BudgetNotes vs Flowjar

BudgetNotes — Minimalist Budget Tracker Transactions Easily manage your expenses and incomes with BudgetNotes. Log transactions with a few taps and set recurring entries to save time. Quickly search or filter your history to find specific transactions when you need them. Charts Visualize your financial health with clear and insightful charts. Get a detailed view of your spending trends through monthly line charts and category-based pie charts, making it easier to track your financial progress. Expense Categories Stay organized by categorizing your expenses. Assign multiple categories to a single transaction and see where your money goes. Filter by category for a deeper understanding of your spending habits. Spending Limits Take control of your budget with customizable spending limits. Set limits for specific categories and monitor your progress through detailed charts to ensure you’re staying on track. Saving Goals Set and achieve your financial goals with BudgetNotes’ Savings Tracker. Add savings, monitor your progress, and stay motivated with goal tracking features. Multiple Budgets Manage multiple budgets effortlessly. Separate personal and work finances, or organize funds for different projects, all within a single, intuitive app. Notifications Stay on top of your finances with customizable daily or monthly reminders. Log transactions, review budgets, and maintain good financial habits with timely notifications tailored to your needs. Widgets Access your financial status at a glance with BudgetNotes widgets. View your monthly spending summary or category-specific pie charts directly from your home screen for instant updates. iCloud Sync Keep your data secure and synchronized across all your Apple devices with iCloud. Access your budget anytime, anywhere, knowing your information is backed up and protected. Personalization Make BudgetNotes uniquely yours. Customize languages, currency, and visual themes to suit your preferences. Switch between light and dark modes to ensure the interface is always just right for you. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Know what's safe to spend today. Flowjar turns your paycheck, bills and savings into one clear number — and shows where your balance is headed before payday. Budget planner, bill tracker and cash-flow forecast with savings jars, in one calm app. TODAY: SAFE TO SPEND • A clear "Safe to spend today" figure on your Today screen • 30-day forecast chart showing your lowest balance before next payday • Next payday, upcoming bills and recent activity on one screen • Two tabs, Today and Activity. Jars and Bills open from Today, or add them as tabs in Settings LOG IT IN SECONDS • Quick add: type "coffee 4.50" and it's logged with a guessed category you can change. Income too: "salary 2000" • Scan a receipt with the camera or a photo. The total, shop name, date and category are read on your iPhone with Apple's Vision text recognition; the photo isn't saved or uploaded. Always check the amount before adding • Category keypad, notes and dates when you want more detail • Search your entries and the app's features, with suggestions and recent searches • Monthly income, expenses and net in Activity JARS FOR EVERY PAYCHECK • Split each paycheck into jars like Bills, Spending, Savings and Goals • Start with a recommended split, then tweak it to fit your life • Watch every jar grow toward its target BILLS & SUBSCRIPTIONS • Rent, utilities, phone, streaming and more in one list, with due-date reminders • Mark a bill as paid in one tap, with undo if you tapped too soon • See exactly what's due before your next payday ALL OVER YOUR IPHONE • Home Screen and Lock Screen widgets • Live Activity with Dynamic Island showing what's safe to spend. Turn it on in Settings; iOS ends it after about 8 hours • Control Center controls and the Action button (iOS 18 and later) • Siri and Shortcuts: Log expense, Safe to spend, Quick add, Scan a receipt • Back Tap: an in-app guide shows how to double-tap the back of your iPhone to open Quick add, via Shortcuts and Accessibility settings MONEY TOOLS • 9 calculators: Loan & EMI, Mortgage, Car loan, Business loan & merchant cash advance, Debt payoff, Savings goal, Compound interest, Budget split, Split a bill • Budget methods explained: 50/30/20, Pay yourself first, Envelopes (jars), Bills before payday READY IN 2 MINUTES A guided setup covers your goal, income and pay schedule, fixed bills, starting balance and jar split. Answer a few questions and your plan is ready. PRIVATE BY DESIGN • No account needed, no bank linking • Your money data stays on your iPhone • Lock Flowjar with Face ID or your passcode • Anonymous usage and crash analytics help us improve the app — amounts, notes and names are never sent FITS THE WAY YOU LIVE • Any currency, including zero-decimal currencies like VND and IDR • Light and dark mode • Export your activity to CSV (Pro) FLOWJAR PRO Flowjar is free to download and use. Upgrade to Pro for: • 90-day forecast (free: 30 days) • Unlimited jars (free: 4) • Unlimited bills (free: 5) • CSV export Plans: Lifetime $49.99 as a one-time purchase (best value, pay once), Monthly $3.99, or Yearly $24.99 with a 3-day free trial. Prices shown in USD; prices in other countries may vary. SUBSCRIPTION TERMS Payment is charged to your Apple ID account at confirmation of purchase. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period, and your account is charged for renewal within 24 hours before the period ends. Manage or cancel your subscription in your Account Settings after purchase. Any unused portion of a free trial is forfeited when you purchase a subscription. Terms of Use (EULA): https://flowjar.web.app/terms Privacy Policy: https://flowjar.web.app/privacy Flowjar is a personal planning tool. It is not a bank or lender and does not provide financial advice.