WorthTrail vs Subdeck
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
WorthTrail
Track your net worth and investments privately without sharing bank login details. Organize assets and debts, monitor portfolio performance over time, and generate detailed reports. All your financial data stays on your device by default.
- Private net worth and portfolio tracking
- Track stocks, ETFs, crypto, property, and debts
- Organize holdings with flexible tag groups
- Monitor daily, weekly, monthly, and yearly P&L
- Multi-currency support
- Export Excel and PDF reports
- On-device data storage with iCloud sync option
Read full descriptionHide full description
WorthTrail is a private net worth tracker. Record every asset and debt in one place, without connecting a bank account. ◆ See your whole net worth • Net worth, assets, liabilities and today's change on one page • Stocks, ETFs, funds, crypto, property, deposits, cash and debts together • Every currency converted into your base currency ◆ Understand your returns • Daily, weekly, monthly and yearly P&L on one calendar • Cost basis, realized and unrealized gains, trends and drawdowns • Automatic daily records and historical prices build your history ◆ Organize it your way • Tag groups for accounts, family members, sectors, regions or strategies • Switch views without duplicating holdings • Recurring investment plans and fixed-term deposits ◆ AI agents on Mac • The Mac version runs a local MCP server for AI agents • Ask about your net worth, holdings and returns in plain words • Agents record trades only when you allow it, after you approve a preview ◆ Reports and widgets • Excel workbooks and PDF reports for analysis and archiving • Home Screen widgets keep your net worth in view ◆ Privacy first • Your data stays on your device, with an optional private iCloud backup • No bank login, no ads, no third-party analytics SDKs • Face ID or passcode lock WorthTrail is for asset recording and analysis only. It does not provide investment advice. Market data may be delayed, incomplete or inaccurate. Please refer to your actual accounts and official data. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Subdeck
Manage all your recurring expenses in one place. Track subscriptions, get reminders for upcoming payments and free trial endings, and understand your spending habits. No bank connection needed, just a clear overview of your memberships.
- Track subscriptions, prices, and renewal dates
- Renewal and payment reminders
- Free trial ending notifications
- Subscription spending insights
- Multi-currency support
- Custom subscriptions and categories
- iCloud sync
Read full descriptionHide full description
Subscriptions should make life easier — not become forgotten expenses. Subdeck is a simple, focused subscription manager that helps you keep memberships, software services, and recurring payments in one place. Stay ahead of renewals, upcoming charges, and free trial endings while keeping a clear view of how much you spend on subscriptions. No bank account connection. No complicated budgeting. Just a clearer way to manage your subscriptions. Everything in one place Keep track of your subscriptions, prices, billing cycles, and renewal dates from one clean dashboard. Renewal and payment reminders Get notified before upcoming payments so you can review your subscriptions before the next charge. Free trial reminders Keep track of trial periods and receive reminders before they end, helping you avoid forgotten renewals. Spending insights See your monthly, yearly, and overall subscription spending, with trends and categories that make recurring expenses easier to understand. Multi-currency support Track subscriptions in different currencies and manage services from around the world more easily. Custom subscriptions and categories Add the services you use, create your own subscriptions, and organize them in a way that works for you. iCloud sync Keep your subscription data in sync across your Apple devices with iCloud. Privacy by design Your subscription data is stored locally on your device. No account is required, and you never need to connect a bank account. When you use iCloud sync, your data is stored in your private iCloud account. Subdeck has one simple goal: Know what you're paying for, see what's coming next, and decide whether every subscription is still worth keeping. Third-Party Brand Notice Subdeck is not affiliated with, endorsed by, sponsored by, or officially connected with any third-party brands, products, or services displayed in the app. All names, trademarks, and logos belong to their respective owners and are used only to help users identify and manage their subscriptions. Privacy Policy https://qihu87.github.io/subdeck-privacy/ Terms of Use https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is in-app purchases: Subdeck at none against WorthTrail's 3. WorthTrail's advantage is update cadence (every 2 days vs every 5 days) and ratings volume (8 vs 1). On price, rating, review sentiment and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. WorthTrail sells 3 in-app purchases, starting at $1.99 per month. Subdeck asks for nothing beyond the download.
On the App Store both sit at effectively the same score — 5.0 for WorthTrail against 5.0 for Subdeck. That said, the two scores are not equally well evidenced: WorthTrail has 8 ratings behind it against 1, so its average is the more settled of the two. Written reviews are what separate them: 95% of WorthTrail's written reviews are positive against 89% of Subdeck's.
WorthTrail ships an update every 2 days, Subdeck every 5 days. The most recent releases landed on October 22, 2026 and October 16, 2026 respectively.
| Parameter | WorthTrail | Subdeck |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (8 ratings) | 5.0 (1 ratings) |
| Positive reviews | 95.5% of reviews — better | 88.9% of reviews |
| Number of ratings | 8 — better | 1 |
| Update frequency | Every 2 days — better | Every 5 days |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Devices | iPhone, iPad, Mac — better | iPhone |
| Requires iOS | 17.0 | 17.0 |
| Further details — not scored | ||
| Size | 50 MB | 32 MB |
| Age rating | 4+ | 4+ |
| Developer | 健波 徐 | 启虎 王 |
Customer experience
WorthTrail
Subdeck
In-app purchases
WorthTrail
- WorthTrail Pro Monthly$1.991 Month
- WorthTrail Pro Annual7 Days trial$12.991 Year
- WorthTrail Pro Lifetime$129.99
Subdeck
No in-app purchases








