Comparison

Figours vs Hocpay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head

Growing small businesses

Free

💰 Finance

No ratingsView app →

About

Figours

Features

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Welcome to the Figours mobile app! Manage your account anytime, anywhere: - View and manage your profile - Monitor account activity - Access your dashboard and tools - Stay informed with real-time alerts and updates Your financial convenience, now in your pocket.

About

Hocpay

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HocPay is a simple, secure wallet built for everyday payments in Nigeria. Fund your wallet, pay bills, send money, and earn rewards, right from your phone. Do more in one app Instant transfers: Move money to friends and family straight from your wallet. Fund wallet quickly: Keep your balance topped up so payments are always one tap away. Pay your essentials: Airtime & data, TV subscriptions, electricity tokens, education, and betting top-ups—organized and easy to find. Real rewards, not just points Rewards Weekend: Extra benefits on airtime/data purchases during promo weekends. Cashback on electricity: Earn on eligible payments (above ₦1,000). Refer & earn: Invite friends and receive bonus cash when they join and use HocPay. Merchant program (optional) Ready to grow? Become a HOC Merchant and unlock higher commissions (up to 15%), referral bonuses, premium perks, and priority support. Built for trust Face ID/Touch ID & PIN protection. Auto-lock on inactivity to keep your account safe. Clear history so you always know where your money goes. Friendly support Need help? Contact support@hocpay.com from inside the app. We’re here to help. HocPay brings fast payments, fair rewards, and simple money tools together—so you can focus on life, not on bills.

Screenshots

Figours4 screens

Hocpay4 screens

Verdict

The call

Figours and Hocpay are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Figours ships an update every 4 weeks, Hocpay every 3 weeks. The most recent releases landed on November 5, 2026 and November 8, 2026 respectively.

ScorecardNo meaningful differences

Figours versus Hocpay: the parameters behind the verdict, then further details
Parameter	Figours	Hocpay
Price	Free	Free
Update frequency	Every 4 weeks	Every 3 weeks — better
Ads	No	No
In-app purchases	No	No
Devices	iPhone, iPad, iPod	iPhone, iPad, iPod
Requires iOS	13.0	13.0
Further details — not scored
Size	162 MB	45 MB
Age rating	4+	17+
Developer	Figours Innovation Limited	Jaysmart Technology

In-app purchases

None

Figours

No in-app purchases

None

Hocpay

No in-app purchases

Questions

Is Figours free?

Figours is free to download, with no in-app purchases.

Is Hocpay free?

Hocpay is free to download, with no in-app purchases.

Do Figours or Hocpay have ads?

Neither Figours nor Hocpay shows ads.

Which is updated more often, Figours or Hocpay?

Figours ships an update every 4 weeks, and Hocpay every 3 weeks. Most recently, Figours was updated on November 5, 2026 and Hocpay on November 8, 2026.