Comparison

Split By Cheebs vs Hatching

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Split By Cheebs

Easily manage and share expenses with others. This app simplifies tracking shared costs for flats, trips, or events, automatically calculating debts to ensure fairness. Stay organized with notifications for new expenses and outstanding balances.

Highlights
  • Share expenses with groups
  • Automatic debt calculation
  • Track shared costs
  • Notifications for expenses and debts
  • Group management for flats, trips, events
Read full description

In this day and age where “together we are stronger”, managing shared finances is often a challenge. This is where splitbycheebs comes in - the clever solution to easily share expenses and keep track of them. The simple expense distribution function makes recording and sharing costs child's play. “Sharing is caring” - and thanks to group management, you can easily manage shared expenses for shared flats, trips or events. The automatic calculation of debts ensures that “no one is at a disadvantage”. You no longer have to worry about complicated bills, because splitbycheebs does it for you. With practical notifications, you will no longer miss any new expenses or outstanding debts - “you snooze, you lose”. This keeps your financial management transparent and organized at all times, so you can concentrate on what's important: your shared experiences. “Good planning is half the battle” - so get started now with splitbycheebs and make sharing your finances a pleasure!

About

Hatching

This AI-powered finance app simplifies money management by tracking spending, planning budgets, and helping you reach savings goals. It offers personalized financial advice and weekly recaps to improve your financial health.

Highlights
  • AI-powered financial coaching
  • Smart budget tracking
  • Subscription and bill management
  • Cash flow clarity
  • Savings goals guidance
  • Weekly financial recaps
  • Intuitive spending breakdowns
Features
Read full description

Tired of living paycheck to paycheck? Stop wondering where your money goes and start making it work for you. Hatching is the AI-powered budget app that finally makes managing money simple, intuitive, and stress-free. Whether you're tracking spending, planning budgets, or working toward savings goals, Hatching helps you understand your money while replacing clunky spreadsheets with smart insights that actually help you save. Hatching isn't just another finance tracker—it's your personal financial coach. Get empathetic, AI-powered advice tailored to your unique spending habits, along with weekly recaps that show exactly where you stand financially and how to improve. ◆ Smart Budget Tracking: Connect all your accounts—checking, savings, and credit cards—in one beautifully simple app that tracks every dollar automatically. ◆ AI-Powered Insights: Get personalized advice on how to save money based on your real spending patterns, not generic tips that don't apply to your life. ◆ Subscription & Bill Management: Never miss a payment or get surprised by forgotten subscriptions. Track when bills are due and manage recurring expenses effortlessly. ◆ Cash Flow Clarity: See exactly where your money goes with intuitive spending breakdowns and cash flow tracking that makes sense at a glance. ◆ Savings Goals Made Simple: Set realistic savings targets and get actionable steps to reach them, with AI guidance that adapts to your lifestyle. ◆ Weekly Financial Recaps: Stay motivated with personalized weekly summaries showing your progress, wins, and opportunities to save more. ◆ Beautiful, Intuitive Design: Users love our clean interface that makes financial planning feel approachable, not overwhelming. ◆ No BS Financial Advice: Gen Z loves Hatching because we cut through the noise with real, actionable advice—no generic tips or confusing jargon, just personalized guidance that actually works. Perfect for young adults starting their financial journey, but powerful enough for anyone ready to take control of their money. Most users start seeing real results in less than a month. Replace confusing spreadsheets with an app that actually understands your financial goals and helps you achieve them. ► Start Your 7-Day Free Trial Today ► See how much you can save in just one week. Hatching's AI will analyze your spending, identify savings opportunities, and create a personalized plan to reduce money stress and build wealth. Students get 40% off Hatching Pro! Students love our app because it helps them track everything and manage even the smallest budgets with ease. Join thousands who've already discovered the difference personalized AI financial advice can make. Download Hatching and start your journey to financial confidence—completely free for 7 days. Transform your relationship with money. Start saving smarter today. Privacy Policy: https://hatchingapp.com/privacy-policy#hero Terms of Service : https://hatchingapp.com/privacy-policy#hero-1 Subscription Information: • Free 7-day trial for new users • Auto-renewable subscriptions available • Base Plan: $8.99/month or $49.99/year • Student Plan: $4.99/month or $35.99/year (30% discount) • Cancel anytime in iOS Settings > Apple ID > Subscriptions • Subscriptions auto-renew unless canceled 24 hours before expiration

Screenshots

Split By Cheebs4 screens
Hatching4 screens

Verdict

The call

The clearest difference is review sentiment: Split By Cheebs at 100% against Hatching's 0%. Split By Cheebs also leads on in-app purchases (none vs 4). Hatching's advantage is ads (none vs shown). On price, update cadence, monetization model and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Hatching sells 4 in-app purchases, starting at $4.99 per month. Split By Cheebs asks for nothing beyond the download.

UpkeepUpdate frequency

Split By Cheebs ships an update fortnightly, Hatching every 3 weeks. The most recent releases landed on October 7, 2026 and October 14, 2026 respectively.

Scorecard3 real differences · 7 level
Split By Cheebs versus Hatching: the parameters behind the verdict, then further details
ParameterSplit By CheebsHatching
PriceFreeFree
Rating—3.0 (2 ratings) — better
Positive reviews100.0% of reviews — better0.0% of reviews
Number of ratings—2 — better
Update frequencyFortnightly — betterEvery 3 weeks
AdsYesNo — better
In-app purchasesNo — betterYes
MonetizationFree with in-app purchasesFreemium
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.114 — better
Further details — not scored
Size39 MB112 MB
Age rating4+4+
DeveloperCheebs UG(haftungsbeschrankt)Ankush Kumar

Customer experience

Split By Cheebs

Written reviews14 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Hatching

All ratings2 ratings
Positive50.0%
Neutral0.0%
Negative50.0%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

Split By Cheebs

No in-app purchases

4 purchases

Hatching

Subscriptions4
  • Hatching Student Pro7 Days trial$4.991 Month
  • Hatching Pro7 Days trial$8.991 Month
  • Hatching Pro Yearly7 Days trial$35.991 Year
Show 1 more
  • Hatching Pro7 Days trial$49.991 Year

Questions

Is Split By Cheebs free?
Split By Cheebs is free to download, with no in-app purchases.
Is Hatching free?
Hatching is free to download, with in-app purchases available.
Do Split By Cheebs or Hatching have ads?
Split By Cheebs shows ads; Hatching does not.
Which is updated more often, Split By Cheebs or Hatching?
Split By Cheebs ships an update fortnightly, and Hatching every 3 weeks. Most recently, Split By Cheebs was updated on October 7, 2026 and Hatching on October 14, 2026.

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