PennyBird vs FinRox

Track everyday spending and shared expenses in one app. Split household bills, see who paid and what's owed, and keep your personal records organized—without connecting your bank. PRIVATE EXPENSE TRACKING Record income and expenses with accounts, sub-accounts, and categories. Copy past transactions to enter repeat purchases quickly. SHARED EXPENSES, MADE SIMPLE Create a shared account for your household, a trip, or a project, and invite people with a link. Track who paid, who owes what, and how to settle up—without spreadsheets or messy notes. YOUR ACCOUNTS STAY ACCURATE When you pay for a shared expense, it also appears in your personal accounts automatically, so you never enter it twice. SEE WHERE YOUR MONEY GOES Charts break down your spending by account and category. Tap a slice to focus on it. TRAVEL-READY Track spending in multiple currencies with automatic exchange rates and manual overrides when you need them. WORKS OFFLINE, SYNCS WITH ICLOUD Record expenses even without internet. Your records are stored on your device and sync through iCloud when you're back online. WHY PENNYBIRD? • No bank logins or credentials • No ads • Personal and shared expenses together • Multi-currency support • Works offline PennyBird is free to use, with optional PennyBird Plus for people who track a lot. --- - Privacy Policy: https://pennybird.app/privacy/ - Terms of Use: https://pennybird.app/terms/

FinRox is a shared budget for a couple, family, or team. One space: the same accounts, income, expenses, and history for everyone. Changes show up right away. WHAT YOU CAN DO • See the shared balance, income, expenses, and what is left this month • Organize money across wallets, income, and expense categories • Add a transaction in a couple of taps and find it in history • Keep rent, subscriptions, and other repeating payments in view • Open a month report and a year report: wallets, months, and members • Compare months and save a report as PDF or CSV • Check the balance and upcoming payments in a widget on the Home Screen and Lock Screen • Keep separate budgets for home, work, and family WHO IT IS FOR • Couples and families who share spending • Partners tracking money for one project or business • Small teams that need one clear picture of expenses HOW IT WORKS Create a budget, set up accounts, and invite people by email. Everyone signs in with their own Apple or Google account. The owner subscribes: one FinRox Pro covers the whole group. Members see the same data and work in the same budget. YOU ENTER TRANSACTIONS YOURSELF FinRox does not connect to your bank or import statements. You add each transaction, so the books stay clear and in your control. Data is stored in a protected cloud in Europe. Questions: support@finrox.net Privacy Policy: https://finrox.net/privacy/ Terms of Use: https://finrox.net/terms/