Smarta vs +7 pay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Smarta
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Управляйте вашим договором в личном кабинете: вносите платежи, пользуйтесь страховкой смартфона, решайте, выкупить смартфон или обменять на новый. Все действия у вас под рукой!
+7 pay
Split purchases into installments without loans or hidden fees. Get items and services immediately and pay gradually on a convenient schedule. Enjoy quick approval and transparent terms with automatic payments.
- Pay in installments
- No credit, no overpayments
- First payment from 0 ₽
- Automatic payments
- Instant approval
- Transparent terms
- Early repayment option
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Оплачивайте покупки через +7 pay частями — без кредитов, без переплат и без лишних условий. Берите товары и услуги сразу, а платите постепенно по удобному графику. Оплата частями Первый платёж — от 0 ₽. Остальные платежи списываются автоматически раз в неделю или месяц. Быстро и просто • Решение за секунды по номеру телефона • Прозрачные условия, без скрытых процентов • Уведомления о каждом платеже • Возможность оплатить всё досрочно
Screenshots
Verdict
The clearest difference is update cadence: Smarta at monthly against +7 pay's every 4 months. Smarta also leads on iOS requirement (12.0 vs 16.6). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Smarta ships an update monthly, +7 pay every 4 months. The most recent releases landed on June 6, 2026 and September 13, 2026 respectively.
| Parameter | Smarta | +7 pay |
|---|---|---|
| Price | Free | Free |
| Rating | — | 3.0 (2 ratings) — better |
| Positive reviews | — | 50.0% of reviews |
| Number of ratings | — | 2 — better |
| Update frequency | Monthly — better | Every 4 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 12.0 — better | 16.6 |
| Further details — not scored | ||
| Size | 43 MB | 4 MB |
| Age rating | 4+ | 17+ |
| Developer | Ivan Iaroslavtsev | FINIT, OOO |
In-app purchases
Smarta
No in-app purchases
+7 pay
No in-app purchases
