Comparison

Saving+ vs Nami

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Saving+

Easily compare savings account interest rates from top banks to maximize your earnings. Calculate exact amounts needed to meet bonus requirements and optimize your savings strategy for wealth growth.

Highlights
  • Interest rate comparison
  • Savings bonus calculator
  • Optimize savings strategy
  • Data protection
  • Light & dark modes
Features
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Unlock the Full Potential of Your Savings with Saving+ Maximize your savings account interest rates effortlessly. Unsure which savings account is best for your income? Saving+ simplifies the decision by comparing rates across top banks and accounts like OCBC 360, UOB One, Trust by Standard Chartered (sc, scb) and Fairprice Group, Maribank, GXS, and Chocolate Finance. More accounts from CIMB, DBS, HSBC, and others are on the way. Struggling to meet OCBC 360 Save Bonus requirement to earn $125 Bonus Interest? With Saving+, a quick calculation shows exactly how much to adjust—whether transferring in or out of your account. No more financial juggling to meet the $500 average daily balance increase while investing elsewhere. Saving+ optimizes every dollar. Whether you’re saving for retirement, managing wealth, or aiming to boost your interest earnings, Saving+ equips you with the tools to make smarter financial decisions. Key Features: • Save Bonus Calculator: Instantly calculate the required amount to meet OCBC 360’s Save Bonus, ensuring you maximize your savings account benefits. • Interest Rate Comparison: Easily compare interest rates across banks and savings accounts, and optimize your savings.. • Light & Dark Modes: Customize your experience with the interface that suits you best. • Data Protection: Your personal data stays private, never stored or uploaded. Perfect for anyone seeking to save more, invest wisely, and grow their wealth, Saving+ is your go-to tool for maximizing savings account interest rates. Easily compare rates, meet bonus requirements, and boost your savings with just a few clicks. Download Saving+ today and never miss out on maximizing your savings interest again! Terms of Use: https://habitrewards.me/terms-of-use Privacy Policy: https://habitrewards.me/privacy-policy We value your feedback and suggestions. Connect with us: Email: hi@habitrewards.me

About

Nami

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Nami is the money app for pay that moves. Shift workers, part timers, freelancers and anyone tired of guessing what payday will bring: Nami shows where your money went, what you have earned and what is on its way. PAY BY TAP, AND NAMI LOGS IT Tap to Log puts each purchase on today's figure the moment you pay, with nothing to type. A Shortcuts automation on Wallet's own trigger hands Nami the amount and the shop when you pay with Apple Pay. Tap to Log does not read your card or Apple Pay. You set the automation up once, following the steps in Nami, and each purchase counts towards today, the month and your budget, kept in your account. Cash, direct debits and anything else go in with Add a purchase or a statement. CHOOSE FROM WALLET Missed a purchase? Pick it from the cards you have connected in the Wallet app and it counts in your month and your budget. Nami receives only the purchase you pick. On iPhone with iOS 18.4 or later. YOUR DAY ON THE LOCK SCREEN Today's spend and what is left of your monthly budget sit on your Lock Screen from your morning brief until 2am. On a shift, your pay counts up as you work, worked out on your phone from your own rota. A CALM BRIEF EVERY MORNING Yesterday's spending, your next pay and tips, at the time you choose. Tap it and it opens in Nami. SEE WHERE YOUR MONTH WENT Insights sets this month against last month at the same point, category by category. Set a monthly budget and a limit on the category that gets away from you. Every limit sits inside your budget, so nothing is counted twice. KNOW WHEN YOU GET PAID Point Nami at the calendar your rota lives in and it prices every shift, works out your pay cycle and shows what your next payslip should be before it lands. Add each payslip and Nami tunes the next estimate to your own deductions. Cut off dates, unpaid breaks and changed shifts are handled. Your calendar is read on your phone, and event titles never leave it. ASK NAMI ABOUT YOUR MONEY Ask a question in plain words and Nami answers from your own figures, with the numbers drawn as tiles. Free includes three questions a day. Pro includes fifty, answered by Nami's best model. ALL YOUR MONEY, ONE NUMBER Net Wealth brings the accounts you add together into one figure with a chart that shows it moving. Spending, Income and Net Wealth widgets put the figures on your Home Screen too. NAMI PRO • Ask Nami on Nami's best model, fifty questions a day • The morning brief written by Nami's best model • A limit on every category, more categories of your own, and pay from up to four employers • Merchant memory and the savings projector • Statement reading, up to fifty statements a month Free for everyone: Tap to Log, Choose from Wallet, Add a purchase, the Lock Screen cards, the morning brief, Insights, three Ask Nami questions a day, one employer, the monthly budget, one category limit, manual accounts in Net Wealth and one statement a month. YOUR DATA STAYS YOURS Nami can never move your money. Statements are off until you turn them on in Profile. Ask Nami, statement reading and the morning brief use Claude, an AI model made by Anthropic, and nothing is sent until you agree. Your chats stay on your phone. Delete your account and the data Nami holds at any time in Profile, Privacy & data. SUBSCRIPTION Nami Pro is an auto renewing subscription, monthly or annual, and new subscribers start with a two week free trial. Payment is charged to your App Store account when you confirm, or when the trial ends. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel any time in the Settings app: tap your name, then Subscriptions. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://meliodeveloper.github.io/nami-privacy/

Screenshots

Saving+4 screens
Nami4 screens

Verdict

The call

The clearest difference is update cadence: Saving+ at every 2 days against Nami's every 11 days. Saving+ also leads on iOS requirement (14.0.0 vs 17.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Saving+ sells 9 in-app purchases, starting at $0.99 per 7 days and Nami sells 2 in-app purchases, starting at $7.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Saving+ ships an update every 2 days, Nami every 11 days. The most recent releases landed on November 4, 2026 and November 5, 2026 respectively.

Scorecard2 real differences · 8 level
Saving+ versus Nami: the parameters behind the verdict, then further details
ParameterSaving+Nami
PriceFreeFree
Rating5.0 (3 ratings) — better—
Positive reviews78.6% of reviews—
Number of ratings3 — better—
Update frequencyEvery 2 days — betterEvery 11 days
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS14.0.0 — better17.0
Further details — not scored
Size58 MB62 MB
Age rating4+4+
DeveloperBetterBitMelio Labs Ltd

In-app purchases

9 purchases

Saving+

Subscriptions7
  • Unlimited$0.997 Days
  • Unlimited3 Days trial$1.991 Month
  • Unlimited2 variants$2.991 Month
Show 4 more
  • Unlimited7 Days trial$2.991 Month
  • Unlimited3 Days trial$2.991 Month
  • Unlimited (Yearly)$9.991 Year
  • Unlimited (Yearly)3 Days trial$9.991 Year
One-time2
  • Unlimited$19.99
  • Unlimited$29.99
2 purchases

Nami

Subscriptions2
  • Nami Pro14 Days trial$7.991 Month
  • Nami Pro14 Days trial$59.991 Year

Questions

Is Saving+ free?
Saving+ is free to download, with in-app purchases available.
Is Nami free?
Nami is free to download, with in-app purchases available.
Do Saving+ or Nami have ads?
Neither Saving+ nor Nami shows ads.
Which is updated more often, Saving+ or Nami?
Saving+ ships an update every 2 days, and Nami every 11 days. Most recently, Saving+ was updated on November 4, 2026 and Nami on November 5, 2026.

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