Fintrio vs Hocpay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Fintrio
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Invest in real estate , without the hassle. Fintrio is an equity crowdfunding platform that opens the door to professionally managed institutional grade multi-family investments not typically available to the retail investor. We identify, negotiate, invest and manage these multi-family assets on your behalf so you don't have to. Start with only $500. • Diverse Portfolio of cash-flowing apartment complexes throughout the U.S • Open Access to non accredited investors! • Low Fees to maximize your returns and generate consistent cash flow • Redemption Flexibility to provide you with both short and long term options. No lock in period! Investing into the Fintrio Fund is easy and you can use your credit card, ACH, wire transfer or even through your IRA and retirement account. Just select the method of payment when you sign up and we will take care of the rest. Everything is handled online and once you are invested you can track your investment in your investor portal.
Hocpay
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HocPay is a simple, secure wallet built for everyday payments in Nigeria. Fund your wallet, pay bills, send money, and earn rewards, right from your phone. Do more in one app Instant transfers: Move money to friends and family straight from your wallet. Fund wallet quickly: Keep your balance topped up so payments are always one tap away. Pay your essentials: Airtime & data, TV subscriptions, electricity tokens, education, and betting top-ups—organized and easy to find. Real rewards, not just points Rewards Weekend: Extra benefits on airtime/data purchases during promo weekends. Cashback on electricity: Earn on eligible payments (above ₦1,000). Refer & earn: Invite friends and receive bonus cash when they join and use HocPay. Merchant program (optional) Ready to grow? Become a HOC Merchant and unlock higher commissions (up to 15%), referral bonuses, premium perks, and priority support. Built for trust Face ID/Touch ID & PIN protection. Auto-lock on inactivity to keep your account safe. Clear history so you always know where your money goes. Friendly support Need help? Contact support@hocpay.com from inside the app. We’re here to help. HocPay brings fast payments, fair rewards, and simple money tools together—so you can focus on life, not on bills.
Screenshots
Verdict
Fintrio and Hocpay are too close to call on the numbers: across 5 compared parameters — price, ads, in-app purchases and device support among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
| Parameter | Fintrio | Hocpay |
|---|---|---|
| Price | Free | Free |
| Update frequency | — | Every 3 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 13.0 | 13.0 |
| Further details — not scored | ||
| Size | 69 MB | 45 MB |
| Age rating | 17+ | 17+ |
| Developer | Panva Technology LLC | Jaysmart Technology |
In-app purchases
Fintrio
No in-app purchases
Hocpay
No in-app purchases









