Comparison

PhosPay vs Streetpay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PhosPay

This platform provides a suite of financial tools for managing money. Users can send funds instantly, pay bills, make QR code payments, and earn interest on savings.

Highlights
  • Instant money transfers
  • Bill payments
  • QR code transactions
  • Savings with interest
  • Comprehensive fintech platform
Features
Read full description

PhosPay is a comprehensive fintech platform offering a range of financial services including instant money transfers, bill payments, QR code transactions, and savings with competitive interest rates.

About

Streetpay

This fintech solution simplifies payments and financial management for everyone, especially the underserved. It allows users to securely send money, receive payments, and pay bills from their mobile devices.

Highlights
  • Send money
  • Receive payments
  • Pay bills
  • Manage finances
  • Secure mobile transactions
  • Financial empowerment
Features
Read full description

Streetpay is a powerful fintech solution licensed by 9 Payment Service Bank (9PSB), designed to simplify payments and bring financial services closer to everyone — especially the underserved. With Streetpay, you can send money, receive payments, pay bills, and manage your finances securely from your mobile device. Whether you're a business owner, agent, or individual, Streetpay offers a seamless digital experience that empowers you to take control of your finances anywhere, anytime.

Screenshots

PhosPay4 screens
Streetpay4 screens

Verdict

The call

The clearest difference is update cadence: PhosPay at weekly against Streetpay's every 6 weeks. Streetpay's advantage is monetization model (free vs ad-supported). On price, rating, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for PhosPay against 5.0 for Streetpay. Both are backed by a comparable volume of ratings — 2 and 2 respectively.

UpkeepUpdate frequency

PhosPay ships an update weekly, Streetpay every 6 weeks. The most recent releases landed on September 2, 2026 and June 5, 2026 respectively.

Scorecard2 real differences · 8 level
PhosPay versus Streetpay: the parameters behind the verdict, then further details
ParameterPhosPayStreetpay
PriceFreeFree
Rating5.0 (2 ratings)5.0 (2 ratings)
Positive reviews—100.0% of reviews
Number of ratings22
Update frequencyWeekly — betterEvery 6 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationAd-supportedFree — better
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.014.0.0 — better
Further details — not scored
Size57 MB45 MB
Age rating17+17+
DeveloperPhospay BusinessStreet-Friendly Unified Services Limited

Customer experience

PhosPay

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Streetpay

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

PhosPay

No in-app purchases

None

Streetpay

No in-app purchases

Questions

Is PhosPay free?
PhosPay is free to download, with no in-app purchases.
Is Streetpay free?
Streetpay is free to download, with no in-app purchases.
Which has better reviews, PhosPay or Streetpay?
PhosPay and Streetpay are both rated 5.0 out of 5 on the App Store, from 2 and 2 ratings respectively.
Do PhosPay or Streetpay have ads?
Neither PhosPay nor Streetpay shows ads.
Which is updated more often, PhosPay or Streetpay?
PhosPay ships an update weekly, and Streetpay every 6 weeks. Most recently, PhosPay was updated on September 2, 2026 and Streetpay on June 5, 2026.

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