Comparison

阿福记账 vs Subdeck

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

阿福记账

This app transforms abstract financial data into a tangible, visual experience using realistic currency imagery. It offers intuitive features like screenshot accounting, automatic entries, and detailed credit management, making personal finance engaging and accessible.

Highlights
  • Realistic currency visualization
  • Screenshot and automatic accounting
  • Credit and loan management
  • Budgeting and savings modules
  • Customizable statistics and interface
  • Local and iCloud data storage
Features
Read full description

让每一分钱都看得见。 阿福记账是一款融合 AI 快速记账、钱币可视化、预算规划和资产管理的个人财务应用。它不只是记录数字,更希望帮助你理解每一笔消费,轻松养成记账习惯。 【截图、语音,说一句就能记账】 • 批量导入账单截图,自动识别金额、时间、账户与分类 • 支持语音、文字和对话式记账 • 通过 Siri 快捷指令,不打开 App 也能快速记录 • 周期收支自动执行,固定账单不再遗漏 • 支持账单模板、标签、多图片和报销退款 【让每一分钱都看得见】 • 输入金额后,自动转换成真实面额的钱币组合 • 支持拖拽、兑换和整理钱币 • 用直观的钱币体验感受每笔消费的实际价值 • 每日小票和钱币画面可以保存分享 【预算、存钱和贷款,都有计划】 • 按分类和周期设置预算,实时查看剩余额度 • 支持定额、灵活、52周和365天存钱计划 • 管理存款、储蓄目标与利息 • 追踪借贷、贷款和实际还款进度 • 周期账单与未来支出一目了然 【钱包、卡片和资产,一处管理】 • 管理现金、银行卡、信用账户和投资持仓 • 支持多币种账户与汇率换算 • 自定义银行卡封面、图标和账户样式 • 记录重要物品,查看总价值与每日使用成本 • 通过资产趋势了解自己的财务变化 【从流水到完整财务洞察】 • 查看日、周、月、年收支趋势 • 按分类、账户、标签等维度分析支出 • 通过日历和热力图回顾消费记录 • AI 账房先生可以查询账目、分析消费并提出建议 • 涉及数据修改的 AI 建议需要确认后才会执行 【按自己的方式使用】 • 7 套完整界面风格,每一套都经过独立设计 • 丰富的桌面小组件和交互式记账组件 • 支持灵动岛、实时活动和自定义主题 • 多账本管理不同生活与财务场景 【隐私与同步】 • 账本数据默认保存在设备本地 • 支持通过 Apple iCloud 在多个设备间同步 • 提供隐私模式和 App 锁,保护敏感财务信息 阿福记账,让记账不再只是填写数字,让你的每一分钱都真正看得见。 【会员方案】 阿福记账提供三种会员方案: - 永久会员(一次性购买) - 年度会员(自动续订) - 月度会员(自动续订) 确认购买后,费用将从 Apple 账户中扣除。 自动续订方案会在当前订阅周期结束前 24 小时内续订,除非用户提前关闭自动续订。购买后可前往系统设置中的 Apple 账户订阅页面管理或取消订阅。 【隐私与条款】 Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://kyletono1.github.io/ledger-privacy-policy/privacy-policy.html

About

Subdeck

Manage all your recurring expenses in one place. Track subscriptions, get reminders for upcoming payments and free trial endings, and understand your spending habits. No bank connection needed, just a clear overview of your memberships.

