Hocpay vs Multimilla
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Hocpay
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HocPay is a simple, secure wallet built for everyday payments in Nigeria. Fund your wallet, pay bills, send money, and earn rewards, right from your phone. Do more in one app Instant transfers: Move money to friends and family straight from your wallet. Fund wallet quickly: Keep your balance topped up so payments are always one tap away. Pay your essentials: Airtime & data, TV subscriptions, electricity tokens, education, and betting top-ups—organized and easy to find. Real rewards, not just points Rewards Weekend: Extra benefits on airtime/data purchases during promo weekends. Cashback on electricity: Earn on eligible payments (above ₦1,000). Refer & earn: Invite friends and receive bonus cash when they join and use HocPay. Merchant program (optional) Ready to grow? Become a HOC Merchant and unlock higher commissions (up to 15%), referral bonuses, premium perks, and priority support. Built for trust Face ID/Touch ID & PIN protection. Auto-lock on inactivity to keep your account safe. Clear history so you always know where your money goes. Friendly support Need help? Contact support@hocpay.com from inside the app. We’re here to help. HocPay brings fast payments, fair rewards, and simple money tools together—so you can focus on life, not on bills.
Multimilla
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Welcome to the Multimilla Mobile App Your 1 app for managing daily financial activities – all in one place. Effortlessly handle your money with powerful features designed to make your life easier: Instant Deposit Receive money faster than ever – no delays, no hassle. Withdrawals Withdraw from any bank of your choice, whenever you need. Save Secure your money with Multimilla and sleep peacefully. Your savings are 100% safe – you're in good hands. Contribute Build financial trust with friends or even strangers. Start contribution groups to grow together and reach your goals faster. Paying Bills We know bills are annoying – that’s why we make them easier. Pay airtime, data, TV subscriptions, electricity, and more – all in one place. How to Use Multimilla Install the Multimilla app Sign up or Log in Start exploring and go beyond limitations Need Help? Talk to a Real Person. We speak your language, and we’re here to listen. Our customer support team is available anytime you need us.
Screenshots
Verdict
Hocpay and Multimilla are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Hocpay ships an update every 3 weeks, Multimilla every 4 weeks. The most recent releases landed on October 1, 2026 and October 13, 2026 respectively.
| Parameter | Hocpay | Multimilla |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 3 weeks — better | Every 4 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 13.0 | 13.0 |
| Further details — not scored | ||
| Size | 45 MB | 10 MB |
| Age rating | 17+ | 17+ |
| Developer | Jaysmart Technology | BIG MULTIMILLA INTERNATIONAL LTD |
In-app purchases
Hocpay
No in-app purchases
Multimilla
No in-app purchases
