SimpleFi vs BILLWAY
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SimpleFi
Manage your savings, explore investment options, and simulate loan payments with intuitive financial tools. This app helps you make informed decisions to achieve your financial goals.
- Savings Plans Calculator
- Investment Options Discovery
- Loan Payment Simulation
- Secure Transactions
- User-Friendly Interface
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Whether you’re looking to grow your savings, explore investment opportunities, or estimate potential loan payments, SimpleFi has the tools you need. Our app provides calculators to help you make informed financial decisions, with a user-friendly interface and secure transactions. Plan your savings goals, explore tailored investment options, and simulate loan scenarios to understand potential interest rates and returns. SimpleFi is licensed and regulated by the Central Bank of Nigeria. Key Features: • Savings Plans Calculator: Set goals and earn competitive interest. • Investment Options: Discover tailored investment opportunities. • Secure and Reliable: Licensed and regulated for your peace of mind. Plan smarter, invest better, and achieve your financial goals with SimpleFi!
BILLWAY
Manage your daily payments securely and conveniently. Instantly buy airtime and data, pay utility bills, and track all your transactions in one place. Enjoy fast, reliable processing with built-in safeguards for your account.
- Buy airtime and data
- Pay utility bills
- Track transactions
- Secure payment processing
- User-friendly interface
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BILLWAY is a simple and secure app for managing your everyday payments. With BILLWAY, you can: Buy airtime and data instantly Pay utility bills and without stress Track all your transactions in one place Enjoy fast and reliable payment processing Designed for convenience, BILLWAY gives you full control over your daily payments with a smooth and user-friendly experience. Your security is our priority, with built-in safeguards to protect your account and transactions
Screenshots
Verdict
The clearest difference is update cadence: BILLWAY at every 5 days against SimpleFi's every 3 weeks. SimpleFi's advantage is iOS requirement (12.0 vs 15.5). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
SimpleFi ships an update every 3 weeks, BILLWAY every 5 days. The most recent releases landed on November 4, 2026 and October 31, 2026 respectively.
| Parameter | SimpleFi | BILLWAY |
|---|---|---|
| Price | Free | Free |
| Rating | 1.0 (1 ratings) — better | — |
| Number of ratings | 1 — better | — |
| Update frequency | Every 3 weeks | Every 5 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 12.0 — better | 15.5 |
| Further details — not scored | ||
| Size | 36 MB | 95 MB |
| Age rating | 4+ | 12+ |
| Developer | SIMPLE FINANCE COMPANY LTD | BILLWAY PAYMENT SERVICES LTD |
In-app purchases
SimpleFi
No in-app purchases
BILLWAY
No in-app purchases
