PennyBird vs Bean

Track everyday spending and shared expenses in one app. Split household bills, see who paid and what's owed, and keep your personal records organized—without connecting your bank. PRIVATE EXPENSE TRACKING Record income and expenses with accounts, sub-accounts, and categories. Copy past transactions to enter repeat purchases quickly. SHARED EXPENSES, MADE SIMPLE Create a shared account for your household, a trip, or a project, and invite people with a link. Track who paid, who owes what, and how to settle up—without spreadsheets or messy notes. YOUR ACCOUNTS STAY ACCURATE When you pay for a shared expense, it also appears in your personal accounts automatically, so you never enter it twice. SEE WHERE YOUR MONEY GOES Charts break down your spending by account and category. Tap a slice to focus on it. TRAVEL-READY Track spending in multiple currencies with automatic exchange rates and manual overrides when you need them. WORKS OFFLINE, SYNCS WITH ICLOUD Record expenses even without internet. Your records are stored on your device and sync through iCloud when you're back online. WHY PENNYBIRD? • No bank logins or credentials • No ads • Personal and shared expenses together • Multi-currency support • Works offline PennyBird is free to use, with optional PennyBird Plus for people who track a lot. --- - Privacy Policy: https://pennybird.app/privacy/ - Terms of Use: https://pennybird.app/terms/

Bean is an expense tracker built on one idea: your money is nobody's business. There is no account, no bank login, and no tracking. Every expense you log stays on your device, backed up only to your own private iCloud. We never see your data. LOG IT IN SECONDS A big keypad, a category, done. Add a note or a payment method if you want. No forms, no friction. ONE CALM LEDGER Your month at a glance, grouped by day, with a running total up top. Flip between compact and detailed views. Browse any past month. SEE WHERE IT GOES A clear breakdown by category, with a short plain summary of your month written on your device by Apple Intelligence. Nothing is sent to a server. STAY INSIDE THE LINE Set a monthly budget and watch exactly how much is left. SET IT AND FORGET IT Recurring expenses log themselves. Rent, subscriptions, bills. YOURS TO CONTROL Face ID lock, free for everyone. Your currency, with live conversion. One-tap export to CSV or JSON. A gentle daily reminder if you want one. BEAN PRO Insights, budgets, recurring expenses, search, and full history. Yearly with a 7 day free trial, or pay once for lifetime. Private by design. Simple on purpose.