PennyBird vs Amounta

PennyBird is a privacy-first expense tracker for people who want clarity without connecting their bank. Track spending manually, organize your accounts, split bills with friends, and keep personal and shared expenses in sync. PennyBird is offline-first, iCloud-powered, and built with no ads, no tracking, and no bank logins. PRIVATE EXPENSE TRACKING Log income and expenses in seconds. Organize your money with accounts, sub-accounts, categories, and reusable templates. PERSONAL + SHARED BUDGETS Create shared accounts for trips, couples, roommates, or projects. When you pay for a shared expense, PennyBird can mirror it into your personal budget automatically, so your own spending stays accurate. SPLIT BILLS WITHOUT SPREADSHEETS Track who paid, who owes what, and how to settle up. PennyBird helps you manage group expenses without complicated spreadsheets or messy notes. TRAVEL-READY Track spending in multiple currencies with automatic exchange rates and manual overrides when you need them. OFFLINE-FIRST, ICLOUD SYNC Use PennyBird anywhere, even without internet. Your data is stored on your device and synced through your private iCloud account. NO BANK CONNECTIONS PennyBird never asks for your bank credentials. You stay in control of what you enter and what you track. WHY PENNYBIRD? • Private by design • No ads • No tracking • No bank logins • Personal and shared expenses • Multi-currency support • Offline-first • iCloud sync • Simple manual tracking PennyBird is free to use, with optional PennyBird Plus for power-users. --- - Privacy Policy: https://pennybird.app/privacy/ - Terms of Use: https://pennybird.app/terms/

Amounta is the simplest way to see where your money goes, stay on budget, and grow your net worth — all in a beautifully clean, private app that works across iPhone, iPad, Apple Watch, and Mac. Log an expense in seconds and Amounta turns it into clear budgets, reports, and insights. TRACK EVERYTHING, EFFORTLESSLY • Add expenses and income in seconds — category, account, payment method, tags, and notes on one clean screen • Split a single purchase across multiple categories (groceries + household, done) • Scan a receipt and let on-device text recognition fill in the details for you • Multiple accounts and transfers, so every balance stays accurate • Multi-currency — enter in any currency with automatic conversion, and keep accounts in their own currency BUDGETS THAT KEEP YOU HONEST • Set a monthly limit per category and watch your progress at a glance • See exactly what's left before you overspend • A spending heatmap that shows your busiest days SEE THE FULL PICTURE • A Dashboard that swipes between net worth, loans, and monthly commitments • Tap any chart to drill into the days and categories behind it • Net Worth tracking and projection across all your accounts, in every currency you hold • Beautiful reports — weekly, monthly, yearly, or custom ranges, for all accounts or just one • Income vs. expenses, savings rate, and category comparisons • Spending by category in a clear, tappable chart • Year in Review to relive your financial year — and share it as an image SMART, NOT NOISY • Smart Insights spot unusual spending, price hikes, and trends • Auto-Categorization applies your rules to new transactions automatically • Monthly Commitments — subscriptions, SIPs, and recurring bills in one monthly total • Recurring bills and subscription detection so renewals never surprise you MORE THAN AN EXPENSE TRACKER • Savings Goals — set targets and watch each one fill up • Loans & Debt — track money borrowed or lent, with full amortization schedules and reminders • Trips — group a trip's spending, set a budget, and see what you spent in both currencies WORKS EVERYWHERE YOU DO • Apple Watch app for quick-add on the go • Home Screen and Lock Screen widgets, plus a Control Center control • Add expenses hands-free with Siri and Shortcuts • Find anything instantly through Spotlight • iCloud sync keeps every device up to date PRIVATE BY DESIGN • Your data lives on your device and your iCloud — no accounts, no ads, no selling your data • Lock the app with Face ID or Touch ID • Import statements, export CSV, and keep encrypted backups you control MAKE IT YOURS • Custom categories, icons, and tags • Set your currency, language, financial year, and appearance • Available in 30+ languages, with full light and dark mode Download Amounta and start tracking every penny today. Amounta Pro unlocks receipt scanning, Smart Insights, advanced reports, net worth, recurring & subscriptions, savings goals, loans, trips, auto-categorization, backups, app lock, multiple accounts, multi-currency, and unlimited categories. Amounta Pro is an auto-renewable subscription billed yearly. Payment is charged to your Apple ID at confirmation of purchase. It renews automatically unless auto-renew is turned off at least 24 hours before the end of the current period; your account is charged for renewal within 24 hours prior to the end of the period. Any unused portion of a free trial is forfeited when you buy a subscription. Manage or cancel anytime in your App Store account settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://appsbybarani.com/privacy-policy.html