AsurePay vs earlybird wage access

Get paid on your schedule and earn even more with Platinum VIP Banking. With the AsurePay™ app, you’ll get: • On-Demand Pay: get your earned pay when you want* (fee-free with Platinum VIP Banking) • 3.00% APY** interest on your account balance (with Platinum VIP Banking) • View your credit score (with Platinum VIP Banking) • Receive your wages up to 2 days earlier than payday*** (with Platinum VIP Banking) • Transfer funds between AsurePay and other banks accounts (fee-free options with Platinum VIP Banking) • Fee-free**** in-network Allpoint ATMs at Target, CVS, Walgreens, CircleK, Costco and more (with Platinum VIP Bank) • A virtual card and physical VISA debit card (physical card only comes with Platinum VIP Banking) Note: Not all features displayed are accessible by all users. Go to asurepay.me for details. *The balance of funds available through on-demand pay is disclosed within the Grit Financial app. The availability of these funds is contingent on your employment and paycheck history. ** The Annual Percentage Yield (“APY”) for the Platinum VIP Banking service is variable and may change at any time. The disclosed APY is effective as of September 01, 2024. No minimum balance is required. Interest earned shall be computed and rounded to the nearest cent. Interest is paid daily based on the end of day balance for the day and actual calendar days in the year. ***If you choose to receive your payroll as a direct deposit to your AsurePay Platinum VIP card, the funds may be credited up to two (2) days prior to the scheduled payroll payment date. The actual timing of the deposit is contingent upon various factors, including but not limited to the timing of the employer's transmission of the deposit to the financial institution and the nature of the payer responsible for the deposit. ****See Terms for fees, such as out-of-network ATMs ($2.50) or over-the-counter withdrawals, lost card replacement, or faster-than-standard fund transfer.

Access your pay before payday with Earlybird. Earlybird is a simple subscription-based financial wellness app that helps eligible users access a portion of their earned wages before their scheduled payday. Whether you need help covering everyday expenses or managing cash flow between paychecks, earlybird gives you more flexibility when you need it. No long applications. No complicated process. Just a fast, transparent way to manage your money between paydays. EarlyBird Wage Access is a product of Easy Money Group Acquisition Co., LLC How Earlybird Works 1. Create your account in minutes 2. Securely connect your bank account 3. Check your eligibility for earlybird wage access 4. Request access to a portion of your earned wages when you need it 5. Advances are automatically scheduled for your next pay cycle Eligibility requirements apply, and access may vary by user. Key Benefits • Access part of your earned pay before payday • Quick and simple account setup • Clear subscription pricing with no hidden surprises • Automatic settlement aligned with your pay cycle • Manage advances and account activity from one easy dashboard Earlybird helps smooth out the timing between paychecks so you can handle everyday expenses like groceries, transportation, or bills with more confidence. Built for Transparency Earlybird operates on a monthly subscription that provides access to wage advances and account features. Subscription pricing and any applicable service fees are disclosed before confirmation so you can make an informed decision. Advance amounts and availability depend on eligibility and account activity. Security You Can Trust Your information is protected using industry-standard security practices and encrypted banking connections. earlybird uses secure technology to help safeguard your personal and financial data. Important Information earlybird is designed as a financial wellness tool to help users manage timing between paychecks. earlybird provides access to earned wages and is not a loan, line of credit, or traditional lending product. Access to earned wages is subject to eligibility requirements and may not be available to all users. Advance limits and availability may change based on account activity and other factors. Why Earlybird Simple Transparent Designed to help you manage cash flow between paydays Download earlybird today and take control of your payday timing.