PennyBird vs Amounta

Track everyday spending and shared expenses in one app. Split household bills, see who paid and what's owed, and keep your personal records organized—without connecting your bank. PRIVATE EXPENSE TRACKING Record income and expenses with accounts, sub-accounts, and categories. Copy past transactions to enter repeat purchases quickly. SHARED EXPENSES, MADE SIMPLE Create a shared account for your household, a trip, or a project, and invite people with a link. Track who paid, who owes what, and how to settle up—without spreadsheets or messy notes. YOUR ACCOUNTS STAY ACCURATE When you pay for a shared expense, it also appears in your personal accounts automatically, so you never enter it twice. SEE WHERE YOUR MONEY GOES Charts break down your spending by account and category. Tap a slice to focus on it. TRAVEL-READY Track spending in multiple currencies with automatic exchange rates and manual overrides when you need them. WORKS OFFLINE, SYNCS WITH ICLOUD Record expenses even without internet. Your records are stored on your device and sync through iCloud when you're back online. WHY PENNYBIRD? • No bank logins or credentials • No ads • Personal and shared expenses together • Multi-currency support • Works offline PennyBird is free to use, with optional PennyBird Plus for people who track a lot. --- - Privacy Policy: https://pennybird.app/privacy/ - Terms of Use: https://pennybird.app/terms/

Amounta is the simplest way to see where your money goes, stay on budget, and grow your net worth — all in a beautifully clean, private app that works across iPhone, iPad, Apple Watch, and Mac. Log an expense in seconds and Amounta turns it into clear budgets, reports, and insights. TRACK EVERYTHING, EFFORTLESSLY • Add expenses and income in seconds — category, account, payment method, tags, and notes on one clean screen • Duplicate any expense with a swipe for repeat purchases, or use Duplicate & Edit to tweak the copy first • Split a single purchase across multiple categories (groceries + household, done) • Scan a receipt and let on-device text recognition fill in the details for you • Multiple accounts and transfers, so every balance stays accurate • Multi-currency — enter in any currency with automatic conversion, and keep accounts in their own currency BUDGETS THAT KEEP YOU HONEST • Set a monthly limit per category and watch your progress at a glance • See exactly what's left before you overspend • A spending heatmap that shows your busiest days SEE THE FULL PICTURE • A Dashboard that swipes between net worth, loans, and monthly commitments • Tap any chart to drill into the days and categories behind it • Net Worth tracking and projection across all your accounts, in every currency you hold • Beautiful reports — weekly, monthly, yearly, or custom ranges, for all accounts or just one • Income vs. expenses, savings rate, and category comparisons • Spending by category in a clear, tappable chart • Year in Review to relive your financial year — and share it as an image SMART, NOT NOISY • Smart Insights spot unusual spending, price hikes, and trends • Auto-Categorization applies your rules to new transactions automatically • Monthly Commitments — subscriptions, SIPs, and recurring bills in one monthly total • Recurring bills and subscription detection so renewals never surprise you MORE THAN AN EXPENSE TRACKER • Savings Goals — set targets and watch each one fill up • Loans & Debt — track money borrowed or lent, with full amortization schedules and reminders • Trips — group a trip's spending, set a budget, and see what you spent in both currencies WORKS EVERYWHERE YOU DO • Apple Watch app for quick-add on the go • Home Screen and Lock Screen widgets, plus a Control Center control • Add expenses and income hands-free with Siri and Shortcuts — pick the account and payment method, even in foreign currencies • Find anything instantly through Spotlight • iCloud sync keeps every device up to date PRIVATE BY DESIGN • Your data lives on your device and your iCloud — no accounts, no ads, no selling your data • Lock the app with Face ID or Touch ID • Import statements, export CSV, and keep encrypted backups you control MAKE IT YOURS • Custom categories, icons, and tags • Set your currency, language, financial year, and appearance • Available in 30+ languages, with full light and dark mode Download Amounta and start tracking every penny today. Amounta Pro unlocks receipt scanning, Smart Insights, advanced reports, net worth, recurring & subscriptions, savings goals, loans, trips, auto-categorization, backups, app lock, multiple accounts, multi-currency, and unlimited categories. Amounta Pro is an auto-renewable subscription billed yearly. Payment is charged to your Apple ID at confirmation of purchase. It renews automatically unless auto-renew is turned off at least 24 hours before the end of the current period; your account is charged for renewal within 24 hours prior to the end of the period. Any unused portion of a free trial is forfeited when you buy a subscription. Manage or cancel anytime in your App Store account settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://appsbybarani.com/privacy-policy.html