Kentrove vs Amounta

Kentrove is a private, local-first expense tracker that helps you take control of your money without giving up your data. Transactions, budgets and receipts are stored locally on your device. There's no account to create, no password to remember, and no server holding your financial life. When you want a safety net, optional iCloud Backup keeps an encrypted copy in your own iCloud account — invisible to us, accessible only to you. — WHY KENTROVE — • No sign-in. Open the app and start tracking. Ever. • Local-first. Your data lives on your device in an encrypted database, not on our servers. • Your cloud, your control. Backups go to your own iCloud account using Apple's encrypted CloudDocuments service. • No subscription required for core tracking. • Built for the way real people manage money — not for spreadsheet enthusiasts. — WHAT YOU CAN DO — • TRANSACTIONS — Add income and expenses in seconds. Attach a receipt photo. Categorize at a glance. • ACCOUNTS — Track bank accounts, cards, wallets, and cash in one place. Get a clear picture of where your money actually is. • BUDGETS — Set monthly or custom budgets per category. See exactly how much room you have left before payday. • EMIs & LOANS — Track every EMI, due date, and remaining principal. Never miss a payment. • GOALS — Save for what matters. Set a target, contribute regularly, watch progress build. • ATTACHMENTS — Snap a photo of any receipt, bill, or document and attach it to the transaction. All stored locally on your device. • VOICE ASSISTANCE — Optional voice commands and Siri shortcuts help you record entries and open reports. Voice permissions and access to financial answers are under your control in Settings. • INSIGHTS — Clear charts and breakdowns by category, month, and account. Spot patterns. Understand habits. • CLOUD BACKUP — Optional, one-tap iCloud Backup. Switch devices, recover from a reset, restore in one tap. Your backup lives in your own iCloud — we never see it. — PRIVACY YOU CAN ACTUALLY VERIFY — Kentrove does not store your financial records on its own servers. Optional encrypted backups go to your own iCloud account. Voice recognition prefers on-device processing where supported; Apple's speech service may process audio otherwise. Sharing diagnostics and analytics is optional and can be changed in Settings. When enabled, Firebase Analytics and Crashlytics process usage, device and crash information, including SDK identifiers. Financial entries and voice transcripts are not sent to Firebase. iOS ads are non-personalized; advertising SDKs may still process device, advertising and diagnostic information. See our privacy policy for details. — SUPPORT — Questions, feedback, or feature requests? Reach us at support@kentrove.com or visit kentrove.com.

Amounta is the simplest way to see where your money goes, stay on budget, and grow your net worth — all in a beautifully clean, private app that works across iPhone, iPad, Apple Watch, and Mac. Log an expense in seconds and Amounta turns it into clear budgets, reports, and insights. TRACK EVERYTHING, EFFORTLESSLY • Add expenses and income in seconds — category, account, payment method, tags, and notes on one clean screen • Split a single purchase across multiple categories (groceries + household, done) • Scan a receipt and let on-device text recognition fill in the details for you • Multiple accounts and transfers, so every balance stays accurate • Multi-currency — enter in any currency with automatic conversion, and keep accounts in their own currency BUDGETS THAT KEEP YOU HONEST • Set a monthly limit per category and watch your progress at a glance • See exactly what's left before you overspend • A spending heatmap that shows your busiest days SEE THE FULL PICTURE • A Dashboard that swipes between net worth, loans, and monthly commitments • Tap any chart to drill into the days and categories behind it • Net Worth tracking and projection across all your accounts, in every currency you hold • Beautiful reports — weekly, monthly, yearly, or custom ranges, for all accounts or just one • Income vs. expenses, savings rate, and category comparisons • Spending by category in a clear, tappable chart • Year in Review to relive your financial year — and share it as an image SMART, NOT NOISY • Smart Insights spot unusual spending, price hikes, and trends • Auto-Categorization applies your rules to new transactions automatically • Monthly Commitments — subscriptions, SIPs, and recurring bills in one monthly total • Recurring bills and subscription detection so renewals never surprise you MORE THAN AN EXPENSE TRACKER • Savings Goals — set targets and watch each one fill up • Loans & Debt — track money borrowed or lent, with full amortization schedules and reminders • Trips — group a trip's spending, set a budget, and see what you spent in both currencies WORKS EVERYWHERE YOU DO • Apple Watch app for quick-add on the go • Home Screen and Lock Screen widgets, plus a Control Center control • Add expenses hands-free with Siri and Shortcuts • Find anything instantly through Spotlight • iCloud sync keeps every device up to date PRIVATE BY DESIGN • Your data lives on your device and your iCloud — no accounts, no ads, no selling your data • Lock the app with Face ID or Touch ID • Import statements, export CSV, and keep encrypted backups you control MAKE IT YOURS • Custom categories, icons, and tags • Set your currency, language, financial year, and appearance • Available in 30+ languages, with full light and dark mode Download Amounta and start tracking every penny today. Amounta Pro unlocks receipt scanning, Smart Insights, advanced reports, net worth, recurring & subscriptions, savings goals, loans, trips, auto-categorization, backups, app lock, multiple accounts, multi-currency, and unlimited categories. Amounta Pro is an auto-renewable subscription billed yearly. Payment is charged to your Apple ID at confirmation of purchase. It renews automatically unless auto-renew is turned off at least 24 hours before the end of the current period; your account is charged for renewal within 24 hours prior to the end of the period. Any unused portion of a free trial is forfeited when you buy a subscription. Manage or cancel anytime in your App Store account settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://appsbybarani.com/privacy-policy.html