Comparison

SaveMySubs vs Cardeyra

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SaveMySubs

Manage all your recurring payments in one place. Track upcoming renewals, understand your spending, and get AI-powered suggestions for savings before your next charge.

Highlights
  • Track subscriptions and recurring payments
  • Add subscriptions via manual input or scanning
  • Set renewal reminders
  • View monthly and yearly spending
  • Organize by category and billing cycle
  • AI-powered savings suggestions
  • Identify duplicate services
Features
Read full description

SaveMySubs is a smarter way to manage your subscriptions. Keep all your recurring payments in one place, track upcoming renewals, understand your monthly and yearly spending, and get helpful suggestions before the next charge arrives. From streaming services and cloud storage to AI tools, apps, memberships, and software plans, SaveMySubs helps you see exactly what you are paying for and decide what still deserves a place in your budget. You can add subscriptions manually, scan bills or receipts, and organize everything by price, billing cycle, category, renewal date, and currency. Renewal reminders help you avoid forgotten charges, while spending summaries make it easier to understand where your money goes every month. SaveMySubs also uses AI to help you review your subscriptions more intelligently. It can suggest possible overlaps, cheaper alternatives, downgrade opportunities, and subscriptions that may be worth canceling. Features • Track subscriptions, memberships, and recurring payments • Add subscriptions quickly by manual input or scanning • Set reminders before renewals • View monthly and yearly spending • Manage different billing cycles and currencies • Organize subscriptions by category • Review possible duplicates and overlapping services • Discover alternative options • Get suggestions for reducing recurring costs SaveMySubs helps you stay aware, avoid waste, and make better decisions about the services you pay for. 【Pro Monthly Subscription Auto-Renewal Service Description】 1. Subscription Service: Pro monthly subscription is automatically renewed every month. 2. Subscription Price: Refer to the IAP application details; for example, the monthly subscription fee is 8 yuan per month. 3. Payment: The subscription can be managed by the user. After the user confirms the purchase and makes the payment, it will be charged to the iTunes account. 4. Renewal: The Apple iTunes account will be charged 24 hours before the expiration. Once the charge is successful, the subscription period will be extended by one cycle. 5. Cancel Renewal: To cancel the subscription, open the “Settings” on your iPhone --> Go to “iTunes Store and App Store” --> Click on “Apple ID”, select “View Apple ID”, enter the "Account Settings" page, click on “Subscriptions”, and choose “Pro Monthly Subscription” to cancel the subscription. If the subscription is not turned off at least 24 hours before the end of the subscription period, it will automatically renew. 6. User Agreement: https://savemysubs.com/terms/ 7. Privacy Agreement: https://savemysubs.com/privacy/

About

Cardeyra

Manage all your subscriptions and recurring bills in one place. Track renewal dates, monitor spending, and receive timely reminders to avoid unwanted charges. Organize your financial commitments with ease.

Highlights
  • Subscription cards with filtering and reordering
  • Renewal and free trial ending reminders
  • Monthly/daily spending averages and payment records
  • Automatic bookkeeping and wallet management
  • AI-powered screenshot scanning for OCR
  • Home and Lock Screen widgets
  • iCloud sync and WebDAV backup (Pro)
Features
Read full description

