Mercer Super vs Billfold
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Mercer Super
Manage your retirement savings and pension accounts with ease. Track your balance, adjust investments, access financial advice, and review insurance details. Securely manage linked accounts and beneficiaries for your financial future.
- View account balance and contributions
- Manage investment options
- Access e-Advice and wellness tools
- Assess insurance needs
- Nominate beneficiaries
- Access financial statements
- Switch between linked accounts
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It’s now simpler than ever to manage your super or pension with the Mercer Super app. Dive into all the ways you can make your super and or pension count: View your account balance and latest contributions or payments Take charge of your investment options Access e-Advice and wellness tools to support your financial journey Assess your insurance needs and check your cover View and nominate your preferred beneficiaries Access your latest financial year statements Effortlessly switch between your linked accounts All with enhanced login security to keep your account information secure.
Billfold
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Billfold is the all-in-one app for managing your receipts and gift cards. Snap a photo of any receipt and our smart OCR instantly extracts the merchant, date, total, and line items. Store gift cards securely with military-grade encryption — tap to reveal card numbers and PINs when you need them at the checkout. RECEIPT MANAGEMENT - Camera capture with instant OCR text extraction - Automatic merchant, date, and total detection - Line item extraction for detailed expense tracking - Full-text search across all your receipts - Duplicate detection so you never store the same receipt twice - Tag and organise receipts your way GIFT CARD WALLET - Encrypted storage for card numbers and PINs - Tap-to-reveal for secure viewing at the checkout - Balance tracking with easy updates - Expiry date alerts so you never lose value - Barcode and QR rendering for quick scanning at the till - Card image capture for visual reference DASHBOARD & INSIGHTS - Home screen shows total gift card value, expiring cards, and recent receipts - Category breakdown of your spending - Quick-action shortcuts to capture and search BUILT FOR PRIVACY - Data stored in Sydney, Australia - End-to-end encryption for sensitive gift card data - Full account deletion — all data permanently removed - No ads, no tracking, no data selling - Compliant with the Australian Privacy Act 1988 WORKS OFFLINE - Capture receipts and gift cards without internet - Automatic sync when you're back online - No data loss, ever FREE & PRO PLANS - Free: 25 receipts, 5 gift cards - Pro: Unlimited receipts, unlimited gift cards, cloud OCR, CSV & PDF export - $4.99/month or $29.99/year (AUD) Billfold is made in Australia by Cyberdanes Technologies. Your support keeps the app ad-free and privacy-first.
Screenshots
Verdict
The clearest difference is in-app purchases: Mercer Super at none against Billfold's 2. On price, update cadence, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Billfold sells 2 in-app purchases, starting at $2.99 per month. Mercer Super asks for nothing beyond the download.
Mercer Super ships an update fortnightly, Billfold every 2 weeks. The most recent releases landed on October 22, 2026 and October 3, 2026 respectively.
| Parameter | Mercer Super | Billfold |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (44 ratings) — better | — |
| Positive reviews | 38.1% of reviews | — |
| Number of ratings | 44 — better | — |
| Update frequency | Fortnightly | Every 2 weeks — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free | — |
| Devices | iPhone | iPhone, iPod — better |
| Requires iOS | 16.0 | 15.1 — better |
| Further details — not scored | ||
| Size | 23 MB | 59 MB |
| Age rating | 4+ | 4+ |
| Developer | Mercer | sandeep kumar pandey |
In-app purchases
Mercer Super
No in-app purchases
Billfold
- Billfold Pro Monthly$2.991 Month
- Billfold Pro Annual$19.991 Year
Questions
Is Mercer Super free?
Is Billfold free?
Do Mercer Super or Billfold have ads?
Which is updated more often, Mercer Super or Billfold?
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