Tréo vs KOOF

For those building dreams across borders, Tréo brings together the tools and intelligence you need to advance your plans back home. TRANSFERS Send money home quickly, securely, and with confidence. * Pay using your bank account or debit card * Send instantly to supported mobile money wallets * Track every transfer in real time * Add notes so you always remember what a transfer was for * Set reminders for bills and recurring support * Protect every payment with Face ID, fingerprint, or PIN * Get 24/7 customer support whenever you need help * Send with a licensed U.S. money transmitter PROJECTS Manage important projects back home, even when you cannot be there. * Organize related transfers under one project * Add trusted collaborators on the ground * Assign tasks and set due dates * Require photo or document proof before work is marked complete * Keep payments, updates, and progress in one place DAILY PULSE Stay connected to what matters back home. Get a personalized daily briefing with important news, updates, and information from the places you care about, so you never miss a beat back home. TREO INTELLIGENCE Your cross-border financial life, understood. Ask questions about your transfers, spending, recipients, reminders, and projects. Treo Intelligence helps you find answers, remember important details, and stay on top of life across borders.

KOOF is a smarter, safer way to send money. Unlike traditional payment apps, KOOF lets you protect every transfer by adding conditions before your money is released. Whether you’re paying someone you’ve never met, buying concert tickets, hiring a contractor, purchasing from an online marketplace, or simply sending money to friends and family, KOOF gives you control over when funds are delivered. Features • Lock payments until specific conditions are met • Verify recipients using: * Photo verification * Video verification * GPS location verification * PIN verification • Set a countdown timer for every protected payment • If the conditions aren’t met before the timer expires, your money is automatically returned to you • Send money instantly when protection isn’t needed • Clean, secure, easy-to-use interface Perfect For • Marketplace purchases • Online sales • Event tickets • Contractors and service providers • Deposits • Friends and family • Everyday payments KOOF helps reduce mistakes and adds an extra layer of confidence when sending money. Send smarter. Stay protected. Use KOOF.