Comparison

Monet vs Arca Link

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Monet

Features
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Monet: Wallet is simple electronic wallet for fast payments and transfers. With Monet: Wallet you can make online payments and various services. Monet: Wallet allows you to pay instantly regardless of time and location. It’s free to use. It saves you time. It’s handy and easy. Regarding security, the Application has a multi-level verification system, ensuring maximum data security. Here’s what you can pay for via Monet: Wallet: - Utilities, including condominium fees - Medical services - Insurance - The Internet & TV - Mobile communication - Bookmaking - Parking fines, etc. Here’s what else you can do in Monet: Wallet: • Open a free bank account directly in the app Open a bank account anytime, anywhere. Pay no commission fees when topping up the account via Monet payment kiosks and no service fees either. • Make fast money transfers Sending money is just a click away. Transfer money from: - Monet wallet account to another Monet wallet account with 0% commission - card to card - card to Monet wallet account Replenish your Monet wallet via: - attached bank card - in-app bank account - loan - Skrill wallet Keep your cards in one safe place Add your Visa, Mastercard, Amex, and Payoneer cards to Monet wallet and use them as necessary. • Track your spendings Keep track of your expenses to get your spending under control. • Make bulk payments Pay for multiple services in a single click. Organize your payments in groups or star them as “favorites” to find them instantly on the home page. • Schedule payments Forget about the payments you need to make regularly. Set a recurring payment schedule and let Monet wallet do your job. • Choose between light and dark modes Your comfort first. Select the color mode you find best for complete accessibility. • Request money Ask for money from friends or family when you need it most.

About

Arca Link

Features
Read full description

Streamline your payment process and get paid faster with Arca LINK. Generate payment links, create QR codes, accept multiple payment methods, and track transactions in real-time. Perfect for small and medium-sized businesses. Easy Receipt Delivery: Choose how to send transaction receipts to your customers – email, SMS, social media or any messaging app. A sleek and simple interface ensures that even users with minimal tech experience can navigate effortlessly.

Screenshots

Monet4 screens
Arca Link4 screens

Verdict

The call

The clearest difference is update cadence: Monet at fortnightly against Arca Link's every 6 weeks. Arca Link's advantage is iOS requirement (13.0 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Monet ships an update fortnightly, Arca Link every 6 weeks. The most recent releases landed on October 24, 2026 and October 19, 2026 respectively.

Scorecard2 real differences · 4 level
Monet versus Arca Link: the parameters behind the verdict, then further details
ParameterMonetArca Link
PriceFreeFree
Update frequencyFortnightly — betterEvery 6 weeks
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.013.0 — better
Further details — not scored
Size166 MB10 MB
Age rating4+4+
DeveloperMEPAY LLCArmenian Card CJSC

In-app purchases

None

Monet

No in-app purchases

None

Arca Link

No in-app purchases

Questions

Is Monet free?
Monet is free to download, with no in-app purchases.
Is Arca Link free?
Arca Link is free to download, with no in-app purchases.
Do Monet or Arca Link have ads?
Neither Monet nor Arca Link shows ads.
Which is updated more often, Monet or Arca Link?
Monet ships an update fortnightly, and Arca Link every 6 weeks. Most recently, Monet was updated on October 24, 2026 and Arca Link on October 19, 2026.

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