Frugalista vs Amounta

Frugalista is a simple expense tracker and AI money tracker for iPhone. Track spending with less effort, log expenses before you forget them, and understand where your money went at the end of the month. Frugalista is built for people who want a clear spending picture without maintaining a complicated budgeting system. Add expenses manually, capture spending with Shortcuts, speak multiple transactions at once, and review everything in your main currency. TRACK EXPENSES WITHOUT THE BUSYWORK Add expenses and income in a few taps. Frugalista keeps your transactions organized with categories, custom categories, charts, and monthly analytics. Use it as a daily spending tracker, income and expense tracker, or simple money tracker for everyday life. VOICE LOGGING WITH AI Say what you spent or earned in plain English. For example: “Today I spent $6.50 on coffee, bought two pizza slices for $3 each, and Sam paid me back $20.” Frugalista can turn that into clean transactions, detect expenses and income, understand merchants, choose categories, and handle simple math. Edit entries after saving if something needs a quick fix. APPLE WALLET AND SHORTCUTS AUTOMATION Set up iOS Shortcuts once and let Frugalista log Apple Wallet spending as it happens. Use Wallet automation, App Shortcuts, or the Action Button to make expense tracking feel more automatic, without connecting a bank account. MULTI-CURRENCY TRACKING Track expenses in different currencies and see your totals in your main currency. Useful for daily spending, trips, international purchases, subscriptions, and side income. Exchange rates update regularly, so your month stays easier to understand. MONTHLY AI SPENDING REPORTS At the end of the month, Frugalista can generate an AI report that explains what happened. See: • Spending by category • Income vs expenses • Month-to-month changes • Previous months for context • Unusual spending patterns • Practical suggestions for next month CHAT WITH YOUR REPORT Ask questions like: • Where did my money go? • What changed from last month? • Which category should I watch next? • What could I improve next month? Frugalista gives spending-focused insights and suggestions. It is not a financial advisor and does not provide investment, tax, or legal advice. ORGANIZE LATER In a hurry? Log transactions without categories. Uncategorized expenses go into Organize, where you can clean them up later with a fast, swipe-style category flow. Log first, sort later, and keep your spending picture clear without turning tracking into homework. PRIVATE BY DEFAULT Frugalista does not require a login or bank connection. Your transaction data is stored in your iCloud using CloudKit. Frugalista does not run a bank sync service and does not store your transaction database on its own server. AI features are processed through an external AI provider only when you use them. FREE TRACKING, PRO AI Frugalista includes free expense tracking features such as manual logging, Shortcuts logging, multi-currency tracking, categories, basic charts, and iCloud sync. Frugalista Pro unlocks the AI layer: • AI voice and batch transaction logging • Monthly AI spending reports • Report chat • Advanced money insights Subscriptions renew automatically unless canceled. You can manage or cancel your subscription in your Apple ID settings. Privacy Policy: https://frugalista.app/privacy Terms of Use: https://frugalista.app/terms Standard EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Amounta is the simplest way to see where your money goes, stay on budget, and grow your net worth — all in a beautifully clean, private app that works across iPhone, iPad, Apple Watch, and Mac. Log an expense in seconds and Amounta turns it into clear budgets, reports, and insights. TRACK EVERYTHING, EFFORTLESSLY • Add expenses and income in seconds — category, account, payment method, tags, and notes on one clean screen • Duplicate any expense with a swipe for repeat purchases, or use Duplicate & Edit to tweak the copy first • Split a single purchase across multiple categories (groceries + household, done) • Scan a receipt and let on-device text recognition fill in the details for you • Multiple accounts and transfers, so every balance stays accurate • Multi-currency — enter in any currency with automatic conversion, and keep accounts in their own currency BUDGETS THAT KEEP YOU HONEST • Set a monthly limit per category and watch your progress at a glance • See exactly what's left before you overspend • A spending heatmap that shows your busiest days SEE THE FULL PICTURE • A Dashboard that swipes between net worth, loans, and monthly commitments • Tap any chart to drill into the days and categories behind it • Net Worth tracking and projection across all your accounts, in every currency you hold • Beautiful reports — weekly, monthly, yearly, or custom ranges, for all accounts or just one • Income vs. expenses, savings rate, and category comparisons • Spending by category in a clear, tappable chart • Year in Review to relive your financial year — and share it as an image SMART, NOT NOISY • Smart Insights spot unusual spending, price hikes, and trends • Auto-Categorization applies your rules to new transactions automatically • Monthly Commitments — subscriptions, SIPs, and recurring bills in one monthly total • Recurring bills and subscription detection so renewals never surprise you MORE THAN AN EXPENSE TRACKER • Savings Goals — set targets and watch each one fill up • Loans & Debt — track money borrowed or lent, with full amortization schedules and reminders • Trips — group a trip's spending, set a budget, and see what you spent in both currencies WORKS EVERYWHERE YOU DO • Apple Watch app for quick-add on the go • Home Screen and Lock Screen widgets, plus a Control Center control • Add expenses and income hands-free with Siri and Shortcuts — pick the account and payment method, even in foreign currencies • Find anything instantly through Spotlight • iCloud sync keeps every device up to date PRIVATE BY DESIGN • Your data lives on your device and your iCloud — no accounts, no ads, no selling your data • Lock the app with Face ID or Touch ID • Import statements, export CSV, and keep encrypted backups you control MAKE IT YOURS • Custom categories, icons, and tags • Set your currency, language, financial year, and appearance • Available in 30+ languages, with full light and dark mode Download Amounta and start tracking every penny today. Amounta Pro unlocks receipt scanning, Smart Insights, advanced reports, net worth, recurring & subscriptions, savings goals, loans, trips, auto-categorization, backups, app lock, multiple accounts, multi-currency, and unlimited categories. Amounta Pro is an auto-renewable subscription billed yearly. Payment is charged to your Apple ID at confirmation of purchase. It renews automatically unless auto-renew is turned off at least 24 hours before the end of the current period; your account is charged for renewal within 24 hours prior to the end of the period. Any unused portion of a free trial is forfeited when you buy a subscription. Manage or cancel anytime in your App Store account settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://appsbybarani.com/privacy-policy.html