AsurePay vs EmmoWallet Pack

Get paid on your schedule and earn even more with Platinum VIP Banking. With the AsurePay™ app, you’ll get: • On-Demand Pay: get your earned pay when you want* (fee-free with Platinum VIP Banking) • 3.00% APY** interest on your account balance (with Platinum VIP Banking) • View your credit score (with Platinum VIP Banking) • Receive your wages up to 2 days earlier than payday*** (with Platinum VIP Banking) • Transfer funds between AsurePay and other banks accounts (fee-free options with Platinum VIP Banking) • Fee-free**** in-network Allpoint ATMs at Target, CVS, Walgreens, CircleK, Costco and more (with Platinum VIP Bank) • A virtual card and physical VISA debit card (physical card only comes with Platinum VIP Banking) Note: Not all features displayed are accessible by all users. Go to asurepay.me for details. *The balance of funds available through on-demand pay is disclosed within the Grit Financial app. The availability of these funds is contingent on your employment and paycheck history. ** The Annual Percentage Yield (“APY”) for the Platinum VIP Banking service is variable and may change at any time. The disclosed APY is effective as of September 01, 2024. No minimum balance is required. Interest earned shall be computed and rounded to the nearest cent. Interest is paid daily based on the end of day balance for the day and actual calendar days in the year. ***If you choose to receive your payroll as a direct deposit to your AsurePay Platinum VIP card, the funds may be credited up to two (2) days prior to the scheduled payroll payment date. The actual timing of the deposit is contingent upon various factors, including but not limited to the timing of the employer's transmission of the deposit to the financial institution and the nature of the payer responsible for the deposit. ****See Terms for fees, such as out-of-network ATMs ($2.50) or over-the-counter withdrawals, lost card replacement, or faster-than-standard fund transfer.

EmoWallet is not a budget tracker. It's a mirror for the emotions behind your spending. When stress hits, the hand reaches for the card before the mind catches up. Emotional spending isn't a discipline problem — it's a signal problem. EmoWallet helps you finally hear the signal. HOW IT WORKS 1. FEEL After a purchase, slide three tactile axes to capture your true state: Anxiety ↔ Calm, Sadness ↔ Joy, Apathy ↔ Euphoria. The phone responds with nuanced haptics — soft at peace, sharp at intensity. Saving an entry plays a gentle heartbeat. You don't just log data. You feel it. 2. RECORD Choose one of seven emotional categories — from "Physical Comfort" (stress-eating, treating yourself) to "Visual Armor" (dressing up to hide) — each with its emotional trigger. Add an amount, a 140-character note, or a 15-second voice imprint to re-listen to your true feelings later. 3. SEE PATTERNS EmoWallet connects the dots: "You spend 40% more when your anxiety is high." "Most purchases happen in the evening." "Your most mindful category is Growth." Set a monthly limit and get gentle — never guilt-tripping — nudges when you approach it. THE SOMATIC APPROACH Instead of judging your purchases, EmoWallet maps the body's response to them. This is somatic auditing: tracking how emotions move through you, and how they move your money. Awareness is the first step to choice. BUILT FOR YOUR PEACE OF MIND • Daily reflective questions that change with the time of day • Two design themes: Night Alchemy and Morning Clarity • Everything stored locally on your device — no accounts, no cloud, no tracking • No subscriptions. No ads. No guilt. PRIVACY BY DESIGN Your voice notes, emotions, and spending data never leave your device. We can't see them. Nobody can. Your inner world stays yours. PERFECT FOR • Anyone who shops to cope with stress, anxiety, or emptiness • Mindfulness practitioners building financial self-awareness • People recovering from impulse buying cycles • Anyone curious about the real "why" behind their purchases EmoWallet is a self-reflection tool. It doesn't provide financial advice and isn't a substitute for professional therapy. If emotional spending significantly affects your life, please reach out to a specialist. Stop counting money. Start understanding yourself.