Comparison

BudgetNotes vs Net Worth

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BudgetNotes

Track expenses, incomes, and set spending limits with customizable categories and multiple budgets. Visualize financial health with insightful charts and stay motivated with savings goals. Syncs across Apple devices and offers personalization options.

Highlights
  • Log transactions and recurring entries
  • Visualize spending with charts
  • Categorize expenses and set limits
  • Track savings goals
  • Manage multiple budgets
  • Customizable notifications and widgets
  • iCloud sync across Apple devices
Features
Read full description

BudgetNotes — Minimalist Budget Tracker Transactions Easily manage your expenses and incomes with BudgetNotes. Log transactions with a few taps and set recurring entries to save time. Quickly search or filter your history to find specific transactions when you need them. Charts Visualize your financial health with clear and insightful charts. Get a detailed view of your spending trends through monthly line charts and category-based pie charts, making it easier to track your financial progress. Expense Categories Stay organized by categorizing your expenses. Assign multiple categories to a single transaction and see where your money goes. Filter by category for a deeper understanding of your spending habits. Spending Limits Take control of your budget with customizable spending limits. Set limits for specific categories and monitor your progress through detailed charts to ensure you’re staying on track. Saving Goals Set and achieve your financial goals with BudgetNotes’ Savings Tracker. Add savings, monitor your progress, and stay motivated with goal tracking features. Multiple Budgets Manage multiple budgets effortlessly. Separate personal and work finances, or organize funds for different projects, all within a single, intuitive app. Notifications Stay on top of your finances with customizable daily or monthly reminders. Log transactions, review budgets, and maintain good financial habits with timely notifications tailored to your needs. Widgets Access your financial status at a glance with BudgetNotes widgets. View your monthly spending summary or category-specific pie charts directly from your home screen for instant updates. iCloud Sync Keep your data secure and synchronized across all your Apple devices with iCloud. Access your budget anytime, anywhere, knowing your information is backed up and protected. Personalization Make BudgetNotes uniquely yours. Customize languages, currency, and visual themes to suit your preferences. Switch between light and dark modes to ensure the interface is always just right for you. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Net Worth

Features
Read full description

See your true net worth as a single number — add every account and debt by hand, save a dated snapshot, and watch your wealth build over time. No bank logins, no sign-up. Most money apps make you connect your bank and hand over your logins. NetWorth is the opposite: a private, manual tracker for people who just want a clear picture of what they own and what they owe. You type the figures yourself, so nothing ever leaves your iPhone. WHAT YOU GET - One clear number that captures everything you own minus everything you owe - Cash, investments, real estate, vehicles and crypto tracked side by side - Debts like mortgages, loans and credit cards logged in the same place - Dated snapshots you can save and compare between any two points in time - Net-worth trend and assets-vs-liabilities charts that show your progress - Reminders that nudge you to capture your next snapshot on schedule PERFECT FOR - FIRE and early-retirement planners tracking their savings rate - Investors who want one wealth number across scattered accounts - Anyone paying down debt and wanting to watch the balance shrink - Privacy-minded people who refuse to link their bank WHY NOT JUST USE A SPREADSHEET? A spreadsheet won't chart your trend, remind you to update it, or show a clean side-by-side of two dates on your phone. NetWorth keeps the manual control you like and does the math, history and visuals for you. PRIVACY Everything you enter stays on your device. No account, no bank connection, no tracking, and it works fully offline. FULL ACCESS NetWorth is free to try. Full Access unlocks unlimited accounts, all your snapshots, the trend and comparison charts, and snapshot reminders through one of these options: - Weekly subscription - Yearly subscription - Lifetime (one-time purchase) Subscriptions renew automatically unless canceled at least 24 hours before the period ends; manage or cancel anytime in your App Store account settings. Add your first account today and lock in the number that actually matters. Terms of Use (EULA): https://web-levi.web.app/terms Privacy Policy: https://web-levi.web.app/privacy-policy Questions? tphuc.work@gmail.com

Screenshots

BudgetNotes4 screens
Net Worth4 screens

Verdict

The call

The clearest difference is price: Net Worth at Free against BudgetNotes's $2.99. On update cadence, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Net Worth is free to download; BudgetNotes costs $2.99 up front. BudgetNotes sells 2 in-app purchases, starting at $0.99 per month and Net Worth sells 3 in-app purchases, starting at $4.99 per 7 days. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

BudgetNotes ships an update every 3 weeks, Net Worth monthly. Both last shipped on October 25, 2026.

Scorecard1 real difference · 9 level
BudgetNotes versus Net Worth: the parameters behind the verdict, then further details
ParameterBudgetNotesNet Worth
Price$2.99Free — better
Rating5.0 (1 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings1 — better—
Update frequencyEvery 3 weeks — betterMonthly
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchases—
DevicesiPhone, iPad — betteriPhone
Requires iOS16.0 — better17.0
Further details — not scored
Size4 MB11 MB
Age rating4+4+
DeveloperCAN AVSARPhuc Pham

In-app purchases

2 purchases

BudgetNotes

Subscriptions2
  • Premium Monthly7 Days trial$0.991 Month
  • Premium Yearly7 Days trial$9.991 Year
3 purchases

Net Worth

Subscriptions2
  • Snapshot History · Weekly$4.997 Days
  • Investments & Crypto · Yearly$24.991 Year
One-time1
  • Portfolio Tracker · Pay Once$49.99

Questions

Is BudgetNotes free?
BudgetNotes costs $2.99, and also offers in-app purchases.
Is Net Worth free?
Net Worth is free to download, with in-app purchases available.
Do BudgetNotes or Net Worth have ads?
Neither BudgetNotes nor Net Worth shows ads.
Which is updated more often, BudgetNotes or Net Worth?
BudgetNotes ships an update every 3 weeks, and Net Worth monthly. Most recently, BudgetNotes was updated on October 25, 2026 and Net Worth on October 25, 2026.

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