Highlights
  • Track subscriptions, prices, and renewal dates
  • Renewal and payment reminders
  • Free trial ending notifications
  • Subscription spending insights
  • Multi-currency support
  • Custom subscriptions and categories
  • iCloud sync
Read full description

Subscriptions should make life easier — not become forgotten expenses. Subdeck is a simple, focused subscription manager that helps you keep memberships, software services, and recurring payments in one place. Stay ahead of renewals, upcoming charges, and free trial endings while keeping a clear view of how much you spend on subscriptions. No bank account connection. No complicated budgeting. Just a clearer way to manage your subscriptions. Everything in one place Keep track of your subscriptions, prices, billing cycles, and renewal dates from one clean dashboard. Renewal and payment reminders Get notified before upcoming payments so you can review your subscriptions before the next charge. Free trial reminders Keep track of trial periods and receive reminders before they end, helping you avoid forgotten renewals. Spending insights See your monthly, yearly, and overall subscription spending, with trends and categories that make recurring expenses easier to understand. Multi-currency support Track subscriptions in different currencies and manage services from around the world more easily. Custom subscriptions and categories Add the services you use, create your own subscriptions, and organize them in a way that works for you. iCloud sync Keep your subscription data in sync across your Apple devices with iCloud. Privacy by design Your subscription data is stored locally on your device. No account is required, and you never need to connect a bank account. When you use iCloud sync, your data is stored in your private iCloud account. Subdeck has one simple goal: Know what you're paying for, see what's coming next, and decide whether every subscription is still worth keeping. Third-Party Brand Notice Subdeck is not affiliated with, endorsed by, sponsored by, or officially connected with any third-party brands, products, or services displayed in the app. All names, trademarks, and logos belong to their respective owners and are used only to help users identify and manage their subscriptions. Privacy Policy https://qihu87.github.io/subdeck-privacy/ Terms of Use https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

阿福记账4 screens
Subdeck4 screens

Verdict

The call

The clearest difference is rating: 阿福记账 at 5.0 against Subdeck's 4.5. On price, review sentiment, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. 阿福记账 sells 3 in-app purchases, starting at $0.99 per month and Subdeck sells 5 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

阿福记账 holds the better App Store score, 5.0 against 4.5. Both are backed by a comparable volume of ratings — 2 and 2 respectively. Written reviews split almost evenly too, at 91% and 92% positive.

UpkeepUpdate frequency

阿福记账 ships an update fortnightly, Subdeck weekly. The most recent releases landed on November 5, 2026 and November 8, 2026 respectively.

Scorecard1 real difference · 9 level
阿福记账 versus Subdeck: the parameters behind the verdict, then further details
Parameter阿福记账Subdeck
PriceFreeFree
Rating5.0 (2 ratings) — better4.5 (2 ratings)
Positive reviews91.4% of reviews91.7% of reviews — better
Number of ratings22
Update frequencyFortnightlyWeekly — better
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumFree with in-app purchases
DevicesiPhone, iPad — betteriPhone
Requires iOS17.017.0
Further details — not scored
Size176 MB40 MB
Age rating4+4+
Developer士龙 李启虎 王

Customer experience

阿福记账

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews35 reviews
Positive91.4%
Neutral0.0%
Negative8.6%

Subdeck

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews12 reviews
Positive91.7%
Neutral0.0%
Negative8.3%

In-app purchases

3 purchases

阿福记账

Subscriptions2
  • 月度会员$0.991 Month
  • 年度会员$2.991 Year
One-time1
  • 永久会员$6.99
5 purchases

Subdeck

Subscriptions2
  • Pro Monthly$1.991 Month
  • Pro Yearly$6.991 Year
One-time3
  • Pro Lifetime Promo$9.99
  • Pro Lifetime Special$12.99
  • Pro Lifetime$14.99

Questions

Is 阿福记账 free?
阿福记账 is free to download, with in-app purchases available.
Is Subdeck free?
Subdeck is free to download, with in-app purchases available.
Which has better reviews, 阿福记账 or Subdeck?
阿福记账 is rated higher. 阿福记账 averages 5.0 out of 5 from 2 ratings, while Subdeck averages 4.5 from 2 ratings.
Do 阿福记账 or Subdeck have ads?
Neither 阿福记账 nor Subdeck shows ads.
Which is updated more often, 阿福记账 or Subdeck?
阿福记账 ships an update fortnightly, and Subdeck weekly. Most recently, 阿福记账 was updated on November 5, 2026 and Subdeck on November 8, 2026.

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