morning or 3 days ahead. FULL PAYMENT HISTORY Every payment is saved and searchable. Filter by date, service, category or amount. Find patterns, spot incorrect charges or see what you actually spent last year. MULTI-CURRENCY Track payments in USD, EUR, GBP, PLN, JPY, CAD, AUD, CHF, CNY, INR and more. Live exchange rates automatically convert everything to your main currency. IMPORT, EXPORT, OWN YOUR DATA Already have a list somewhere else? Import it via CSV. Need a backup or want to move to a spreadsheet? Export all your subscriptions and payments with one tap. Your data is yours. BUILT FOR FOCUS • Simple, distraction-free design with a full dark mode that follows your system • 7 languages — English, Polish, Spanish, French, German, Hindi, Chinese • Apple Watch — see your next payments on your wrist • Apple Sign-In and Google Sign-In — get started quickly without remembering passwords PRIVATE BY DEFAULT Your data is yours. Payitly doesn’t sell, share, or analyze your spending for advertisers. No third-party trackers. No ads. Delete your account anytime and your data will be deleted too. CONTACT Have a question or feature request? Contact us: Question? payitly.com/contact/ Privacy Policy: payitly.com/privacy-policy/ Terms of Service: payitly.com/terms-of-service/ PAYITLY PRO Track more than 3 payments. Free trial, cancel anytime. Stop wondering where your money goes. Start seeing it.

Prudo helps you understand your money, not just track it. Log what you spend in seconds, and within a month Prudo shows the full picture: where the money goes, what is left, and when you reach your goals. All on your device. CAN I AFFORD IT? - Type an amount: Prudo says in plain words if it fits today, lasts until payday, works if you cut back, or when the money runs out - It counts your real spending, bills and income and shows what is safe to spend today. Where to cut back is in Pro TRACK IN SECONDS - Two taps: the keypad opens at once, frequent expenses are one tap away - Payments log themselves via Shortcuts: Apple Pay free, bank notifications and screenshots in Pro - The category fills itself in from what you type, learning from your own entries - Any currency: log in yours, totals in your main one at live rates A STREAK WORTH KEEPING - Log every day; yesterday and the day before can still be added - Badges for perfect weeks, and the days you usually skip LIMITS, DOWN TO ZERO - Assign your income on one screen: commitments, goals and category limits - One number says how much still has no job, and that is the money that leaks - At period end the app asks where the leftover goes: a goal, savings, spending TRIPS PAID IN TURNS - One of you pays for dinner, another for the museum, a third for groceries - Split the group into wallets; a group's share follows how many people are in it - At the end: who owes whom, in the fewest payments, ready to send to your chat WALLET - One screen for all your money: the total, what is left to live on, free money - Accounts and net worth: what you own minus what you owe PAYMENT CALENDAR - A month at a glance: income, charges and your lessons, day by day ON YOUR HOME SCREEN AND IN SIRI - A widget with what is left, per day and when money arrives; Siri answers too ON ALL YOUR DEVICES - iPhone and iPad count the same money, through your own iCloud, encrypted - Apple Watch: what is left for today, and an expense logged from your wrist SHARE A BUDGET - Run money together: the expenses, income and goals you mark are seen by both - Everything else stays personal, and shared records are encrypted first KNOW WHAT YOU ACTUALLY HAVE - Say how much you have in total, in as many currencies as you keep - Split into cushion, savings, committed payments and what is left to live on NEVER MISS A PAYMENT - Loans, taxes, bills, inspection and insurance, one-off or on repeat - A payoff plan, snowball or avalanche: your debt-free date and what interest costs REACH YOUR GOALS - Savings goals with a target and a deadline, and the pace they require MORE IN PRO - Receipt scanning - statement import (CSV or screenshots, several at once, read on device) - Bank notifications and screenshots become entries by themselves (Shortcuts, read on device) - Unlimited goals, subscriptions and passes - lessons in your system calendar - Automatic backup - provider mode for coaches: clients, sessions and earnings FREE VS PRO Free: tracking, limits, day and month history, the chart, the payment calendar, trips, iCloud backup, CSV export, 2 goals, 2 subscriptions, 2 passes, 1 project. Pro adds depth and removes the limits. Every new install gets two weeks with everything open, no card. PRUDO PRO - Monthly $3.99 - Annual $19.99 (best value, one month free) - Lifetime $49.99, one-time, no subscription Subscriptions auto-renew unless canceled at least 24 hours before the period ends; manage in App Store settings. Payment is charged to your Apple ID. PRIVATE BY DESIGN Your data lives on your device, and no account is required to start. Sync between your own devices goes through your iCloud, encrypted. Whatever you mark as shared leaves encrypted, and the key stays with the people you invited, never with us. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://prudoapp.com/privacy.html