Comparison

Effective Expenses vs DueSub

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Effective Expenses

Easily track your income and expenses with a built-in calculator and smart pickers. Automate transaction imports from Apple Wallet and gain clear financial insights through customizable charts and analytics. Organize your finances with custom accounts and categories.

Highlights
  • Log income and expenses
  • Recurring transaction scheduling
  • Apple Wallet transaction import
  • Customizable accounts and categories
  • Financial analytics and charts
  • Home screen widgets
  • Built-in calculator
Read full description

# Expense & Income Tracking Keep expenses and income together, from your morning coffee to your monthly salary. - Recurring transactions: Schedule rent, subscriptions, payday, and more, with repeats from daily to yearly, including every 2 weeks. - Upcoming transactions: See scheduled transactions in a dedicated view. - Screenshot entry: Choose a screenshot or receipt photo to fill in a new transaction. - Share to Expenses: Create a transaction from a screenshot shared from another app. - Built-in calculator: Do quick math in the amount field. - Smart pickers: Create accounts and categories while adding a transaction. - Bulk actions: Select multiple transactions to delete or recategorize them together. # Automatic Import with Shortcuts Bring in transactions from Apple Wallet and payment notifications with Shortcuts automations. - Apple Wallet: Set up an automation in Shortcuts to send Wallet transactions to Expenses. - Payment notifications: Send notifications from your banking apps to Expenses, and the on-device model turns them into transactions. Card and account numbers are hidden before reading. (Requires iOS 27) - You’re in control: Review, categorize, and confirm imported transactions. If a notification can’t be read, it’s kept for you to review or retry. # Accounts & Categories Organize your finances with accounts and categories that fit your needs. - Transfers: Move money between accounts in one step. Transfers stay out of your income, expenses, and reports. - Opening balances: Start an account from its current balance and see it grow from there. - Dedicated views: Browse accounts and categories, with income and expense categories kept separate. - Category cards: See your categories at a glance in a grid. - Sorting: Sort categories by name, total amount, or transaction count. - Customization: Give accounts and categories their own colors and emojis. - Category exclusion: Leave selected categories out of analytics. # Analytics & Reports See where your money goes and explore the trends that matter to you. - Time periods: Choose a period and compare it with the previous one. - Custom reports: Create reports for spending trends, top expenses, recurring costs, and more. - Your favorites: Pin reports to Analytics and choose a compact or full-width view. - Account and category insights: Explore charts and spending trends in each account or category. - Monthly overview: See expense and income totals on the Home tab. - Assistant: Ask questions about your finances on devices that support Apple Intelligence. # Home Screen Widgets Check your spending or savings at a glance. - Customizable totals: Choose yearly, monthly, or weekly views. - Dark Mode: Widgets match your device’s appearance. # Fast & Intuitive Interface Use swipe actions and context menus to manage accounts, categories, and transactions. - Unified search: Find transactions, accounts, and categories in one place. - Search filters: Narrow transactions by account, category, or date. # Settings Tailor Expenses to the way you track your money. - Flexible features: Turn off income tracking, accounts, or charts if you don’t need them. - Daily reminders: Get a prompt to log your transactions. - Backup and import: Save and restore your data, including custom reports. # Your Language Use Expenses in English, Italian, French, German, Spanish, Portuguese, Hungarian, Hindi, Japanese, Korean, Chinese (Simplified and Traditional), or Arabic. # Dark Mode Enjoy a clear interface day or night with full Dark Mode support. # iCloud Sync Keep your data up to date across your Apple devices. - Sync status: Check your iCloud setup and sync status in Settings. # Terms of Use (EULA) https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

DueSub

Read full description

DueSub is a lightweight, local-first reminder for subscriptions, renewals, warranties, and recurring income β€” SaaS tools, domain names, VPS servers, memberships, devices, and more. Your data stays on your device by default. No account, no analytics, no tracking, and no ads. Optional private iCloud sync can be enabled in Settings for devices signed in to the same Apple ID. β€’ Track expenses and income side by side, with weekly, monthly, quarterly, every 6 months, yearly, multi-year, one-time, and custom-day cycles. β€’ Get local reminders 7, 3, and 1 day before the due date, plus a reminder on the due date. Reminder timing can be configured for each item. β€’ Auto-renewing items roll forward automatically after expiration. Manual items remain overdue until you confirm completion. β€’ Create custom categories with your own names, SF Symbols, and colors. β€’ View multi-currency annualized totals and spending insights. Built-in static exchange rates work offline; optional live rates refresh from a public exchange-rate endpoint without sending user data. β€’ Home Screen and Lock Screen widgets keep upcoming items visible at a glance. β€’ Filter active, overdue, auto-renewing, income, and inactive items, or search names and notes. β€’ Versioned JSON backup and restore preserves items and custom categories for manual migration. β€’ Designed for iOS 17+ with SwiftUI and SwiftData. All features are free. Optional tips support development and do not unlock additional functionality.

Screenshots

Effective Expenses4 screens
DueSub4 screens

Verdict

The call

The clearest difference is update cadence: DueSub at every 2 days against Effective Expenses's fortnightly. DueSub also leads on iOS requirement (17.0 vs 26.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Effective Expenses sells 2 in-app purchases, starting at $0.49 per month and DueSub sells 3 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Effective Expenses ships an update fortnightly, DueSub every 2 days. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

Scorecard2 real differences Β· 6 level
Effective Expenses versus DueSub: the parameters behind the verdict, then further details
ParameterEffective ExpensesDueSub
PriceFreeFree
Positive reviews100.0% of reviewsβ€”
Update frequencyFortnightlyEvery 2 days β€” better
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumβ€”
DevicesiPhone, iPad β€” betteriPhone
Requires iOS26.017.0 β€” better
Further details β€” not scored
Size8 MB2 MB
Age rating4+4+
DeveloperFrancesco Papagno毅仁 刘

In-app purchases

2 purchases

Effective Expenses

Subscriptions2
  • Monthly subscription$0.491 Month
  • Yearly subscription$4.991 Year
3 purchases

DueSub

One-time3
  • A coffee$0.99
  • Lunch$2.99
  • Dinner$9.99

Questions

Is Effective Expenses free?
Effective Expenses is free to download, with in-app purchases available.
Is DueSub free?
DueSub is free to download, with in-app purchases available.
Do Effective Expenses or DueSub have ads?
Neither Effective Expenses nor DueSub shows ads.
Which is updated more often, Effective Expenses or DueSub?
Effective Expenses ships an update fortnightly, and DueSub every 2 days. Most recently, Effective Expenses was updated on October 24, 2026 and DueSub on October 25, 2026.

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