Comparison

Subdeck vs Cardeyra

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Subdeck

Manage all your recurring expenses in one place. Track subscriptions, get reminders for upcoming payments and free trial endings, and understand your spending habits. No bank connection needed, just a clear overview of your memberships.

Highlights
  • Track subscriptions, prices, and renewal dates
  • Renewal and payment reminders
  • Free trial ending notifications
  • Subscription spending insights
  • Multi-currency support
  • Custom subscriptions and categories
  • iCloud sync
Read full description

Subscriptions should make life easier — not become forgotten expenses. Subdeck is a simple, focused subscription manager that helps you keep memberships, software services, and recurring payments in one place. Stay ahead of renewals, upcoming charges, and free trial endings while keeping a clear view of how much you spend on subscriptions. No bank account connection. No complicated budgeting. Just a clearer way to manage your subscriptions. Everything in one place Keep track of your subscriptions, prices, billing cycles, and renewal dates from one clean dashboard. Renewal and payment reminders Get notified before upcoming payments so you can review your subscriptions before the next charge. Free trial reminders Keep track of trial periods and receive reminders before they end, helping you avoid forgotten renewals. Spending insights See your monthly, yearly, and overall subscription spending, with trends and categories that make recurring expenses easier to understand. Multi-currency support Track subscriptions in different currencies and manage services from around the world more easily. Custom subscriptions and categories Add the services you use, create your own subscriptions, and organize them in a way that works for you. iCloud sync Keep your subscription data in sync across your Apple devices with iCloud. Privacy by design Your subscription data is stored locally on your device. No account is required, and you never need to connect a bank account. When you use iCloud sync, your data is stored in your private iCloud account. Subdeck has one simple goal: Know what you're paying for, see what's coming next, and decide whether every subscription is still worth keeping. Third-Party Brand Notice Subdeck is not affiliated with, endorsed by, sponsored by, or officially connected with any third-party brands, products, or services displayed in the app. All names, trademarks, and logos belong to their respective owners and are used only to help users identify and manage their subscriptions. Privacy Policy https://qihu87.github.io/subdeck-privacy/ Terms of Use https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Cardeyra

Manage all your subscriptions and recurring bills in one place. Track renewal dates, monitor spending, and receive timely reminders to avoid unwanted charges. Organize your financial commitments with ease.

Highlights
  • Subscription cards with filtering and reordering
  • Renewal and free trial ending reminders
  • Monthly/daily spending averages and payment records
  • Automatic bookkeeping and wallet management
  • AI-powered screenshot scanning for OCR
  • Home and Lock Screen widgets
  • iCloud sync and WebDAV backup (Pro)
Features
Read full description

Cardeyra is an iPhone subscription tracker that keeps website memberships, app subscriptions, and recurring bills together as cards in one wallet. See renewal dates, payment records, and what you spend at a glance. FREE FEATURES • Subscription cards: filter by category, drag to reorder, switch between a card stack and a list, and pause, archive, or keep a wishlist. • Renewal reminders: choose how many days and what time before a charge you want to be notified, with a separate alert when a free trial is ending (the free plan includes one reminder per subscription). • Bills and spending: monthly and daily averages, payment records, and upcoming bills, with multi-currency conversion. • Wallets and automatic bookkeeping: record top-ups and balances and link them to subscription payments. Automatic bookkeeping only updates your payment records; it never pays, renews, or cancels anything for you. • Screenshot scanning: AI is enabled by default, with consent before the first upload. Turn AI off for on-device OCR. Built-in AI sends your chosen image through Cardeyra to a third-party model provider. If its allowance is used up, it is busy, or certain service errors occur, the app tries on-device scanning. You can also configure your own API Key or compatible service; images then go directly to that service. Your provider’s own charges and limits apply. • Widgets: Home Screen widgets show monthly spending and your next payment, plus a free Lock Screen widget. CARDEYRA PRO Buy Pro once or subscribe yearly. Either way you unlock the same 16 advanced features, and everything else stays free: • Analysis and organization: spending trends, category analysis, and budgets; multiple wallets; tags and custom fields; multiple reminder times with Calendar sync; photo attachments. • Advanced tools: price monitoring; public App Store in-app purchase offers and popular plans; Shortcuts; game search setup. • Sync and security: iCloud sync; WebDAV backup; Face ID app lock with a configurable auto-lock time; app switcher privacy cover and hidden amounts and names in widgets. • Appearance: all card styles and wallet covers; alternate app icons; all widgets. Annual subscriptions renew automatically within 24 hours before the end of the current period unless you turn off auto-renewal at least 24 hours before it ends. You can manage or cancel any time in your Apple Account settings. Prices are as shown in the App Store. Public in-app purchase offers may omit some plans or promotions, so verify actual prices in the store. PRIVACY No ads and no tracking. Every free feature works without an account; signing in is optional (Sign in with Apple, Google, or an email code) and is used only to carry Pro across your devices; several sign-in methods can be linked to one account. You can delete the account inside the app. Your subscription data stays on your device, and with Pro you can sync it through your own iCloud. Third-party credentials are kept in the local Keychain. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://cardeyra.com/en/privacy

Screenshots

Subdeck4 screens
Cardeyra4 screens

Verdict

The call

The clearest difference is in-app purchases: Subdeck at none against Cardeyra's 2. Cardeyra's advantage is update cadence (daily vs every 5 days). On price, rating, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Cardeyra sells 2 in-app purchases, starting at $3.99 per year. Subdeck asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for Subdeck against 5.0 for Cardeyra. Both are backed by a comparable volume of ratings — 1 and 1 respectively.

UpkeepUpdate frequency

Subdeck ships an update every 5 days, Cardeyra daily. The most recent releases landed on October 16, 2026 and October 20, 2026 respectively.

Scorecard2 real differences · 8 level
Subdeck versus Cardeyra: the parameters behind the verdict, then further details
ParameterSubdeckCardeyra
PriceFreeFree
Rating5.0 (1 ratings)5.0 (1 ratings)
Positive reviews88.9% of reviews—
Number of ratings11
Update frequencyEvery 5 daysDaily — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree with in-app purchasesFreemium
DevicesiPhoneiPhone
Requires iOS17.0 — better18.0
Further details — not scored
Size32 MB27 MB
Age rating4+4+
Developer启虎 王贵麟 倪

Customer experience

Subdeck

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews9 reviews
Positive88.9%
Neutral0.0%
Negative11.1%

Cardeyra

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Subdeck

No in-app purchases

2 purchases

Cardeyra

Subscriptions1
  • Cardeyra Pro Yearly$3.991 Year
One-time1
  • Cardeyra Pro Lifetime$9.99

Questions

Is Subdeck free?
Subdeck is free to download, with no in-app purchases.
Is Cardeyra free?
Cardeyra is free to download, with in-app purchases available.
Which has better reviews, Subdeck or Cardeyra?
Subdeck and Cardeyra are both rated 5.0 out of 5 on the App Store, from 1 and 1 ratings respectively.
Do Subdeck or Cardeyra have ads?
Neither Subdeck nor Cardeyra shows ads.
Which is updated more often, Subdeck or Cardeyra?
Subdeck ships an update every 5 days, and Cardeyra daily. Most recently, Subdeck was updated on October 16, 2026 and Cardeyra on October 20, 2026.

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