JTR Mobile vs iBank KH

Built for simplicity, security, and convenience, JTR Mobile is your everyday banking companion—whether you're at home, at work, or on the move. From daily transactions to managing your personal finances, JTR Mobile puts you in control—anytime, anywhere. Key Features • Easy self-activation in just a few steps • Fast, secure login with PIN or biometrics • Intuitive interface for smooth, effortless navigation • Save frequent transactions to “Favorites” for quicker access • Real-time access to account balances and transaction history • Instant push notifications for incoming and outgoing transactions • Transfer funds within J Trust Royal or to other banks via Bakong • Pay bills for utilities, mobile top-up, internet, and more • Full card control—activate, pay, set limits, and view statements • Dual-language support: English and Khmer • Stay updated with the latest offers and promotions on the home screen • Built-in security settings: auto logout, PIN change, biometric toggle, and app deactivation • Find nearby branches and ATMs, and connect with our 24/7 Customer Care Center

iBank KH is a cutting-edge digital banking app designed exclusively for individual customers, offering effortless, secure, and efficient financial management anytime, anywhere. With its intuitive interface and advanced security features, iBank KH delivers a seamless digital banking experience right at your fingertips. UNIQUE ADVANTAGES: ▪ Zero Fees: Zero Account Opening Fees, Zero Maintenance Fees, Zero ATM Withdrawal Fees, and Zero Local Bank Transfer Fees. ▪ Large Transaction Amount for Free: Bakong transfers up to $100K and IBANK accounts transfer up to $250K without any fees. ▪ Security: OTP secured for transactions via local bank more than $50K. ▪ Seamless Cross-Border Payments: Pay in Thailand & Vietnam using KHQR IBANK, no need for currency exchange or cash withdrawal. SERVICE FEE: The iBank KH Mobile is completely free for all basic features. HOW TO REGISTER: Getting started is simple—just download the app and follow the on-screen instructions. Alternatively, visit your nearest IBANK (CAMBODIA) PLC. branch with your smartphone and ID to apply for the service. SECURITY: Your convenience and security are our top priorities. No transactional or account information is stored on your mobile device or SIM card, ensuring your bank account remains fully safe and protected, even if your phone is lost or stolen. IMPORTANT INFORMATION: Terms and conditions are subject to change at the Bank's sole discretion without prior notice. For more information, please visit your nearest IBANK (CAMBODIA) PLC. branch, our website at www.ibank.com.kh, or contact our 24/7 hotline at 023 901 338. Download iBank KH now and enjoy fast, secure, and convenient banking services on your mobile device!