Comparison

Bold Budget vs Liquid Budget

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Bold Budget

This app helps you manage your money by tracking income and expenses. It offers monthly and yearly overviews, event-based tracking, and category organization to provide financial clarity and support your financial goals.

Highlights
  • Track income and expenses
  • Monthly and yearly financial overview
  • Event-based expense tracking
  • Category-based organization
  • Simple and powerful financial tools
Features
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Bold Budget shows you the whole picture: what you spent this month, what you own, what you owe, and where your net worth is heading. TRACK EVERY ACCOUNT Add checking, savings, high-yield savings, cash, brokerage, and retirement accounts alongside credit cards, loans, and mortgages. Choose how each one is tracked: let your transactions move the balance automatically, or enter the number yourself whenever it changes — ideal for investment and retirement accounts you only check once a month. SEE YOUR NET WORTH Assets minus liabilities on one screen, with a chart of how it has moved over time. Assets and liabilities are split out and totaled, and each account shows when it was last updated so you always know how current the number is. ADD A TRANSACTION IN SECONDS The Add screen opens straight to the keypad. Type the amount, tap a category, done. Add a title, account, location, date, or tags only when you want to. EXPENSES, INCOME, AND TRANSFERS Moving money between your own accounts isn't spending. Transfers keep your balances honest while staying out of your spending totals — paychecks into checking, savings contributions, credit card and loan payments. ENVELOPES AND CATEGORY GOALS Organize spending into categories with your own icons and colors. Give a category a goal — a cap to stay under or a target to reach — and see at a glance where you stand. CHARTS THAT MAKE SENSE A spending breakdown by category for whatever timeframe you pick: week, month, year, or a custom range. Filter by account, tag, or category to answer a specific question. RECURRING EXPENSES Keep bills and subscriptions in one list with a running monthly total, so nothing catches you off guard. TAG WHAT MATTERS Tag transactions by trip, celebration, project, or any other event, then filter to see exactly what it cost. SHARE A BUDGET Invite someone to a budget by username. Owners can add and edit everything; viewers can follow along without changing anything — built for couples, families, and roommates. Everything syncs across devices, so a transaction added on one phone shows up on the other. Take charge of your financial future with Bold Budget — your tool for mindful spending and financial clarity. Download now and start seeing the whole picture. * Apple Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ *

About

Liquid Budget

Manage your finances with a digital envelope budgeting system. Track transactions, assign funds to categories, and monitor spending progress. Keep your accounts accurate and credit card debt clear with this intuitive finance tool.

Highlights
  • Transaction management
  • Envelope assignment
  • Account reconciliation
  • Budget overview
  • Credit card tracking
  • Multi-currency support
Features
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Key Features: - Transaction Management - Add, edit, and categorize transactions as they happen - Envelope Assignment - Allocate funds across your budget categories right from your phone - Account Reconciliation - Keep your accounts accurate with on-the-go reconciliation - Budget Overview - View your available balances and spending progress at a glance - Credit Card Tracking - Monitor payment allocations and manage credit card debt clearly - Transaction Search - Quickly find past transactions when you need them - Multi-Currency Support - Use any of our supported currencies and locale settings - Privacy First: No ads, no trackers — just your budget, your data. Liquid Budget Mobile syncs seamlessly with your main account, ensuring your budget is always up to date whether you're accessing it from your phone or computer. The intuitive interface makes it easy to stay on top of your finances while shopping, traveling, or simply away from your desk.

Screenshots

Bold Budget4 screens
Liquid Budget4 screens

Verdict

The call

The clearest difference is in-app purchases: Liquid Budget at none against Bold Budget's 3. Liquid Budget also leads on ads (none vs shown) and ratings volume (31 vs 2). On price, rating, review sentiment and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Bold Budget sells 3 in-app purchases, starting at $4.99 per month. Liquid Budget asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for Bold Budget against 5.0 for Liquid Budget. That said, the two scores are not equally well evidenced: Liquid Budget has 31 ratings behind it against 2, so its average is the more settled of the two. Written reviews split almost evenly too, at 100% and 100% positive.

UpkeepUpdate frequency

Bold Budget ships an update every 2 weeks, Liquid Budget weekly. The most recent releases landed on October 30, 2026 and November 5, 2026 respectively.

Scorecard5 real differences · 5 level
Bold Budget versus Liquid Budget: the parameters behind the verdict, then further details
ParameterBold BudgetLiquid Budget
PriceFreeFree
Rating5.0 (2 ratings)5.0 (31 ratings)
Positive reviews100.0% of reviews100.0% of reviews
Number of ratings231 — better
Update frequencyEvery 2 weeksWeekly — better
AdsYesNo — better
In-app purchasesYesNo — better
MonetizationFreeFree
DevicesiPhoneiPhone, iPad — better
Requires iOS26.016.4 — better
Further details — not scored
Size22 MB60 MB
Age rating4+4+
DeveloperJason VanceAnthony DePalma

Customer experience

Bold Budget

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Liquid Budget

All ratings31 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews12 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

3 purchases

Bold Budget

Subscriptions2
  • Bold Budget+ Monthly$4.991 Month
  • Bold Budget+ Yearly7 Days trial$29.991 Year
One-time1
  • Bold Budget+ Lifetime$59.99
None

Liquid Budget

No in-app purchases

Questions

Is Bold Budget free?
Bold Budget is free to download, with in-app purchases available.
Is Liquid Budget free?
Liquid Budget is free to download, with no in-app purchases.
Which has better reviews, Bold Budget or Liquid Budget?
Bold Budget and Liquid Budget are both rated 5.0 out of 5 on the App Store, from 2 and 31 ratings respectively.
Do Bold Budget or Liquid Budget have ads?
Bold Budget shows ads; Liquid Budget does not.
Which is updated more often, Bold Budget or Liquid Budget?
Bold Budget ships an update every 2 weeks, and Liquid Budget weekly. Most recently, Bold Budget was updated on October 30, 2026 and Liquid Budget on November 5, 2026.

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