Derayah Smart vs Fair Value

Derayah Smart is a robo-advisory platform that helps you invest and plan for your financial goals—automatically and intelligently. Whether you’re saving for retirement, a house, or your child’s education, Derayah Smart manages a personalized portfolio aligned with your goals and risk profile. Key Features: • Goal-based investment planning • Automated portfolio management and smart rebalancing • Easy account opening and funding • Real-time visibility into your performance and progress Start investing with confidence—Derayah Smart makes goal-based investing simple, smart, and secure.

Thinking of taking over a shop, buying a business or an investment apartment? Know before you pay. Fair Value answers in under a minute: what it is really worth, how many months until you get your money back, and whether the asking price is a bargain or overpriced. NEW: SHOP TAKEOVER CALCULATOR Enter the key money, monthly profit, rent, months left on the lease and the landlord's transfer fee. You instantly see: • How many months until you recover your money • Whether the lease ends before you do • The highest sensible takeover price, and how much you could overpay BEFORE YOU PAY: 8 CHECKS Real reason for selling, landlord's written approval, Ejar lease, list of debts, workers' sponsorship transfer, licences, proof of sales and an equipment inventory. MURABAHA FINANCING CALCULATOR Monthly installment, total profit and equivalent APR, and whether it fits the 33% salary deduction limit. BUSINESS AND PROPERTY VALUATION • Fair value with a low-to-high range, using the income-capitalization method • "Why this value?" with your numbers, and how many years of profit the price equals • Ready Saudi examples: laundry, car wash, salon, café, restaurant, grocery, rental apartment, chalet, franchise • For property: net yield after costs and the 5% real estate transaction tax, with a Riyadh rent-freeze option • Sensitivity sliders, up to 3 saved deals with side-by-side compare, and image sharing PRO: ONE-TIME PURCHASE Asking-price verdict, payback period, 5-year return (IRR), financing impact, growth forecast, scenarios, a professional PDF report and unlimited saved deals. BUSINESS: FOR BROKERS AND ADVISORS Everything in Pro, plus your office logo, name, phone and FAL licence number on every PDF report you share with clients. Monthly or yearly auto-renewing subscription; cancel any time in your Apple ID settings. PRIVATE BY DESIGN Works offline. No account, no ads. We collect no data; your numbers stay on your phone. Note: results are an indicative estimate based on your numbers, not a certified valuation and not financial advice. For financing or official purposes, use a valuer licensed by the Saudi Authority for Accredited Valuers (Taqeem). Terms of Use: https://hassma0k.github.io/fv/terms.html Privacy Policy: https://hassma0k.github.io/fv/privacy.html