Cardeyra is an iPhone subscription tracker that keeps website memberships, app subscriptions, and recurring bills together as cards in one wallet. See renewal dates, payment records, and what you spend at a glance. FREE FEATURES • Subscription cards: filter by category, drag to reorder, switch between a card stack and a list, and pause, archive, or keep a wishlist. • Renewal reminders: choose how many days and what time before a charge you want to be notified, with a separate alert when a free trial is ending (the free plan includes one reminder per subscription). • Bills and spending: monthly and daily averages, payment records, and upcoming bills, with multi-currency conversion. • Wallets and automatic bookkeeping: record top-ups and balances and link them to subscription payments. Automatic bookkeeping only updates your payment records; it never pays, renews, or cancels anything for you. • Screenshot scanning: AI is enabled by default, with consent before the first upload. Turn AI off for on-device OCR. Built-in AI sends your chosen image through Cardeyra to a third-party model provider. If its allowance is used up, it is busy, or certain service errors occur, the app tries on-device scanning. You can also configure your own API Key or compatible service; images then go directly to that service. Your provider’s own charges and limits apply. • Widgets: Home Screen widgets show monthly spending and your next payment, plus a free Lock Screen widget. CARDEYRA PRO Buy Pro once or subscribe yearly. Either way you unlock the same 16 advanced features, and everything else stays free: • Analysis and organization: spending trends, category analysis, and budgets; multiple wallets; tags and custom fields; multiple reminder times with Calendar sync; photo attachments. • Advanced tools: price monitoring; public App Store in-app purchase offers and popular plans; Shortcuts; game search setup. • Sync and security: iCloud sync; WebDAV backup; Face ID app lock with a configurable auto-lock time; app switcher privacy cover and hidden amounts and names in widgets. • Appearance: all card styles and wallet covers; alternate app icons; all widgets. Annual subscriptions renew automatically within 24 hours before the end of the current period unless you turn off auto-renewal at least 24 hours before it ends. You can manage or cancel any time in your Apple Account settings. Prices are as shown in the App Store. Public in-app purchase offers may omit some plans or promotions, so verify actual prices in the store. PRIVACY No ads and no tracking. Every free feature works without an account; signing in is optional (Sign in with Apple, Google, or an email code) and is used only to carry Pro across your devices; several sign-in methods can be linked to one account. You can delete the account inside the app. Your subscription data stays on your device, and with Pro you can sync it through your own iCloud. Third-party credentials are kept in the local Keychain. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://cardeyra.com/en/privacy

Screenshots

SaveMySubs4 screens
Cardeyra4 screens

Verdict

The call

The clearest difference is update cadence: Cardeyra at daily against SaveMySubs's every 2 months. SaveMySubs's advantage is device support (3 vs 1). On price, rating, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. SaveMySubs sells 3 in-app purchases, starting at $1.99 per month and Cardeyra sells 2 in-app purchases, starting at $3.99 per year. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for SaveMySubs against 5.0 for Cardeyra. Both are backed by a comparable volume of ratings — 2 and 1 respectively.

UpkeepUpdate frequency

SaveMySubs ships an update every 2 months, Cardeyra daily. The most recent releases landed on October 22, 2026 and October 20, 2026 respectively.

Scorecard2 real differences · 7 level
SaveMySubs versus Cardeyra: the parameters behind the verdict, then further details
ParameterSaveMySubsCardeyra
PriceFreeFree
Rating5.0 (2 ratings)5.0 (1 ratings)
Number of ratings2 — better1
Update frequencyEvery 2 monthsDaily — better
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumFreemium
DevicesiPhone, iPad, Apple Watch — betteriPhone
Requires iOS1818.0
Further details — not scored
Size74 MB27 MB
Age rating4+4+
Developer俊 吕贵麟 倪

Customer experience

SaveMySubs

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Cardeyra

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

3 purchases

SaveMySubs

Subscriptions2
  • SaveMySubs monthly$1.991 Month
  • SaveMySubs Yearly7 Days trial$12.991 Year
One-time1
  • SaveMySubs Lifetime$24.99
2 purchases

Cardeyra

Subscriptions1
  • Cardeyra Pro Yearly$3.991 Year
One-time1
  • Cardeyra Pro Lifetime$9.99

Questions

Is SaveMySubs free?
SaveMySubs is free to download, with in-app purchases available.
Is Cardeyra free?
Cardeyra is free to download, with in-app purchases available.
Which has better reviews, SaveMySubs or Cardeyra?
SaveMySubs and Cardeyra are both rated 5.0 out of 5 on the App Store, from 2 and 1 ratings respectively.
Do SaveMySubs or Cardeyra have ads?
Neither SaveMySubs nor Cardeyra shows ads.
Which is updated more often, SaveMySubs or Cardeyra?
SaveMySubs ships an update every 2 months, and Cardeyra daily. Most recently, SaveMySubs was updated on October 22, 2026 and Cardeyra on October 20, 2026.

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