AsurePay vs DayCheck by SpotOn

Get paid on your schedule and earn even more with Platinum VIP Banking. With the AsurePay™ app, you’ll get: • On-Demand Pay: get your earned pay when you want* (fee-free with Platinum VIP Banking) • 3.00% APY** interest on your account balance (with Platinum VIP Banking) • View your credit score (with Platinum VIP Banking) • Receive your wages up to 2 days earlier than payday*** (with Platinum VIP Banking) • Transfer funds between AsurePay and other banks accounts (fee-free options with Platinum VIP Banking) • Fee-free**** in-network Allpoint ATMs at Target, CVS, Walgreens, CircleK, Costco and more (with Platinum VIP Bank) • A virtual card and physical VISA debit card (physical card only comes with Platinum VIP Banking) Note: Not all features displayed are accessible by all users. Go to asurepay.me for details. *The balance of funds available through on-demand pay is disclosed within the Grit Financial app. The availability of these funds is contingent on your employment and paycheck history. ** The Annual Percentage Yield (“APY”) for the Platinum VIP Banking service is variable and may change at any time. The disclosed APY is effective as of September 01, 2024. No minimum balance is required. Interest earned shall be computed and rounded to the nearest cent. Interest is paid daily based on the end of day balance for the day and actual calendar days in the year. ***If you choose to receive your payroll as a direct deposit to your AsurePay Platinum VIP card, the funds may be credited up to two (2) days prior to the scheduled payroll payment date. The actual timing of the deposit is contingent upon various factors, including but not limited to the timing of the employer's transmission of the deposit to the financial institution and the nature of the payer responsible for the deposit. ****See Terms for fees, such as out-of-network ATMs ($2.50) or over-the-counter withdrawals, lost card replacement, or faster-than-standard fund transfer.

Stop waiting weeks for the tips you earned today. DayCheck by SpotOn is the free digital wallet that puts your earnings where they belong: in your hands. It’s a faster, more flexible way to get paid, so you're ready for the bills life throws your way. Get paid, track your earnings, and spend on your terms. How it works: 1. Finish your shift and head home. 2. Your manager reviews and approves tip amounts for the day. 3. After approval, your tips land in your DayCheck wallet, consistently and reliably. No more waiting around or guessing when you'll get your money. 4. Track every dollar so you always know what you’ve earned. 5. Spend with the free SpotOn Card or transfer funds straight to your bank account. Your money, your way: • Faster Access to Your Earnings. Why wait? DayCheck closes the gap between your shift and your wallet with a reliable, fast way to get paid. • Track every shift. Get a clear look at your earnings. You’ll get a notification when your money is ready, and you can check your history anytime to see every dollar moving in and out. • Keep more with the SpotOn Card. Get immediate and free access to your approved earnings with the SpotOn Card. Use it for groceries, gas, or whatever life throws your way. • Flexibility for Real Life. Prefer to use your own debit card? Link your existing debit card and transfer funds to your bank account instead. Cards are issued by Sutton Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. SpotOn Flex LLC is a financial services company and not itself an FDIC-insured institution. FDIC deposit insurance coverage only protects against the failure of an FDIC-insured deposit institution. FDIC insurance coverage is subject to pass-through insurance requirements per ownership category. Certain conditions must be met for pass-through coverage.