Comparison

Mercer Super vs Billfold

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Mercer Super

Manage your retirement savings and pension accounts with ease. Track your balance, adjust investments, access financial advice, and review insurance details. Securely manage linked accounts and beneficiaries for your financial future.

Highlights
  • View account balance and contributions
  • Manage investment options
  • Access e-Advice and wellness tools
  • Assess insurance needs
  • Nominate beneficiaries
  • Access financial statements
  • Switch between linked accounts
Features
Read full description

It’s now simpler than ever to manage your super or pension with the Mercer Super app. Dive into all the ways you can make your super and or pension count: View your account balance and latest contributions or payments Take charge of your investment options Access e-Advice and wellness tools to support your financial journey Assess your insurance needs and check your cover View and nominate your preferred beneficiaries Access your latest financial year statements Effortlessly switch between your linked accounts All with enhanced login security to keep your account information secure.

About

Billfold

Features
Read full description

Billfold is the all-in-one app for managing your receipts and gift cards. Snap a photo of any receipt and our smart OCR instantly extracts the merchant, date, total, and line items. Store gift cards securely with military-grade encryption — tap to reveal card numbers and PINs when you need them at the checkout. RECEIPT MANAGEMENT - Camera capture with instant OCR text extraction - Automatic merchant, date, and total detection - Line item extraction for detailed expense tracking - Full-text search across all your receipts - Duplicate detection so you never store the same receipt twice - Tag and organise receipts your way GIFT CARD WALLET - Encrypted storage for card numbers and PINs - Tap-to-reveal for secure viewing at the checkout - Balance tracking with easy updates - Expiry date alerts so you never lose value - Barcode and QR rendering for quick scanning at the till - Card image capture for visual reference DASHBOARD & INSIGHTS - Home screen shows total gift card value, expiring cards, and recent receipts - Category breakdown of your spending - Quick-action shortcuts to capture and search BUILT FOR PRIVACY - Data stored in Sydney, Australia - End-to-end encryption for sensitive gift card data - Full account deletion — all data permanently removed - No ads, no tracking, no data selling - Compliant with the Australian Privacy Act 1988 WORKS OFFLINE - Capture receipts and gift cards without internet - Automatic sync when you're back online - No data loss, ever FREE & PRO PLANS - Free: 25 receipts, 5 gift cards - Pro: Unlimited receipts, unlimited gift cards, cloud OCR, CSV & PDF export - $4.99/month or $29.99/year (AUD) Billfold is made in Australia by Cyberdanes Technologies. Your support keeps the app ad-free and privacy-first.

Screenshots

Mercer Super4 screens
Billfold3 screens

Verdict

The call

The clearest difference is in-app purchases: Mercer Super at none against Billfold's 2. On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Billfold sells 2 in-app purchases, starting at $2.99 per month. Mercer Super asks for nothing beyond the download.

UpkeepUpdate frequency

Mercer Super ships an update fortnightly, Billfold every 2 weeks. The most recent releases landed on October 22, 2026 and October 3, 2026 respectively.

Scorecard1 real difference · 9 level
Mercer Super versus Billfold: the parameters behind the verdict, then further details
ParameterMercer SuperBillfold
PriceFreeFree
Rating4.8 (44 ratings) — better—
Positive reviews38.1% of reviews—
Number of ratings44 — better—
Update frequencyFortnightlyEvery 2 weeks — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhoneiPhone, iPod — better
Requires iOS16.015.1 — better
Further details — not scored
Size23 MB59 MB
Age rating4+4+
DeveloperMercersandeep kumar pandey

In-app purchases

None

Mercer Super

No in-app purchases

2 purchases

Billfold

Subscriptions2
  • Billfold Pro Monthly$2.991 Month
  • Billfold Pro Annual$19.991 Year

Questions

Is Mercer Super free?
Mercer Super is free to download, with no in-app purchases.
Is Billfold free?
Billfold is free to download, with in-app purchases available.
Do Mercer Super or Billfold have ads?
Neither Mercer Super nor Billfold shows ads.
Which is updated more often, Mercer Super or Billfold?
Mercer Super ships an update fortnightly, and Billfold every 2 weeks. Most recently, Mercer Super was updated on October 22, 2026 and Billfold on October 3, 2026.

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